Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Suspicious Activity]

has the card been approved?

 

[dvprasanth]

has the card been approved?

Yes. Card was approved and then followed by VKYC. I was told, card would be dispatched within 7 days

 

[Suspicious Activity]

Yes. Card was approved and then followed by VKYC. I was told, card would be dispatched within 7 days

demand must have been greater than anticipated

 

[unbalanced_tree]

I've completed VKYC on 05th Apr and still no updates on card delivery. Customer care also did not have any clue and directed to write a email to their support team. I'm waiting for response from their support team. Anybody had similar issues?

Yes, I have the same issue as well. I completed the vkyc on 6th and since then, I did not get any update. Can neither see the card in the app.

 

[lucky]

For Fi Account Holder, No Offers issue

 

[meetprj]

I've completed VKYC on 05th Apr and still no updates on card delivery. Customer care also did not have any clue and directed to write a email to their support team. I'm waiting for response from their support team. Anybody had similar issues?

In the same boat since 3rd itself. Have sent few mails already but only reply is we are waiting for a feedback from the concerned department

 

[Gorillaz]

I've completed VKYC on 05th Apr and still no updates on card delivery. Customer care also did not have any clue and directed to write a email to their support team. I'm waiting for response from their support team. Anybody had similar issues?

Just call them and they’ll share the update.

 

[Gorillaz]

In the same boat since 3rd itself. Have sent few mails already but only reply is we are waiting for a feedback from the concerned department

Just call them on their helpline. They’ll check and share the update in real-time.

 

[meetprj]

Just call them on their helpline. They’ll check and share the update in real-time.

Tried that but the customer care is even more uninformed. I have called 3 times and each time different response. I guess only the people who were earlier associated with them have got cards as of now.
On email too they have taken more than 15 days and still the response is we are waiting for reply from concerned department

 

[Suspicious Activity]

Tried that but the customer care is even more uninformed. I have called 3 times and each time different response. I guess only the people who were earlier associated with them have got cards as of now.
On email too they have taken more than 15 days and still the response is we are waiting for reply from concerned department

this seems to be true. i was instantly approved. my wife, OTH, had to fill in so many details, she gave up midway

 

[Gorillaz]

Tried that but the customer care is even more uninformed. I have called 3 times and each time different response. I guess only the people who were earlier associated with them have got cards as of now.
On email too they have taken more than 15 days and still the response is we are waiting for reply from concerned department

Well, when I called them to check if my application has been approved or not they simply asked done security questions and shared the information. They even shared my approve credit card limit. My experience was good on both call and email. They do reply to the email but take close to 48 hours.

 

[meetprj]

Well, when I called them to check if my application has been approved or not they simply asked done security questions and shared the information. They even shared my approve credit card limit. My experience was good on both call and email. They do reply to the email but take close to 48 hours.

Did you have an existing account with federal Bank or fi?
For me they said they have no info about my credit card application.
Also where did you go general banking or credit card section of customer care?

 

[Enthusiast]

Anyone applied for card successfully after getting no offers in the 1st attempt...??

 

[Suspicious Activity]

just collected my card from security. card design seems okayish for the Celesta variant.

 

[Xetron]

Applied and got Celesta. No prior relationship. Wanted Mastercard but got Visa :/

Any way to change the variant?

 

[Suspicious Activity]

Applied and got Celesta. No prior relationship. Wanted Mastercard but got Visa :/

Any way to change the variant?

same here. were you able to login to the app? am unable.

 

[Xetron]

same here. were you able to login to the app? am unable.

Yes. Wasn’t able to on iOS so had to do it on Android

 

[ShubhamJhawar]

Has anyone who initially received "no offers available" able to get a credit card post applying after 2 weeks?

 

[Enthusiast]

Has anyone who initially received "no offers available" able to get a credit card post applying after 2 weeks?

I'm also waiting for this answer...

 

[MoneyMaven]

I'm not able to login into the mobile application because of my prior relationship with Fi, which is closed for over a year now. I have tried reaching out to customer care but haven't received any support.