Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[D₹V]

How many enquiries in past 3 months would be fine? Any idea?
Any Specific salary requirement for celesta?

It's random, you can't select specific card personally.

Since all cards are LTF, anyway accept it.

 

[hks789]

10 in last 6 months.

How did you know about this?
Did they show you this specific error? Was it shown after entering work details?

 

[nitrogenSinghnitrogenSingh is verified member.]

It's random, you can't select specific card personally.

Since all cards are LTF, anyway accept it.

Anyone who got celesta on the portal, can share what he/her has entered the details in the portal?.
I seeing lot of people mentioning that lost of enquiries has been a rejection reason, i have 6 in last 90 days. Is that fine?

 

[EmerCar]

Yeah, last month opened VKYC account. Now just otp authentication and card approved. CIBIL hit immediately.

I am having Jupiter Account with Federal Bank saving account will that work ?

 

[zaid_2913]

What was the highest limit you had before Federal card?

She have ICICI with 4.5L Limit but not yet updated in CIBIL, As per cibil 2.5L AU bank.

 

[prc1990]

Anyone holding OneCard powered by Federal Bank got the approval?

 

[zaid_2913]

It's random, you can't select specific card personally.

Since all cards are LTF, anyway accept it.

I am confused which variant i have applied for, First i have selected celesta and did otp authentication, then entered wrong pan. Then i have to go back and again selected the card and completed the process. Now i am not sure on second attempt which card i have selected.

 

[nitrogenSinghnitrogenSingh is verified member.]

I am confused which variant i have applied for, First i have selected celesta and did otp authentication, then entered wrong pan. Then i have to go back and again selected the card and completed the process. Now i am not sure on second attempt which card i have selected.

How many enquiries in past 3 months?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Anyone who got celesta on the portal, can share what he/her has entered the details in the portal?.
I seeing lot of people mentioning that lost of enquiries has been a rejection reason, i have 6 in last 90 days. Is that fine?

You just need to enter annual income , which I feel has nothing to do with card variant or limit , they are allocating limit or variant based on your Cibil . Also the application is getting stuck at vkyc for NTB customers
Anyone who was able to complete the vkyc kindly comment .
My wife was approved for celesta with 5 lakh limit , but vkyc couldn’t happen .

 

[ak93]

I got an error "Sorry, no offers for you" after entering work details! Took me back to the first page to start again 😓

 

[beingmohit]

With an annual income of over 40L, a CIBIL score of over 780, and no enquiries in the last 4 months, I am not eligible for any offer! What a joke these people are!

 

[anirban.choudhuryanirban.choudhury is verified member.]

With an annual income of over 40L, a CIBIL score of over 780, and no enquiries in the last 4 months, I am not eligible for any offer! What a joke these people are!

Do you hold one card by Federal ?

 

[zaid_2913]

How many enquiries in past 3 months?

5 enquires in last 6 months

 

[beingmohit]

Do you hold one card by Federal ?

Nope, I do not. The only reason I thought of applying is that it is LTF and I do not have any CC from Mastercard

 

[zaid_2913]

Nope, I do not. The only reason I thought of applying is that it is LTF and I do not have any CC from Mastercard

Anyway they are not issuing mastercard, only visa and Rupay variant.

 

[ak93]

With an annual income of over 40L, a CIBIL score of over 780, and no enquiries in the last 4 months, I am not eligible for any offer! What a joke these people are!

You got the same error as me? 😅

 

[anirban.choudhuryanirban.choudhury is verified member.]

Nope, I do not. The only reason I thought of applying is that it is LTF and I do not have any CC from Mastercard

Currently only offering in visa and Rupay

 

[beingmohit]

Anyway they are not issuing mastercard, only visa and Rupay variant.

Oh, is it? I guess you can see the available options after they deem you eligible

 

[anirban.choudhuryanirban.choudhury is verified member.]

Oh, is it? I guess you can see the available options after they deem you eligible

If you check the card section , only visa and Rupay has apply now link , MC does not

 

[Unleash]

Card variants are visible only after you fill emp details with annual salary and upload bank statement. They do eligibility check then. I also got No offers are available msg after this check. Tried almost 6 times, firstly i was not getting the aadhaar otp and then while uploading statement with both pdf and online statement. I guess my CIBIL score is screwed with multiple attempts.