Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Patil007]

I am thinking of applying for the card. Have 6 enquiries right now.

6 enquiries last three months or overall?

 

[Ranger]

6 enquiries last three months or overall?

3 months

 

[Patil007]

3 months

Then try your luck if you are ready for rejection also.

 

[BUDHRAJ]

Not sure, I have a BoB OneCard, but that doesn't work. Another issue is, you don't really enter the full card number, you only enter registered mobile number and last 4 digits of the card number. So since I added my BoB Eterna, it now doesn't let me even attempt adding another BoB Card, saying account already exists. Maybe a PayZapp bug on iOS.

just remove the biller and add again

 

[BUDHRAJ]

i am thinking of applying either federal or scapia, but confused as both the cards are pretty much useless to me
federal is useless except in sales and as i don't travel that much so except unlimited domestic lounge and rare use of 0 forex scapia is also useless..

 

[dadofjohnwick]

is there any min salary criteria for getting celesta card?

 

[sharma]

I guess federal bank credit card process takes very less time.
I applied for the card last Wednesday and approved instantly and showed in app the very same day.
Today received a message for delivery in next week Wednesday. So it took only one week for entire process.

 

[Ranger]

I guess federal bank credit card process takes very less time.
I applied for the card last Wednesday and approved instantly and showed in app the very same day.
Today received a message for delivery in next week Wednesday. So it took only one week for entire processing

No of enquiries in last 3 months?

 

[sharma]

No of enquiries in last 3 months?

One.

 

[RadioactiveTabela]

i am thinking of applying either federal or scapia, but confused as both the cards are pretty much useless to me
federal is useless except in sales and as i don't travel that much so except unlimited domestic lounge and rare use of 0 forex scapia is also useless..

I also had the same quandary. I figured:

1. Scapia lounge access will be devalued or made conditional on spending 5000 or so soon.

2. I already have NiyoSBM CC for 0% forex. Other LTF cards like IDFC Wow and RBL Safari also offer this.

So I'm applying for Federal Core CC for offers. There are no Scapia offers anyway except on their portal.

3 inquiries in past 6 months. Have a dormant Jupiter account also. Let's see.

 

[Patil007]

I got card today and activated.

Limit is 2 Lakh 10K

Lifetime free mentioned on welcome letter itself 🙂.

Welcome benefit:

• Rs. 400 on 5K within 30 days

I will utilise that today only 😄.

 

[Enthusiast]

I got card today and activated.

Limit is 2 Lakh 10K

Lifetime free mentioned on welcome letter itself 🙂.

Welcome benefit:

• Rs. 400 on 5K within 30 days

I will utilise that today only 😄.

Which card?

 

[Patil007]

Which card?

Imperio

 

[Enthusiast]

I got card today and activated.

Limit is 2 Lakh 10K

Lifetime free mentioned on welcome letter itself 🙂.

Welcome benefit:

• Rs. 400 on 5K within 30 days

I will utilise that today only 😄.

To me 600 voucher for spends of 10k in 30 days...I already made 3k worth transaction, I haven't rcvd card yet...so, 3k will be counted in 10k?

 

[Patil007]

Yes

To me 600 voucher for spends of 10k in 30 days...I already made 3k worth transaction, I haven't rcvd card yet...so, 3k will be counted in 10k?

 

[harshar]

I get this notification when applying, and can't go ahead.
I don't have a Fed bank account, and just entering PAN and dob before this.

 

[am322]

Hi,
I have Regalia, ICICI APay, Axis Flipkart, Axis Indian Oil, IDFC Select, HSBC Platinum - All are LTF.
Since Federal cards are LTF now, Is it good to grab Celesta?
Thank you!!

 

[federer.reddevil]

Hi,
I have Regalia, ICICI APay, Axis Flipkart, Axis Indian Oil, IDFC Select, HSBC Platinum - All are LTF.
Since Federal cards are LTF now, Is it good to grab Celesta?
Thank you!!

You cant choose they automatically assign you

 

[am322]

You cant choose they automatically assign you

Oh! It's a risky bet then. Any trick to get Celesta only?

 

[pprakash11]

Oh! It's a risky bet then. Any trick to get Celesta only?

Are you going to spend all your expenses through Celesta ?

Obviously you won't right, then any LTF Federal useless card would do the job, just reqd for instant discount.