Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[jeat001]

Received approved email yesterday:

View attachment 47671

Although I'm surprised at the 50K limit. I have 6+ month old ICICI Card with 300k limit reported in CIBIL, I thought they would match the highest.

Do you had any CIBIL hit? I am also in the same boat.

 

[lucky]

Does anyone have Instagram Ad link for applying Federal Bank CC? If available, post the link here. TIA.

Google Facebook Ad Library Open First Link -- Select category -- All Ads -- Search for Federal bank, It'll show all Ads by federal bank. All ads have Separate Link to apply for specifically to track CPC and Analysis, I specifically searched link with "etb"(Existing to Bank) keyword there also is "ntb" but not sure about approval rate for same.

This works for almost all Banks

 

[arjun]

Thats great
I already hold a LTF Celesta 🙂

How did you get celesta I am looking to apply, did you got approved on cibil or had to upload bank statement/itr?

 

[pradeepG]

Does anyone have Instagram Ad link for applying Federal Bank CC? If available, post the link here. TIA.

why do you need that link? is there a special benefit when applied through these links? TIA

 

[diptarkaroy]

I just applied for Federal bank cc
The application got through and a reference number is also generated

However, I couldn’t make out which card it got applied for. I didn’t even get any choice to choose among their cards.

I have the reference number with me

Is there any way to know which card the system chose for me?

 

[imdjay]

I just applied for Federal bank cc
The application got through and a reference number is also generated

However, I couldn’t make out which card it got applied for. I didn’t even get any choice to choose among their cards.

I have the reference number with me

Is there any way to know which card the system chose for me?

You will know when they approve. It would start reflecting in the FedMobile app.

 

[diptarkaroy]

You will know when they approve. It would start reflecting in the FedMobile app.

It is now asking for a bank account number after the sms verification

Would this part be skipped if they approve the application?

I don’t have any account with them

 

[imdjay]

It is now asking for a bank account number after the sms verification

Would this part be skipped if they approve the application?

I don’t have any account with them

Yes. seems so.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

It is now asking for a bank account number after the sms verification

Would this part be skipped if they approve the application?

I don’t have any account with them

Most likely signet if no cibil hit with 25 to 1.2L limit maibi

 

[diptarkaroy]

Most likely signet if no cibil hit with 25 to 1.2L limit maibi

Do they generally upgrade to Celesta on request over email?

 

[diptarkaroy]

Most likely signet if no cibil hit with 25 to 1.2L limit maibi

How long do they generally take before approving or rejecting?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Do they generally upgrade to Celesta on request over email?

Maibi, haven't tried.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

How long do they generally take before approving or rejecting?

It was instant for me as it was pre-approved after some cibil hits for Sacpia... And Jupiter/ fi account.

 

[sarcasm99]

I am only getting option for signet and imperio... Which one to choose ... Also any option to upgrade it to celesta later on?

 

[Krishna Kumar]

I am only getting option for signet and imperio... Which one to choose ... Also any option to upgrade it to celesta later on?

Imperio > Signet

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Also any option to upgrade it to celesta later on?

maybe, but who knows. i have imperio rn.

 

[sarcasm99]

Imperio > Signet

Which one has international lounge access?

 

[Krishna Kumar]

Which one has international lounge access?

Neither. Only Celesta has.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Which one has international lounge access?

Celesta . .

 

[SonyTom]

Celesta . .

Has this been updated in the new T&C. I could only find a document which mentioned about foreign lounge access through Lounge Key valid till Dec 2023.

Has anyone tried registering Celesta on Lounge key?