BOB Account and Opulence Debit Card Questions

[elvisjj]

Hi everyone,

I recently opened a BOB Power Pack NRE Account, and they offered me a free Opulence debit card with it. I have a few questions:

1. For the Quarterly Average Balance (QAB) requirement, does it start from the account opening day or from 3 months after the account opening date?
2. Regarding the Opulence debit card, the QAB of ₹5 lakhs is required. Does this QAB requirement come into effect from the date of activation of the card, or from the date of delivery of the card?
3. If the QAB requirement starts from the activation date, is there any expiry date by which the card must be activated?

Thanks.

 

[Vasuki]

Hi everyone,

I recently opened a BOB Power Pack NRE Account, and they offered me a free Opulence debit card with it. I have a few questions:

1. For the Quarterly Average Balance (QAB) requirement, does it start from the account opening day or from 3 months after the account opening date?
2. Regarding the Opulence debit card, the QAB of ₹5 lakhs is required. Does this QAB requirement come into effect from the date of activation of the card, or from the date of delivery of the card?
3. If the QAB requirement starts from the activation date, is there any expiry date by which the card must be activated?

Thanks.

Just take it don't ask any questions 🦘

There is already discussion on same topic .

 

[elvisjj]

Just take it don't ask any questions 🦘

I’ve already taken it but need a few clarifications to ensure everything runs smoothly without incurring any penalties.

 

[elvisjj]

There is already discussion on same topic .

I've been searching for the past two days but couldn't find the page. If possible, please share the link. Thank you!

 

[Vasuki]

For the Quarterly Average Balance (QAB) requirement, does it start from the account opening day or from 3 months after the account opening date?

What I heard they don't give you this dc directly
You have to maintain 3 month then ask
So if you getting out of blue
Take it

Regarding the Opulence debit card, the QAB of ₹5 lakhs is required. Does this QAB requirement come into effect from the date of activation of the card, or from the date of delivery of the card?

Also , if you get eterna cc it's good for lounge but now I guess u have to spend 50k on that cc for lounge

Btw what's your requirement for taking it
Will decide you should keep 5 lakh just for a dc

If the QAB requirement starts from the activation date, is there any expiry date by which the card must be activated?

It's QAB so from next qtr u can maintain
Just like mab start from next month after account opening

 

[Vasuki]

I've been searching for the past two days but couldn't find the page. If possible, please share the link. Thank you!

Thread 'BOB World Opulence Visa Infinite Metal Edition Debit Card: A New Addition for the Bank of Baroda HNI Customers' https://www.technofino.in/community...on-for-the-bank-of-baroda-hni-customers.4467/


This is info thread
Read few page if someone has written their experience

Thread 'BoB Masterstroke Savings account | LTF VISA Opulence Debit card (Metal) | LTF VISA Eterna Credit card' https://www.technofino.in/community...card-metal-ltf-visa-eterna-credit-card.32975/


If the balance remains below the benchmark level continuously for 3 months, the Bank may transfer this account to a normal savings bank account and shall recover the charges. All the facilities of bob Masterstroke Savings Bank Account will be withdrawn.


Your account varaint is different so idk

 

[elvisjj]

Also , if you get eterna cc it's good for lounge but now I guess u have to spend 50k on that cc for lounge

I’m unable to get the Eterna credit card due to a low CIBIL score.

Btw what's your requirement for taking it
Will decide you should keep 5 lakh just for a dc

"I work in the Oil and Gas industry and travel every two months (TRV-SHJ-BGW), so lounge access is essential for me."

It's QAB so from next qtr u can maintain
Just like mab start from next month after account opening

That will be good; I can easily manage the QAB.

Thank you.

 

[Anindya98]

Also , if you get eterna cc it's good for lounge but now I guess u have to spend 50k on that cc for lounge

40K spends for Eterna CC Lounge access.