Card To Card Credit Card application without income proof

[bbiswas]

i have 1.20 lacs limit sbi simply click card, my cibil- 778, my age 21 , i am a student. which bank credit card can i get easily in card to card basis? i have ICICI,HDFC,BOB savings account.

 

[prc1990]

i have 1.20 lacs limit sbi simply click card, my cibil- 778, my age 21 , i am a student. which bank credit card can i get easily in card to card basis? i have ICICI,HDFC,BOB savings account.

Welcome to this group Bob Biswas .

 

[prc1990]

i have 1.20 lacs limit sbi simply click card, my cibil- 778, my age 21 , i am a student. which bank credit card can i get easily in card to card basis? i have ICICI,HDFC,BOB savings account.

Apply for ICICI Platinum Chip card, life time free for everyone.

 

[AllSeeker]

You have simplyclick while being only 21 and that too with 1 lacs + limit?

Good god, you will have no problem getting all the banks you mentioned, just wait for LTF offers and apply C2C.

 

[TheTrickySid]

Apply for ICICI Platinum Chip card, life time free for everyone.

I have heard that ICICI makes excuses in issuing this card as it is ltf instead they suggest to apply for make my trip cc

 

[Extrovert🌃]

i have 1.20 lacs limit sbi simply click card, my cibil- 778, my age 21 , i am a student. which bank credit card can i get easily in card to card basis? i have ICICI,HDFC,BOB savings account.

That's great to hear! Do share your journey how you came across acquiring relatively high limit simplyclick @ the age of 21 that too without income proof i suppose as you are a student.

 

[Sravan]

i have hdfc business moneyback with 1 lakh limit, idfc 1 lakh limit. my cibil score is 766(all cards are more than 6 months old)
if i apply c2c for axis, icici, yesbank,citi bank, can i get 100%approval?
i dont have income proof
note, i have sbi simply click 72k limit. recently limit increased from 48 to 72k( 1 year old card )

 

[AllSeeker]

i have hdfc business moneyback with 1 lakh limit, idfc 1 lakh limit. my cibil score is 766(all cards are more than 6 months old)
if i apply c2c for axis, icici, yesbank,citi bank, can i get 100%approval?
i dont have income proof
note, i have sbi simply click 72k limit. recently limit increased from 48 to 72k( 1 year old card )

Apply using SBI card, you will get approval in all except citi. Citi can be little tricky, they sometimes ask more documents for proof of income. That's why I'm also waiting.

 

[AllSeeker]

Also Yes bank CCs are not that good ... I don't think it's worth it

I agree, but if you are getting it LTF, sure take it.

 

[Sravan]

Do you have BOB CC?

i got pre approved offer for bob and i applied. its almost one month still i didnt get credit card. application under process saying

 

[Sravan]

Apply using SBI card, you will get approval in all except citi. Citi can be little tricky, they sometimes ask more documents for proof of income. That's why I'm also waiting.

my card is one year old and thats fine. but recently my limit increased to 72k from 48k
with 48k limit i used it for more than 6 months, with 72k limit i used it for 3 to 4 months. is it good enough ?
bcz while c2c applying card should be 6 months old with minimum limit 72k is good enough to get cards

 

[Sravan]

Try applying for LTF Indusind CC

that also i got pre approved, i given all details to the card agent but still didnt get any response from him. he said have to wait some days. its almost more than one month now

 

[AllSeeker]

my card is one year old and thats fine. but recently my limit increased to 72k from 48k
with 48k limit i used it for more than 6 months, with 72k limit i used it for 3 to 4 months. is it good enough ?
bcz while c2c applying card should be 6 months old with minimum limit 72k is good enough to get cards

Yes, its fine. But make sure there is no ongoing emi, means all limit should be free when you apply C2C.

 

[Sravan]

Yes, its fine. But make sure there is no ongoing emi, means all limit should be free when you apply C2C.

oh shit i have 18k emi for one year, now its 9k emi any problem?

 

[Sravan]

Apply using SBI card, you will get approval in all except citi. Citi can be little tricky, they sometimes ask more documents for proof of income. That's why I'm also waiting.

how many cards can i apply in a month without affecting cibil?

 

[AllSeeker]

oh shit i have 18k emi for one year, now its 9k emi any problem?

9k is still less, so it's fine but whenever you apply make sure that number of utilized limit is very low. You should have 80-90% of your limit free.

 

[Sravan]

9k is still less, so it's fine but whenever you apply make sure that number of utilized limit is very low. You should have 80-90% of your limit free.

i dont have any emi on hdfc money back cc, can i apply with that?
why you preferred sbi cc only for c2c apply? any specific reason?

 

[Sravan]

Even if you apply for 5, your Cibil won't be affected much

bro what is ur profession ?
how you got pro member tag ?

 

[Sravan]

Apply with higher limit CC which is older

high priority for limit or older one
sbi cc older than hdfc, but hdfc limit 30k more
i think just 3 to 4 months difference thats it

 

[Akashgod]

Go with hdfc , 3 months doesn't make a big diff