Don't worry, even some of the heavy hitters on TF got stuck with trashback, someone with NRV of 50L has this trashback CC on this forum, by the way Diners Priviledge is not a very good card either, as it is too much devalued plus you told your's is a tier 3 city I seriously doubt the acceptance of DCP there (correct me if I am wrong), hopefully they will upgrade yours. If they offer Millenia or Regalia Gold for you or Mom's account take it eyes closed.A paid Diners Club Privilege...
कभी किसी को मुकम्मल जहाँ नहीं मिलता
That shayri is exactly what I feel right now
I will say Axis, better than ICICI, but go for ICICI as well, I mean why not ICICI has lot of merchant based online offers. Meanwhile don't get disheartened, its just a card afterall.That shayri is exactly what I feel right now
I think I'll take another bank's card yeah, what do you recommend me, depending on the limited idea you got from my limit, and use case. What about ICICI coral? Or some other LTF card of axis (I have an account there, I can deposit 30-40K there to boost some chances)
www.technofino.in
As I said earlier I also want to upgrade my BMBack and am exploring ways to do it. But at the end of the day it's only a card my friend. It doesn't deserve this. Use it when you feel like it and leave it when you feel like it. If they don't offer what you want then close it and move on. They'll come after you at some point. And even if not then there are much better options available.That shayri is exactly what I feel right now
1. No never do that closing a core card and keeping co-branded (TATA infinity) is like taking an engine out of car and trying to sell it. See HDFC is different, in this thread itself I have compiled various threads where people did that and got stuck. You either kill both cards or keep them both alive. If you want a better card and not getting despite doing spends close both card wait very patiently and see if pre-approved offer resurface other wise go to branch ask a BM or RM who is in his right mind apply via him on C2C basis (I assume you have another card) DO NOT APPLY VIA any ICICI or INDUSIND bank card, preferred card should have limit >4L, I repeat DO NOT APPLY VIA any ICICI or INDUSIND bank card.
www.technofino.in
Exactly.....very true, it is not end of the world.
1. No never do that closing a core card and keeping co-branded (TATA infinity) is like taking an engine out of car and trying to sell it. See HDFC is different, in this thread itself I have compiled various threads where people did that and got stuck. You either kill both cards or keep them both alive. If you want a better card and not getting despite doing spends close both card wait very patiently and see if pre-approved offer resurface other wise go to branch ask a BM or RM who is in his right mind apply via him on C2C basis (I assume you have another card) DO NOT APPLY VIA any ICICI or INDUSIND bank card, preferred card should have limit >4L, I repeat DO NOT APPLY VIA any ICICI or INDUSIND bank card.
One more golden rule - DO NOT APPLY via any STUPID HDFC AGENT, these are quacks nothing more. I again repeat becoz people commit these mistakes again and again - DO NOT APPLY via any STUPID HDFC AGENT. They may say If you apply via us we can give TAJ MAHAL as free Gift don't go via that route.
2. This is not possible, I guess some agent convinced you into lying and saying that you are self employed. If you got moneyback business somebody without your knowledge filled the form saying you are self employed correct me if I am wrong. Meanwhile you can close this and follow steps mentioned in point 1.
To help you further recommend you one Golden Thread: @NOOBY Go through this word by word before doing anything with your card.
[INFO] HDFC LTF Credit Card Application via Call/WhatsApp/Mail
Most of people receive automated calls HDFC Credit Cards Lifetime Free eligibility. Many of them actually go through the shady process of sharing details via WhatsApp/Mail and receive a lower variant card with much lower limit. After seeing such posts on weekly basis, I thought of putting up an...
No No nothing great about me I just know the Modus Operandi of HDFC bank. I suggest you close the card and apply after 3 months or more via C2C basis but not using ICICI and Indusind bank, use SBI, Axis or any foreign bank like Stan C, HSBC, Amex (HDFC loves foreign bank CC) and apply ONLY via a branch with a proper HDFC employee wearing HDFC Lanyard.
Whats wrong with icici and indusind?
I sent them Card Statements for C2C method...and they are not agreeing... But if i will cancel my cards and will apply fresh by card to card method they will issue Millenia/...
You got infinity card with 50k limit what's the process ?
Are you working hdfc bank?1. No never do that closing a core card and keeping co-branded (TATA infinity) is like taking an engine out of car and trying to sell it. See HDFC is different, in this thread itself I have compiled various threads where people did that and got stuck. You either kill both cards or keep them both alive. If you want a better card and not getting despite doing spends close both card wait very patiently and see if pre-approved offer resurface other wise go to branch ask a BM or RM who is in his right mind apply via him on C2C basis (I assume you have another card) DO NOT APPLY VIA any ICICI or INDUSIND bank card, preferred card should have limit >4L, I repeat DO NOT APPLY VIA any ICICI or INDUSIND bank card.
One more golden rule - DO NOT APPLY via any STUPID HDFC AGENT, these are quacks nothing more. I again repeat becoz people commit these mistakes again and again - DO NOT APPLY via any STUPID HDFC AGENT. They may say If you apply via us we can give TAJ MAHAL as free Gift don't go via that route.
2. This is not possible, I guess some agent convinced you into lying and saying that you are self employed. If you got moneyback business somebody without your knowledge filled the form saying you are self employed correct me if I am wrong. Meanwhile you can close this and follow steps mentioned in point 1.
To help you further recommend you one Golden Thread: @NOOBY Go through this word by word before doing anything with your card.
[INFO] HDFC LTF Credit Card Application via Call/WhatsApp/Mail
Most of people receive automated calls HDFC Credit Cards Lifetime Free eligibility. Many of them actually go through the shady process of sharing details via WhatsApp/Mail and receive a lower variant card with much lower limit. After seeing such posts on weekly basis, I thought of putting up an...
Even if you don't like it it still counts as Core card, if you have this 2nd HDFC core card is hard to come by
I will say Axis, better than ICICI, but go for ICICI as well, I mean why not ICICI has lot of merchant based online offers. Meanwhile don't get disheartened, its just a card afterall.
All of us who replied on this thread will be lying if we say 'xyz' is the guarenteed method of obtaining a useful CC from HDFC. HDFC's CC algo is a cryptic code, nobody knows.
BUT I have a suggestion for you leave everything just refer this thread:
Infinia - Easiest way to get an Infinia Metal I've ever heard
Freind of mine called me today, he is an entrepreneur, has a startup with friends making and installing electric car chargers ,never had a credit card till now ,went upto HDFC bank Lucknow branch few weeks back to open an account with a check of 20 Lakhs and told them only if he gets an Infinia...
Read @S S V , @Lobogris and @Wealth is my birth right! comments specially.
Somebody got Infina directly in this thread but this thread is not about that read the words of wisdom there more important than infina.
If it's okay for you.
