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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

Profile: Net salary credit of 3lac+ and and no prior account/banking relationship with ICICI. Previously held 4 ICICI LTF credit cards including Saphirro Dual Variant LTF with 6lac+ limit

Process followed:

1. Approached Corporate RM on 27th March for EPM against transfer of salary account. Submitted last 2 months salary slips along with email request to upgrade to EPM
2. RM came back on 28th March with in-principle approval with condition of moving the salary account to ICICI Wealth
3. Wealth account opened with local branch person visiting home on same day i.e. 28th March. Account activated EOD.
4. Corporate RM processed EPM application on 29th March
5. 30th March EPM card was showing in ICICI iMobile app
6. Card dispatched on 1st April and received next day on 2nd April.
7. Card application to receipt of Card - in approx. 4 days

There could be various factors that helped here like March ending, existing Infinia credit card with high limit, 3L+ salary and some luck.

Hope this helps!!!
 
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Profile: Net salary credit of 3lac+ and and no prior account/banking relationship with ICICI. Previously held 4 ICICI LTF credit cards including Saphirro Dual Variant LTF with 6lac+ limit

Process followed:

1. Approached Corporate RM on 27th March for EPM against transfer of salary account. Submitted last 2 months salary slips along with email request to upgrade to EPM
2. RM came back on 28th March with in-principle approval with condition of moving the salary account to ICICI Wealth
3. Wealth account opened with local branch person visiting home on same day i.e. 28th March. Account activated EOD.
4. Corporate RM processed EPM application on 29th March
5. 30th March EPM card was showing in ICICI iMobile app
6. Card dispatched on 1st April and received next day on 2nd April.
7. Card application to receipt of Card - in approx. 4 days

There could be various factors that helped here like March ending, existing Infinia credit card with high limit, 3L+ salary and some luck.

Hope this helps!!!
Nice . .
 
Finally EPM approved.

Approached RM in mid Feb. RM told they got the State Head approval in mid Mar. Application initiated on 17th March. Approved by 4th April. Card showing in the app from today. Card yet to be despatched.

Salary criteria satisfied, but salary credit not in ICICI
Have sizable home loan with ICICI
Had 4 credit cards with ICICI.
 
Finally EPM approved.

Approached RM in mid Feb. RM told they got the State Head approval in mid Mar. Application initiated on 17th March. Approved by 4th April. Card showing in the app from today. Card yet to be despatched.

Salary criteria satisfied, but salary credit not in ICICI
Have sizable home loan with ICICI
Had 4 credit cards with ICICI.
Congratulations. So TRV and Salary both are met.
 
Finally EPM approved.

Approached RM in mid Feb. RM told they got the State Head approval in mid Mar. Application initiated on 17th March. Approved by 4th April. Card showing in the app from today. Card yet to be despatched.

Salary criteria satisfied, but salary credit not in ICICI
Have sizable home loan with ICICI
Had 4 credit cards with ICICI.
Congratulations, bro! Please share your salary range (if ok), home loan amount and max. CL on your ICICI card. Just want to understand the PPOP thing apart from salary & limit.
 
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