Thanks... happy that I was able to help.Your advice was also pretty helpful so I'm grateful to you too
And no this is not a FD based card, they I believe offer it to self employed people only, maybe me having a current account also triggered the recommendation. Bamboo kar kay hi azaadi mili is kabaad say
Yeah, i sent a new request to the cc escalation team as of now. The business moneyback was pre approved. I do little bit of freelancing through which i get paid like 200-400$ in like 5-6 months depending upon projects. I never mentioned business but in pre approved I got it. Initially i had no idea about cc and i got trapped into this business moneyback.
it was grievance redressal team, this ticket was raised more than a month ago. I raised a new one yesterday. I already do e-commerce spends and paid all the bills in time for about 15+ months now. I will try this 1L deposit thing and see how it goes. but i can't keep it for more than a week so that's the thing.
Maybe try changing your status from self employed to salaried in the profile. Although the 1L thing is just a hit or miss, in my case I used to get 40K limit early on, then it changed to 1L after I got into classic programme. What you could have done is to negotiate using this money while opening your account for Milennia atleast and leverage it. Later on you could have shifted the money back after getting the card
Daak sahab aapki kya salaah hay, kya karun?
Kahne ko to 22% hay par 22K hota hi kya hayMy status I have updated as salaried only. Though I got a reply today saying that we will look into your concern and provide a solution before 19th Feb. Let's see what they got to say this time.
let's see, they gave me a meagre LE of 22K after mailing but haven't replied about it yet so waiting for that too
So u got pre approved offer?Daak sahab aapki kya salaah hay, kya karun?
Bro i got just 11k increase and its not even 5% of my limit. Hdfc is weird sometimes.Daak sahab aapki kya salaah hay, kya karun?
Not sure if it was pretty approved or not, I have been in an email chain with them since 2 weeks, currently it was on lvl 1 (escalation cc) which had promised me on 9th Feb to reply by 19th Feb (they haven't yet).
11K increase, it's a shame man.
I expected atleast 30-40K for myself lol.
Slight correction ..
Hdfc no matter how much they say they understand
What's the catch in the RM thing? What do they expect in return? Target poora karne ki baat ho to March mey lapet loon usko balance maintain karne ki dhamki de kar?
Fd might work with sweep in facility but they can't do much .What's the catch in the RM thing? What do they expect in return? Target poora karne ki baat ho to March mey lapet loon usko balance maintain karne ki dhamki de kar?
.
They were good to me. However this is really shamefull. Btw should i accept this so called offer or let it be.
Leave it .
Fd might work with sweep in facility but they can't do much .
Above 1 lakh limit u will get 1-2 small increase then a big increase but will take 1-2 yr
Hdfc ain't icici in l.e
ab I'm thinking to accept this and reapply for another increase around June, when I'm done with ITR filing etc and all, worth the shot?
Depending upon your planned spends in the next quarter/ 2 quarters..Aur mera 22K ka increase?Take or leave?
