Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Harrypotter]

I got preapproved credit card offer from jupiter does that means same thing applicable to Federal bank credit card also since jupiter is powered by Federal bank

 

[Indian]

I got preapproved credit card offer from jupiter does that means same thing applicable to Federal bank credit card also since jupiter is powered by Federal bank

No ! It’s Co- branded credit card like one metal and FI card

 

[Ranger]

Hello Team,

Finally I have received my federal bank credit Card 🤧. I have applied for it in April month when bank declared all their cards are ltf.
But at that time maybe because of more people applying at same time or for some reasons I got no offers found message. So I waited for 4months and yesterday I have applied for it again and got approved.
There are many differences I have noticed from last attempt wherein I have submitted bank statement and other proofs last time but this time it is very straightforward.
They only asked for address and where to deliver the card.
But I got basic card only and that too with lower limit than all of cards. But still it is okay since I only need one card from federal for using it in Amazon sale😂.
Maybe now people can apply who got no offers found error in April, i think the wait period is only 3months.
Note - I have only 2enquiries in last six months, it can also play a role for card approval but not sure

Still the question is if the no of enquiries matter now

 

[sharma]

Still the question is if the no of enquiries matter now

Will come to know if someone with more enquiries applies for it and if it approved then there is nothing to do with enquiries.

 

[Enthusiast]

To me, it offered Celesta with good limit but vKYC check not yet completed, it is loading from so many minutes....

 

[Patil007]

I Had 5 enquiries before Federal bank card within 3 Months still got approved.

Will come to know if someone with more enquiries applies for it and if it approved then there is nothing to do with enquiries.

 

[Ranger]

To me, it offered Celesta with good limit but vKYC check not yet completed, it is loading from so many minutes....

How many enquiries?

 

[Ranger]

I Had 5 enquiries before Federal bank card within 3 Months still got approved.

When did u apply?

 

[Patil007]

When did u apply?

29 July.

 

[AritraSaha]

I got preapproved credit card offer from jupiter does that means same thing applicable to Federal bank credit card also since jupiter is powered by Federal bank

Beware thats the worst cc i have ever seen.
Maximum reward is 1%cb. For top 3 brands.
With a ₹1000 annual fee.
Don't apply for it.

 

[Ranger]

29 July.

Limit?

 

[Enthusiast]

Anyone facing vKYC technical issues now? like it is not proceeding further, continuously loading.....

 

[sharma]

Anyone facing vKYC technical issues now? like it is not proceeding further, continuously loading.....

For me also it happened try refreshing the browser continuously.

 

[Patil007]

Anyone facing vKYC technical issues now? like it is not proceeding further, continuously loading.....

Yes, faced similar issues in first 2-3 attempts.

 

[Patil007]

Limit?

Waiting for physical card.

 

[Enthusiast]

Yes, faced similar issues in first 2-3 attempts.

those 3 times, you did the process again from the start ?

 

[Ranger]

Waiting for physical card.

Isn't limit revealed on the approval page itself?

 

[Patil007]

Isn't limit revealed on the approval page itself?

Oh Yes 😅 .

It was 2 lakh 10K or 2 Lakh 1K was there. but 2 Lakh is confirmed

But I was hoping for Celesta card they gave me Imperio .

 

[Patil007]

those 3 times, you did the process again from the start ?

No, I close the browser and again started from start page with OTP.

 

[Enthusiast]

No, I close the browser and again started from start page with OTP.

Finally vKYC done....

Thank you..