BOB Radiance

[CARDBITRAGE]

Hello! I have been told by my BM that I have been onboarded into BOB Radiance. But I have not received any sort of confirmation. The BM says an RM hasn't been mapped to my account yet, but it's been more than 2 months. I easily maintain more than the required NRV. Moreover, there has been no change in my BOB World and net banking interface. If anybody is part of Baroda Radiance, can you please tell me how I can confirm the same? Also, is there any change in the BOB world app and net banking? Thank you.

 

[Tosh]

Try asking for Eterna LTF. If they give without any proofs or questioning then you should be a radiance customer

 

[CARDBITRAGE]

But would there be any changes to the NetBanking interface for a Radiance customer?

 

[Tosh]

Don't know, maybe someone else can help here.

 

[ashishsinghi]

Try asking for Eterna LTF. If they give without any proofs or questioning then you should be a radiance customer

can we get eterna ltf if we are bob radiance customer,?

 

[Tosh]

Yes, hence I suggested to ask for it. It's like an indirect way to confirm status unless you are a very valuable non radiance customer whom they will make an exception for.

 

[hariselio]

But would there be any changes to the NetBanking interface for a Radiance customer?

Any difference you noticed in Radiance account?

Any idea on which debit card they provide?

I recently gave a request for account opening in BOB for my wife by visiting branch. Online mode was not working, as she has existing loan account in another BOB branch. Initially branch also did not accept the form and asked to visit the loan branch, but after talking to BM, they reluctantly accepted and told form will go to regional office.

It's been two weeks, no updates! But just got a message saying on boarded to Radiance and got another message saying debit card dispatched.

 

[CARDBITRAGE]

Any difference you noticed in Radiance account?

Any idea on which debit card they provide?

I recently gave a request for account opening in BOB for my wife by visiting branch. Online mode was not working, as she has existing loan account in another BOB branch. Initially branch also did not accept the form and asked to visit the loan branch, but after talking to BM, they reluctantly accepted and told form will go to regional office.

It's been two weeks, no updates! But just got a message saying on boarded to Radiance and got another message saying debit card dispatched.

No change in the interface, so I had no way of knowing. I took my BM's word for it. I already held a dc before I was on boarded so I didn't bother requesting another one. After they launched the Sapphire DC, I asked them to issue that to me.

 

[noobdipesh]

Hello! I have been told by my BM that I have been onboarded into BOB Radiance. But I have not received any sort of confirmation. The BM says an RM hasn't been mapped to my account yet, but it's been more than 2 months. I easily maintain more than the required NRV. Moreover, there has been no change in my BOB World and net banking interface. If anybody is part of Baroda Radiance, can you please tell me how I can confirm the same? Also, is there any change in the BOB world app and net banking? Thank you.

@RadioactiveTabela . .

 

[bainmebain]

In January I got an SMS saying they had made me a Radiance customer. Then about two weeks ago an email saying the same thing.

This week my email statement was blue instead of Baroda Orange.

I have no idea what Radiance is. Didn't ask for it. Don't need it.

And I have a feeling that the only difference I will ever see in being this Radiance customer compared to whatever I was before will be the colour of my statement.

 

[IDontThinkSo]

@bainmebain Did you talk to your RM (if there is one) about how did you migrate to it?

I am currently trying to understand what is the downgrade criteria for Radiance.

 

[Bhagat Singh]

Hello! I have been told by my BM that I have been onboarded into BOB Radiance. But I have not received any sort of confirmation. The BM says an RM hasn't been mapped to my account yet, but it's been more than 2 months. I easily maintain more than the required NRV. Moreover, there has been no change in my BOB World and net banking interface. If anybody is part of Baroda Radiance, can you please tell me how I can confirm the same? Also, is there any change in the BOB world app and net banking? Thank you.

I opened bob radiance today. Account has ben activated immediately. But RM said it will take 15-20 days to complete onboarding

 

[IDontThinkSo]

I opened bob radiance today. Account has ben activated immediately. But RM said it will take 15-20 days to complete onboarding

Did you negotiate for Eterna as LTF or are they giving it as complimentary ? Or nothing to do with eterna.

 

[Harrypotter]

I opened bob radiance today. Account has ben activated immediately. But RM said it will take 15-20 days to complete onboarding

i have messaged you

 

[V360]

i have messaged you

What was the criteria for opening this account?

 

[shake-all-Sphere]

what is customer care to ask for eterna ltf if you are radiance customer.

 

[Harrypotter]

Sa

What was the criteria for opening this account?

Same question

 

[Bhagat Singh]

Did you negotiate for Eterna as LTF or are they giving it as complimentary ? Or nothing to do with eterna.

Eterna is complentary, it will be ltf once issued . No connection with radiance once issued ltf. There is no mention of eterna being chargeable if downgraded or closed radiance relationship.

 

[Bhagat Singh]

what is customer care to ask for eterna ltf if you are radiance customer.

I will try once my account is successfully onboarded. But i doubt they'll do it. Because i do not have such high itr and my credit limit is only 15k. Bob is not increasing it.

 

[Bhagat Singh]

What was the criteria for opening this account?

Sa

Same question

Just give 10 lakhs initial deposit and keep it for 2-4 weeks.
As bob is goverment bank everything is done via branch and branch people are extremely slow. Even to get my account opened they made we wait 2 hours because in between their lunch time happened and they went to eat lunch.

RM said it will take 15-25 days to finish onboarding.