credit card help

[Vasuki]

What if someone hold unsecured kotak card, pre-approved offer can be seen, and by which medium, Mobile/ Internet Banking or WhatsApp or Email or SMS or through call by agent?

App .
Usually it comes
Like u get le on fd backed card then other vairant upgrade

 

[#aniket]

App .
Usually it comes
Like u get le on fd backed card then other vairant upgrade

But you can't apply from the app, it will restrict to apply by stating, you already hold a credit card with us.

 

[batman07]

but fr the best way to get a cc easily is open a savings account in whichever bank cc u want, park lots of funds in account and use debit card alot if u wanna, and u will get cc offer after a few months

 

[batman07]

But you can't apply from the app, it will restrict to apply by stating, you already hold a credit card with us.

after talking to kotak customer care here's what I found, if u fold 811 card(notfd based) then u can get it upgraded but if u have a secured cc then u need to close and apply after 6 months for an unsecured one. Whenever u close a cc, no bank will give u unsecured cc for the next 6 months

 

[Vasuki]

But you can't apply from the app, it will restrict to apply by stating, you already hold a credit card with us.

I thought u asked about seeing only .
Yes contact customer care.
If u already seeing Offers .and want to apply email customer care.

I m new to kotak cc game. Got it last month

 

[Vasuki]

after talking to kotak customer care here's what I found, if u fold 811 card(notfd based) then u can get it upgraded but if u have a secured cc then u need to close and apply after 6 months for an unsecured one. Whenever u close a cc, no bank will give u unsecured cc for the next 6 months

Or else u can get upgrade on fd based card
But someone was sharing same story but his service area was not serviable from kotak hence even with high limit than fd initially. He can't close and get totally unsecured card

 

[#aniket]

I thought u asked about seeing only .
Yes contact customer care.
If u already seeing Offers .and want to apply email customer care.

I m new to kotak cc game. Got it last mon

I thought u asked about seeing only .
Yes contact customer care.
If u already seeing Offers .and want to apply email customer care.

I m new to kotak cc game. Got it last month

Yep you got Myntra one. Likewise, I reopened my League.

 

[Vasuki]

Yep you got Myntra one. Likewise, I reopened my League.

I want their zen signature now maybe in march april

 

[Vasuki]

Yep you got Myntra one. Likewise, I reopened my League.

Mind u i m finding difficulty in sending more than 5k or 10k upi to merchant..
While on my axis i can send seemlesly

 

[#aniket]

Or else u can get upgrade on fd based card
But someone was sharing same story but his service area was not serviable from kotak hence even with high limit than fd initially. He can't close and get totally unsecured card

Better not to get secured and wait patiently to get pre approved for Unsecured, being student of 18-20 age group.

 

[#aniket]

Mind u i m finding difficulty in sending more than 5k or 10k upi to merchant..
While on my axis i can send seemlesly

Not able to pay every merchant even upto 2k, though no MDR on merchant part.

 

[#aniket]

Not able to pay every merchant even upto 2k, though no MDR on merchant part.

@DocFixIt mera bhi reply kar dijiye

 

[Vasuki]

Not able to pay every merchant even upto 2k, though no MDR on merchant part.

Use paytm !
Tier 1-2 city ppl are more smart

 

[#aniket]

Use paytm !
Tier 1-2 city ppl are more smart

I only use Paytm, though unable to get option of CC on some merchant and sometimes transaction went on pending and failed.

 

[Vasuki]

@DocFixIt mera bhi reply kar dijiye

If u trying to Take out money .
Make bhartpe account with
Food processing bussines.
Scan and pay
Not from gallery.
1.5% effectively.
0.5 for neu plus
0 for Myntra kotak
0 for neu infinity

 

[Vasuki]

I only use Paytm, though unable to get option of CC on some merchant and sometimes transaction went on pending and failed.

I took out 150 k during hospital emergency last month..it works
One more thing i noticed
While doing Rupay cc payment to any mechant from kotak Myntra rupay card with scan pay
My name shows as NA to merchant & not my actual name
@Abhishek012 thoda sa roshini daliye
Kya ho rha hai aapke hote hue

 

[#aniket]

If u trying to Take out money .
Make bhartpe account with
Food processing bussines.
Scan and pay
Not from gallery.
1.5% effectively.
0.5 for neu plus
0 for Myntra kotak
0 for neu infinity

Will try this, but main issue is, Rupay is not even supported to get added for Tap to Pay, no amount and merchant name while making transaction with OTP, not able to get option of Credit card on UPI for some merchants, even IRCTC and others on big cities.

 

[Vasuki]

how to approach them and where can I find them, I dont mind spending 20k monthy on them

Lets see will update you

 

[#aniket]

I took out 150 k during hospital emergency last month..it works
One more thing i noticed
While doing Rupay cc payment to any mechant from kotak Myntra rupay card with scan pay
My name shows as NA to merchant & not my actual name
@Abhishek012 thoda sa roshini daliye
Kya ho rha hai aapke hote hue

Yeah, I too (League) have faced the same issue, Paytm responded everything is okay from our end contact your bank.

 

[Vasuki]

Will try this, but main issue is, Rupay is not even supported to get added for Tap to Pay, no amount and merchant name while making transaction with OTP, not able to get option of Credit card on UPI for some merchants, even IRCTC and others on big cities.

It takes two time in tap pay on petrol pump.