Easy address update methods for all banks (and credit cards)

[yolofino]

With the power of the Internet, there has been good initiatives by the banks in India to update one's address online or without visiting any branch. I'll be listing one by one (whichever I experienced) as a comment and link here as well.

Address change is one of painful processes in India with the govt departments and private entities demanding a proof to change the address, which is difficult to get when one moves places.

I request everyone to share their address change experiences so that it helps someone reading it and this in turn could reduce the paperwork by a huge margin.

IDFC First Bank method

 

[TheTrickySid]

Not aadhar address,any address

Which bank does this??

Also from where do they get the biometric data??

 

[runzone]

I will su

Visit indusind branch,just by biometric you can update any address of your choice without OVD.

I will surely try this out. But I have doubt. If I am in Delhi branch can I update the address of Mumbai? 😂

 

[CARDiologist]

Recently updated all of my bank account & credit card addresses based on aadhar/voter id card through online.

All of the address update request processed within 2 days.

IndusInd/Indie - Indusmobile app - 2 days - Via Voter id
ICICI - ICICI net banking - 2 days - Via Voter id
Axis - Axis Mobile - Instant - Via aadhar

I think almost all banks have this facility.

 

[gurubhai]

It took me 2-3 weeks to get my address changed via this biometric process with HDFC bank.
The employees know the procedure but so f'lazy to do it.

 

[deep@vie]

I will su

I will surely try this out. But I have doubt. If I am in Delhi branch can I update the address of Mumbai? 😂

You can update Delhi address in Delhi branch even if address in your aadhar is of Mumbai,not vice versa,it comes under declaration that I'm verifying my biometric & declaring that from today onwards my communication address shall be this.

 

[deep@vie]

Which bank does this??

Also from where do they get the biometric data??

Do you remember banks used to do biometric for credit cards issuance for NTB customers but registered any address of their choice as communication address,was not adamant on aadhar address.
The same thing is here.

 

[deep@vie]

It took me 2-3 weeks to get my address changed via this biometric process with HDFC bank.
The employees know the procedure but so f'lazy to do it.

Yes,the inefficiency is the issue

 

[deep@vie]

I will su

I will surely try this out. But I have doubt. If I am in Delhi branch can I update the address of Mumbai? 😂

Should try.
Nirma tagline

 

[Trust Me]

Without proof,just by biometric one can update any address of one's choice.

Biometric generally means only fingerprint here, -- not iris scan and such, right?

In my experience fingerprint verification can be a major problem for many people, -- people working with their hands, aged people, etc. The cheap equipment used at most places often aren't good enough to make out non-optimum fingerprints. What's the way out? Anybody has seen any alternatives (e.g. iris scanners) being employed anywhere?
.

 

[deep@vie]

Biometric generally means only fingerprint here, -- not iris scan and such, right?

In my experience fingerprint verification can be a major problem for many people, -- people working with their hands, aged people, etc. The cheap equipment used at most places often aren't good enough to make out non-optimum fingerprints. What's the way out? Anybody has seen any alternatives (e.g. iris scanners) being employed anywhere?
.

Most bank branches are equipped with biometric only,may be in near future Iris scanner shall be deployed as well

 

[Md Kaif]

I only have the credit card, I think they haven't incorporated this feature for only credit card holders.May be very soon we can see it.

Same question. I need to update the address on my IDFC account. I only have a credit card from them. How do I update my address online from the comfort of my home?

 

[Trust Me]

Most bank branches are equipped with biometric only,may be in near future Iris scanner shall be deployed as well

You still mean Fingerprint only, don't you? Biometric would include Iris Scanner too!

 

[deep@vie]

You still mean Fingerprint only, don't you? Biometric would include Iris Scanner too!

Branches aren't equipped with Iris scanners,I meant that.
I do understand biometrics can be done via 10 to 15 ways.
Iris,retina,eye vein,facial,voice recognition etc

 

[yolofino]

I only have the credit card, I think they haven't incorporated this feature for only credit card holders.May be very soon we can see it.

For IDFC credit card-only, try emailing them with a masked Aadhaar + PAN, they should change with that.

 

[yolofino]

Most of the banks now allow to update address of their choice by completing biometric authentication at every branch.

Hmm, many do, yes. However, this requires going to the branch and banks like HDFC wastes a lot of time and annoys you for "investment plans".

Another factor, as someone else commented here earlier is that finger biometrics are not reliable and poor folks can't use it. Unfortunate reality which the govt don't want to believe.

Personally, finger biometrics feels like signing a blank paper, it's archaic.

 

[yolofino]

Was the address updated without any verification??

Yes, this happens. The thing is UIDAI and govt is allowing this. So the banks are doing this.

HDFC bank used to do this without biometrics for salary account holders, stopped it sometime back.

 

[yolofino]

Same question. I need to update the address on my IDFC account. I only have a credit card from them. How do I update my address online from the comfort of my home?

Email them with your PAN card + masked Aadhaar. They should be able to change with that.

 

[Akki]

It took me 2-3 weeks to get my address changed via this biometric process with HDFC bank.
The employees know the procedure but so f'lazy to do it.

Same here. HDFC is very slow in updating address via bank. Took around 2 weeks.

 

[yolofino]

I have credit card-only account with ICICI, Axis, RBL, Citi, Federal, BoB etc.

All these allowed me to change the address online. SBI Cards was adamant on physical biometric auth earlier, now they dropped the ball and following Digilocker-based auth.

ICICI cc - I emailed them.

Axis cc - Did via netbanking portal, can be done via app as well. Here again, I faced issued with Aadhaar - after otp it showed error. Was successful 2 months later.

RBL cc - called them and then emailed the address proof.

Citi - via netbanking

OneCard Federal cc - emailed them.

BoB cc - via their portal

HDFC savings account linked with cc - updated from netbanking

I'm not able to update my address in SBI bank savings account. Don't want to visit the branch to listen "lunch ke baad aana".

 

[Akki]

Personally, finger biometrics feels like signing a blank paper, it's archaic.

Learnt a new word.