Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Sahilsardalia]

Address proof mandatory?

 

[vaishnoraj]

Eligibility criteria age with Federal Bank credit card is 18+ or 21+?

 

[prc1990]

• Joining Fees - Nil
• Annual Fees - Nil

Benefits:
View attachment 13309
• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

• Not a good reward system though, all it makes this card exciting is RuPay & It's Offers 💯.

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

Attacking mode started 🫡.

 

[chenrichy]

If already having Federal bank One Card is chance to create application rejection. Is two card policy available in Federal?

 

[prc1990]

Federal Bank is running limited period campaign for issuing unconditional life time free credit card.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

View attachment 13318

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc

Wow

 

[Phonix_YT]

No idea why but showing no offers.

View attachment 13325

Same here,
Rejected even though my cibil is 792.
"We regret to inform you that we are currently unable to process your request favorably as your application did not meet the stipulated bureau criteria"

 

[pgarg24]

Can someone confirm if we get rupay select benefits with signet? Or is it simple rupay card for rupay merchant offers?

 

[Sahilsardalia]

Same here,
Rejected even though my cibil is 792.
"We regret to inform you that we are currently unable to process your request favorably as your application did not meet the stipulated bureau criteria"

Do u have the address of serviceable area ?

 

[dakshv]

No idea why but showing no offers.

Did you get this after Ekyc page or before ? Mines stuck at ekyc as not receiving aadhar otp

 

[Phonix_YT]

Do u have the address of serviceable area ?

i think no

 

[Flashrider]

Any list of serviceable pin codes?

 

[D₹V]

Attacking mode started 🫡.

Yes, they might be seeing atleast 10000% surge in credit card application 😜. Although their process is all it's automated & instant.

Any list of serviceable pin codes?

No, if it's non serviceable area, then they'll tell you on site.

Can someone confirm if we get rupay select benefits with signet? Or is it simple rupay card for rupay merchant offers?

It's RuPay Platinum.

Eligibility criteria age with Federal Bank credit card is 18+ or 21+?

Dunno

Address proof mandatory?

Everything online & instant 🙂.

I was rejected 2 months back saying high number of credit enquiries. Shall I try again?

Edit: Applied and Instantly Rejected. "No offers available"

Are all the cards having same reward rate of 0.25% (0.5-0.75 on special category)?

If yes, rupay Signet seems obvious. But then why is the fee 4 times for celesta?

No, rewards are in 3-2-1 ratio but different card different spend like for one each 100 spent or for other card each 200 spent.

 

[hks789]

How to upload ITR?

 

[Rockz08]

What is the value of each reward point conversation rate?

 

[ashwinkashwink is verified member.]

Yes, they might be seeing atleast 10000% surge in credit card application 😜. Although their process is all it's automated & instant.

Majority for RuPay😎

 

[John Since]

Nothing, just OTP authentication and card generated instantly. With 4 lakhs limit. Applied for celesto

What was the highest limit you had before Federal card?

 

[pgarg24]

Unfortunately not available at my location(Raipur, Chhattisgarh).
"
Sorry, we are unable to process your request due to our limited serviceability at the requested location.
CLOSE
"
This is probably the 3-4 time wasn't able to apply for LTF card.. happened before for Standard Charter too 🙁

@D₹V - Thanks for the info, Great find 🙂

 

[D₹V]

Majority for RuPay😎

Yes, also the game was bored because of no new cards in LTF segment.

And for federal cards, people crave for it.

How to upload ITR?

You'll get option to upload via E fillings portal.

 

[nitrogenSinghnitrogenSingh is verified member.]

How many enquiries in past 3 months would be fine? Any idea?
Any Specific salary requirement for celesta?

 

[Harry1]

H

HOw many enquiries bro

10 in last 6 months.