Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[jack333]

If you want it badly you can open a savings account then you'll get pre approved

 

[hks789]

Anyone received the Amazon voucher for purchases in the first 30 days?
Celesta: 600 Rs for 10k spends
Imperio: 400 for 5k
Signet: 200 for 3k

@Gorillaz

 

[nrb]

For me also it showed no offers available.
Then applied for my wife and got Imperio

 

[tushu5121]

If you want it badly you can open a savings account then you'll get pre approved

Is it really works??
And which savings account requires to open

 

[kushhh]

Anyone received the Amazon voucher for purchases in the first 30 days?
Celesta: 600 Rs for 10k spends
Imperio: 400 for 5k
Signet: 200 for 3k

@Gorillaz

Didn't received yet , how to contact them , for getting Amazon gc?

 

[alanabraham]

How to redeem federal bank credit card rewards? There is no option on the fed mobile app

Signup for Federal Rewards portal.

 

[alanabraham]

1pt =1rs i guess

1 RP = 0.25 Paisa

 

[alanabraham]

Anyone received the Amazon voucher for purchases in the first 30 days?
Celesta: 600 Rs for 10k spends
Imperio: 400 for 5k
Signet: 200 for 3k

@Gorillaz

It will be provided after 60 days as per the information received from customer care.

 

[xxScriptzxx]

Signup for Federal Rewards portal.

It says your details dont match the bank database. Is anyone able to create account with credit card number on federal rewards portal ?

 

[skywalker]

Is there any salary based eligibility criteria for Celesta?
Also - which variant is better for Celesta - Visa or MC?

 

[hks789]

Is there any salary based eligibility criteria for Celesta?
Also - which variant is better for Celesta - Visa or MC?

You cannot choose cards or variants by yourself, they are auto assigned.

 

[skywalker]

You cannot choose cards or variants by yourself, they are auto assigned.

Tried it and got the "Sorry! No offers available" error. What can be done in that case?

 

[Shrinit Padwal]

Tried it and got the "Sorry! No offers available" error. What can be done in that case?

Nothing - you need to wait, apply again after 3-6 months. Whoever gets 'No offers found' - it is no of hard credit enquiries in CIBIL. Check this -> https://www.technofino.in/community...-now-ltf-w-e-f-3rd-apr-2023.10067/post-197765

 

[roadrunner]

I applied last night and received approval for Celesta.
Application process was straight forward and I finished video KYC right after the application process.
After that have not received any communication.
My brother however had an issue where option to complete video KYC did not come up.

 

[Theron]

I applied last night and received approval for Celesta.
Application process was straight forward and I finished video KYC right after the application process.
After that have not received any communication.
My brother however had an issue where option to complete video KYC did not come up.

How many Enquiries you have in last 1 month and last 3 months?

 

[jack333]

I got recently this - View attachment 16103
Have asked for an exact number of enquiries and period.

Whoever gets 'No offers found' - it is no of hard credit enquiries in CIBIL

Did they tell? I also asked and they said we can't disclose

 

[Shrinit Padwal]

Did they tell? I also asked and they said we can't disclose

No I haven't got any response yet. But we can safely assume it would be somewhat like 3 in the last 3 or 6 in the last 6 months or something.

 

[punrziq]

Dear Customer, we noticed that your application for credit card is just one step to completion. Click creditcards.federalbank.co.in to complete. T&CA -Federal Bank

When applied last month got "no offers" after entering OTP. Now received 5 messages today. 🤔

 

[sauchadh]

I still haven't received any confirmation on my Celesta credit card. It has been 20 days since i did vkyc. I was supposed to get my card in 7-10 working days. Sent multiple reminders to bank but no response yet. Is there a way we can escalate?

 

[CC-Muncher]

Are you taking it just because its LTF?
Coz i have rarely seen any offer been run by federal bank on amazon Flipkart etc.