Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Gopi007]

CIBIL -820

Okay. Mine is currently 780. So thinking whether to apply or not

 

[knight]

have this card since 2015. except for a few hiccups in the initial years, it's been smooth sailing. never declined. and I now work in a Tier 4 small town.

Thanks. I was planning to swap my Millenia Visa with Diners for better lounge access.

Asked them to swap today.

 

[pprakash11]

Thanks. I was planning to swap my Millenia Visa with Diners for better lounge access.

Asked them to swap today.

Yes, they will do it smoothly. Last week done in my family.

 

[Theron]

I mailed to Federal Bank CC regarding eligibility of Pre approved Credit Card. This is what they replied.

 

[Suspicious Activity]

I mailed to Federal Bank CC regarding eligibility of Pre approved Credit Card. This is what they replied.

could you share the mail id for customer care? have received the card but unable to activate it or login into the app.

 

[Theron]

could you share the mail id for customer care? have received the card but unable to activate it or login into the app.

creditcards@federalbank.co.in

 

[Suspicious Activity]

creditcards@federalbank.co.in

thank you. emailed them

 

[knight]

Applied just now and got instantly approved for Celesta with a limit of 10lacs. Also checked on the mobile app that card has been generated. Just needed to use Mobile Number and Pan card with OTP authentication.
Few details:
1. CIBIL(checked a month back): 800+
2. Highest credit limit on CIBIL: 6.2lacs (HDFC)
3. Number of enquiries in last 6 months: 2
4. Existing Federal Bank account holder: Yes (holding both FI and Jupiter accounts with negligible or zero balance)

Is HDFC reporting Credit limit to CIBIL?
or are you refering to High Credit?

 

[Suspicious Activity]

Is HDFC reporting Credit limit to CIBIL?
or are you refering to High Credit?

i guess he meant high credit. HDFC is notorious for not reporting credit limit

 

[knight]

i guess he meant high credit. HDFC is notorious for not reporting credit limit

ikrrr. recently got ICICI to maintain credit utilization.
Thinking about getting Celesta for international Lounge

 

[Suspicious Activity]

Okay. Mine is currently 780. So thinking whether to apply or not

no issues. do apply. anything above 750 is great

 

[Shrinit Padwal]

Got a reply today for mail regarding 'No offers found'. Don't know how I got other credit cards without issue, no specific reason Federal is giving for rejection. Only reason - internal policies. My guess - not having an account with them/no of enquiries in past months. I guess Federal is getting much overloaded by applications after making cards LTF and rejecting randomly.

 

[D₹V]

I mailed to Federal Bank CC regarding eligibility of Pre approved Credit Card. This is what they replied.

Atleast something they revealed as eligibility criteria.

 

[xxScriptzxx]

How to redeem federal bank credit card rewards? There is no option on the fed mobile app

 

[mgforce]

Hello,

Does anyone know what is the email address from which Card Statement is shared for Federal Bank Credit Card?

​

Thanks

 

[zaid_2913]

Hello,

Does anyone know what is the email address from which Card Statement is shared for Federal Bank Credit Card?

​

Thanks

fedmail@federalbank.co.in

 

[mgforce]

fedmail@federalbank.co.in

Thanks @zaid_2913

 

[knight]

Yes, they will do it smoothly. Last week done in my family.

i wrote to hdfc greviance, they came back saying they can swap my LTF Millenia Visa to FYF Millenia Diners.
Kinda stupid since it's basically the same card.


@Suspicious Activity
Does Tap-to-pay work with non-hdfc machines on your Diners card?

 

[knight]

have this card since 2015. except for a few hiccups in the initial years, it's been smooth sailing. never declined. and I now work in a Tier 4 small town.

Does Tap-to-pay work with non-hdfc machines on your Diners card?

 

[Suspicious Activity]

Does Tap-to-pay work with non-hdfc machines on your Diners card?

never tried it. have disabled it for security reasons.