BOB credit cards LIFE TIME FREE

[Nixan]

Hello friends wants to know it is good to apply BOB credit card ?, has some benefits or no? it is offered free of cost if we apply onlie?. it is beneficial for existing BOB AC HOLDERS?

 

[ashwinkashwink is verified member.]

Hello friends wants to know it is good to apply BOB credit card ?, has some benefits or no? it is offered free of cost if we apply onlie?. it is beneficial for existing BOB AC HOLDERS?

Bob really good nowadays 👏 you are getting some good offers and rewards 👌 that too in ltf
Yeah there is a benefit for bob account holders no need for any physical or video KYC and high chances of easy approval 👍

 

[prc1990]

Bob really good nowadays 👏 you are getting some good offers and rewards 👌 that too in ltf
Yeah there is a benefit for bob account holders no need for any physical or video KYC and high chances of easy approval 👍

Not exactly always. I have savings account with BoB but still VKYC and IPV took place for CC application. Although, I didn't mention that during the application as that would prevent me to apply on C2C basis as the options were either/or.

Nevertheless, I think VKYC and IPV were mostly skipped for Easy Card application being it an entry level card. Again, this is just an assumption.

 

[zealot]

Not exactly always. I have savings account with BoB but still VKYC and IPV took place for CC application. Although, I didn't mention that during the application as that would prevent me to apply on C2C basis as the options were either/or.

Nevertheless, I think VKYC and IPV were mostly skipped for Easy Card application being it an entry level card. Again, this is just an assumption.

I have applied for Easy Card and mentioned my savings account details while applying CC but still VKYC was took place and waiting for IPV now. But they mentioned as account holders are preferred and having high chance approval. But who know how they work.

 

[ashwinkashwink is verified member.]

Not exactly always. I have savings account with BoB but still VKYC and IPV took place for CC application. Although, I didn't mention that during the application as that would prevent me to apply on C2C basis as the options were either/or.

Nevertheless, I think VKYC and IPV were mostly skipped for Easy Card application being it an entry level card. Again, this is just an assumption.

You need to select as existing account with BOB option.

 

[ashwinkashwink is verified member.]

I have applied for Easy Card and mentioned my savings account details while applying CC but still VKYC was took place and waiting for IPV now. But they mentioned as account holders are preferred and having high chance approval. But who know how they work.

My branch bank credit card department agent told me this even my friend applied via them not any physical or video KYC taken from him.

 

[prc1990]

You need to select as existing account with BOB option.

If you select that option, you would not get a chance to apply on C2C basis.

 

[AsB]

If you select that option, you would not get a chance to apply on C2C basis.

Nah! I did apply on a C2C basis. I am their existing customer. I just sent the card photo and 2 month statement in the income document section.

 

[prc1990]

Nah! I did apply on a C2C basis. I am their existing customer. I just sent the card photo and 2 month statement in the income document section.

Are wohi to bola ki C2C select karoge to BoB savings account number dal nehi paoge. It's either or thing.

 

[ashwinkashwink is verified member.]

Are wohi to bola ki C2C select karoge to BoB savings account number dal nehi paoge. It's either or thing.

Yes!

 

[AsB]

Are wohi to bola ki C2C select karoge to BoB savings account number dal nehi paoge. It's either or thing.

Tab toh - sahi pakde hein

 

[Rahul92]

Nah! I did apply on a C2C basis. I am their existing customer. I just sent the card photo and 2 month statement in the income document section.

What limit did you get on c2c basis ? Also plz mention both cards and their limits

 

[AsB]

What limit did you get on c2c basis ? Also plz mention both cards and their limits

Limit I got was 35k. Card - BoB Premier, upgraded from BoB Easy both in RuPay variant.

 

[Rahul92]

Limit I got was 35k. Card - BoB Premier, upgraded from BoB Easy both in RuPay variant.

Which card for c2c basis and it's limit ?

 

[AsB]

Which card for c2c basis and it's limit ?

Card for C2C was Amazon Prime. Limit - 2 lakh
But, they dont give you credit limit based on C2C limit. Rather you should increase the annual income value by a few percent. The final limit, that you get after receiving the card will be mostly based on the Annual Income.

 

[Rahul92]

Card for C2C was Amazon Prime. Limit - 2 lakh
But, they dont give you credit limit based on C2C limit. Rather you should increase the annual income value by a few percent. The final limit, that you get after receiving the card will be mostly based on the Annual Income.

Or maybe they don't give value to apay card for c2c basis . Other cards may have better chance.

 

[AsB]

Or maybe they don't give value to apay card for c2c basis . Other cards may have better chance.

No. I never gave my income docs, yet my card was accepted. And also, the limit was shown before the document upload section. That limit was what I got in my card as well.

 

[AsB]

It's called Amazon Pay CC not Amazon Prime ...

Sahi pakde hein

 

[bdnbje]

Correct

How BOB gives limit is still a mystery
Atleast Axis ki tarah 15K
Aur SBI ki tarah 14K to nei diya!

my bob limit is 15k 😔

 

[moonsmart]

I

Card for C2C was Amazon Prime. Limit - 2 lakh
But, they dont give you credit limit based on C2C limit. Rather you should increase the annual income value by a few percent. The final limit, that you get after receiving the card will be mostly based on the Annual Income.

I applied premier using SBI SimplyClick which had 1L limit at that time, and got same limit on BOB.