Experience with SBI Rupay-JCB Debit Card

[Walter White]

As my SBI MC Platinum card was close to expiry, I felt the need to look for a better card. Aftet reading @Abhishek012's post regarding SBI Rupay-JCB DC and the features it was offering, decided to go for it.

SBI Rupay-JCB card cannot be applied online, so had to visit the branch for it. So, I made visit to this branch for the first time. The branch looked like it was older than me. I felt I was back in the 80s. The branch belonged to State Bank of Patiala before its merger with SBI.

The overall process was smooth. The staff were polite. Things have started to improve lately in public sector banks. Even though in the first attempt, they sent me Rupay Platinum, they admitted their fault and helped me get the right card this time.

Got the card after 5 days delivered by India Post. The design is average though.

Got it primarily due to zero forex charges.

 

[SANTOSHJ1983]

Many users already have SBI Indianoil RuPay Platinum DC and SBI RuPay JCB Platinum DC.

But some SBI accounts are not allowed to apply 2 different RuPay variant Platinum debit card.

So it means 2 Rupay cards is possible ? But not both Rupay platinum cards ,but it can be rupay platinum and rupay select ?

 

[MrWick]

@MrWick Thx for clarification . So it means 2 max physical cards but max 1 card per variant ( means rupay/visa/master or classic/platinum type). But virtual card doesn't matter right.
So a person cannot have 2 rupay or 2visa or 2 master physical debit cards in sbi ?

yes exactly. But you can try to apply via branch. Sometimes, system lets the request go through !!

 

[SANTOSHJ1983]

yes exactly. But you can try to apply via branch. Sometimes, system lets the request go through !!

Ok it is not 100 percent to get card approved. If card is declined there will not be any charges.
And I can apply again anytim.
Dc issuance charges are levied always?
But risky as existing card get blocked.

 

[image]

3538 is JCB Rupay platinum, see the attached image.

Or a different 5th/6th number can change it to some other card? IT IS JCB Rupay platinum card according to some posts like this and this.

PS: I had written "RPJ" at top of the form in large size as well as at the place where we request debit card. SBI employee also wrote "RPJ" after taking the form.

Delivered today by speed post.

Hope it works in ATMs of Bali. 😎

 

[telescope]

Delivered today by speed post.

Hope it works in ATMs of Bali. 😎

what's your account type? and did you maintain 50k in last few months before applying?

 

[image]

what's your account type? and did you maintain 50k in last few months before applying?

Quoting my reply from this post.

"I keep 8-10k in my account. This account was opened just to get a locker near my home. They had asked me to give them a FD of 50k.

Just now checked my latest statement, and it says, "Segment - PLATINUM"."

 

[SonyTom]

yes exactly. But you can try to apply via branch. Sometimes, system lets the request go through !!

Any way to get Rupay Select (SRA) for a SGSP-Platinum by applying from branch? I know its for CSP-Platinum. But just asking if any new development.

 

[SonyTom]

Quoting my reply from this post.

"I keep 8-10k in my account. This account was opened just to get a locker near my home. They had asked me to give them a FD of 50k.

Just now checked my latest statement, and it says, "Segment - PLATINUM"."

Do inform if they charge any Issuance fee. Issuance is said to be 300+gst and Annual fee 250+gst. So first year you will probably have to pay ₹550 +gst

 

[Abhishek012]

Delivered today by speed post.

Hope it works in ATMs of Bali. 😎

All RuPay JCB Card Indonesia offer - https://www.specialoffers.jcb/id/

 

[sam1803]

My experience with SBI branch was pretty decent. I went to the branch on Friday afternoon, the lady at the counter was busy, she told me to fill up the form. I told that I wanted to apply for a specific card she said to write the card name you want to apply. I filled the form with card code, submitted it and left. After 2 hours I got a feedback service sms from SBI for the debit card. Got the speed post AWB on Monday and today (Wednesday), the card got delivered.

I did not block any debit card. I hold MC global physical and virtual rupay debit card. My segment is gold.

 

[Billybutcher]

Just now got this reply from Rupay
Hope it helps

 

[SonyTom]

Just now got this reply from Rupay
Hope it helps

Thanks for the update.
Any info about international (overseas) lounge access due to its tie-up with JCB?

 

[SANTOSHJ1983]

My experience with SBI branch was pretty decent. I went to the branch on Friday afternoon, the lady at the counter was busy, she told me to fill up the form. I told that I wanted to apply for a specific card she said to write the card name you want to apply. I filled the form with card code, submitted it and left. After 2 hours I got a feedback service sms from SBI for the debit card. Got the speed post AWB on Monday and today (Wednesday), the card got delivered.

I did not block any debit card. I hold MC global physical and virtual rupay debit card. My segment is gold.

What are charges deducted ? Issuance Fee and annual fees ?

 

[jack333]

View attachment 56178View attachment 56179
Hope this clarifies everything !!

We can get addon dc also in sbi?

 

[Billybutcher]

Thanks for the update.
Any info about international (overseas) lounge access due to its tie-up with JCB?

They are claiming it has international lounge access
But when I tried registering for LoungeKey
It says card number is invalid
Waiting for Rupay response on this
PS : Many users are facing the same problem

 

[SonyTom]

They are claiming it has international lounge access
But when I tried registering for LoungeKey
It says card number is valid
Waiting for Rupay response on this
PS : Many users are facing the same problem

Thanks for taking the initiative.
Lounge key wont work. There were some posts regarding this in this forum

 

[euphoria8346]

As my SBI MC Platinum card was close to expiry, I felt the need to look for a better card. Aftet reading @Abhishek012's post regarding SBI Rupay-JCB DC and the features it was offering, decided to go for it.

SBI Rupay-JCB card cannot be applied online, so had to visit the branch for it. So, I made visit to this branch for the first time. The branch looked like it was older than me. I felt I was back in the 80s. The branch belonged to State Bank of Patiala before its merger with SBI.

The overall process was smooth. The staff were polite. Things have started to improve lately in public sector banks. Even though in the first attempt, they sent me Rupay Platinum, they admitted their fault and helped me get the right card this time.

Got the card after 5 days delivered by India Post. The design is average though.

Got it primarily due to zero forex charges.


View attachment 27689

Is rupay wellness benefit available like sbi rupay select as in select options it also mentions sbi rupay platinum

 

[NShah]

Block your existing card, visit SBI branch and apply SBI RuPay JCB Platinum debit card with card code - "RPJ"

Tell them this card code - "RPJ" to search on their system.

@hs23

Meine Aaj apply but old dc block nahi kiya tha 😐 milenga card ya fir se jana padenga branch

 

[6ix9ine]

Meine Aaj apply but old dc block nahi kiya tha 😐 milenga card ya fir se jana padenga branch

Mil sakta hai, SBI netbanking mai check karte raho, confirm the BIN

BIN is 353809

 

[sam1803]

Meine Aaj apply but old dc block nahi kiya tha 😐 milenga card ya fir se jana padenga branch

You will get it. When I tried for JCB Rupay I had one physical MC debit card and one virtual rupay debit card active. Now all 3 shows in net banking.