Credit Card bill payment by debit card or rewards - only provide working solutionh after 5 Septemeber 2024

[lightwaves]

Hey,
What's the current best option to pay Amex bills? I have a bill for 77K, and I used to pay via Cred using my Indusind DC for the points.

No option other than UPI to pay on CRED, so seeking an alternative and reading this thread. I prefer to use my IndusInd DC, but also have an ICICI DC. Suggestions?

Following + +

 

[Vasuki]

@Vasuki says you have to call them if delay is more than 14 days

14 working days not just 14 days

 

[Ank!t]

On 23/09 I've paid 20k HDFC CC bill on SBI Unipay through HDFC Plat DC. Still 1% cash points not credited. As I've paid 5k Axis CC bill through same route on 18/09 and had got points credited in 2 days. Is there any change in system?

 

[althafvly]

Any way to pay bill early for HDFC card?. I have hdfc PLATINUM dc card. But not able to pay via setu,unipay or airtel. Only cred is the option at the moment. But no 1%.

 

[6ix9ine]

Any way to pay bill early for HDFC card?. I have hdfc PLATINUM dc card. But not able to pay via setu,unipay or airtel. Only cred is the option at the moment. But no 1%.

After BBPS implementation, only a few banks like SBI allow you to pay bills multiple times.

On 23/09 I've paid 20k HDFC CC bill on SBI Unipay through HDFC Plat DC. Still 1% cash points not credited. As I've paid 5k Axis CC bill through same route on 18/09 and had got points credited in 2 days. Is there any change in system?

Nothing is changed, calculate your monthly bills (including failed transactions).

If everything is correct according to your calculations then you will get it by the 1st week of October max. (we are in month end)

 

[avinash2711]

I got the points for paying IndusInd CC bill with HDFC Plat DC. But not able to redeem the points. I have been trying for a week.

 

[SonyTom]

Any way to pay bill early for HDFC card?. I have hdfc PLATINUM dc card. But not able to pay via setu,unipay or airtel. Only cred is the option at the moment. But no 1%.

Not possible to prepay and at the same time get rewards for HDFC credit cards

 

[LordSpymaster]

I got the points for paying IndusInd CC bill with HDFC Plat DC. But not able to redeem the points. I have been trying for a week.

What portal/app did you use to pay this bill? I'm trying to find an avenue for my Amex bill, but no decent options anywhere.

 

[avinash2711]

What portal/app did you use to pay this bill? I'm trying to find an avenue for my Amex bill, but no decent options anywhere.

SBI UNIPAY. Apologies forgot to mention it

 

[LordSpymaster]

Got it. Unipay doesn't have the option to pay an Amex bill, so looking for alternatives to use my IndusInd DC to pay this bill.

 

[2024]

Sir how many days required to adjust paid amt on SBI unipay/ airtel thanks

yeah, it may happen sometimes I faced a similar issue with a Recharge

but I paid around 5 cc bills in Airtel app and did not face any issue with cc bills
I always prefer sbi unipay after hdfc bill

 

[Fini7777]

Sir how many days required to adjust paid amt on SBI unipay/ airtel thanks

CC Bills will be settled within 5-10 mins usually
Failed transaction Refunds may take upto 7 working days

 

[SonyTom]

Got it. Unipay doesn't have the option to pay an Amex bill, so looking for alternatives to use my IndusInd DC to pay this bill.

Try mobikwik. You may be able to pay via debit card. But most probably you won't get any reward points

 

[2024]

Can we pay before bill generation on SBI unipay, and no debit card option showing, only option available to pay is SBI acct

 

[SonyTom]

Can we pay before bill generation on SBI unipay, and no debit card option showing, only option available to pay is SBI acct

It was working fine yesterday, paid CC bill with DC. Didn't check today. Mostly it will come back after some time

 

[6ix9ine]

Can we pay before bill generation on SBI unipay,

This depends on bank, works fine for SBI but not for HDFC and others. This is just an example.

and no debit card option showing, only option available to pay is SBI acct

Because you are going to SBI unipay through internet banking.

Instead use this direct link: https://customer.sbiunipay.sbi/CustomerPortal/quickPay

 

[pankaj_ji]

SBI UNIPAY not giving 1% on transactions done after 25th Sep

After BBPS implementation, only a few banks like SBI allow you to pay bills multiple times.



Nothing is changed, calculate your monthly bills (including failed transactions).

If everything is correct according to your calculations then you will get it by the 1st week of October max. (we are in month end)

UNIPAY

 

[6ix9ine]

SBI UNIPAY not giving 1% on transactions done after 25th Sep


UNIPAY

Pankaj ji read this 🙏

We are at the end of the month, and this is completely normal for HDFC. It has happened multiple times before, just wait until the first week of October, and it will be processed.

No need for panik pls, thanks

 

[dnp71]

What is criteria to get 0.93 % using indie visa signature debit card for cc bill payment in sbi unipay?

Thanks in advance

 

[airbubble]

Pankaj ji read this 🙏

We are at the end of the month, and this is completely normal for HDFC. It has happened multiple times before, just wait until the first week of October, and it will be processed.

No need for panik pls, thanks

let's see, i paid my bill on 26th, have received any cashback yet