Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[mr_vasanth]

After KYC how to know the application status ? How many days they take to dispatch the card ?

 

[Enthusiast]

After KYC how to know the application status ? How many days they take to dispatch the card ?

Even i have the same doubt.

Till now i didn't received any text message or mail communication about successful completion of application and vKYC.

 

[Ranger]

Oh Yes 😅 .

It was 2 lakh 10K or 2 Lakh 1K was there. but 2 Lakh is confirmed 🤣

But I was hoping for Celesta card they gave me Imperio 😛.

Hmm that's low limit compared to what others got. Many get around 5 lacs or something

 

[BUDHRAJ]

anyone who hold fi or federal account or jupitor ?
was there any option to update the address during application ?

also can someone tell me if federal cards anyuseful except sales ?

 

[Tarun239]

Hello Team,

Finally I have received my federal bank credit Card 🤧. I have applied for it in April month when bank declared all their cards are ltf.
But at that time maybe because of more people applying at same time or for some reasons I got no offers found message. So I waited for 4months and yesterday I have applied for it again and got approved.
There are many differences I have noticed from last attempt wherein I have submitted bank statement and other proofs last time but this time it is very straightforward.
They only asked for address and where to deliver the card.
But I got basic card only and that too with lower limit than all of cards. But still it is okay since I only need one card from federal for using it in Amazon sale😂.
Maybe now people can apply who got no offers found error in April, i think the wait period is only 3months.
Note - I have only 2enquiries in last six months, it can also play a role for card approval but not sure

Do u have federal bank account?

 

[Tarun239]

I Had 5 enquiries before Federal bank card within 3 Months still got approved.

Do u have federal bank account?

 

[sharma]

Do u have federal bank account?

Nope.

 

[Patil007]

Hmm that's low limit compared to what others got. Many get around 5 lacs or something

😅

 

[Patil007]

Do u have federal bank account?

No

 

[Patil007]

Click on apply again and submit otp that is the only option.

After KYC how to know the application status ? How many days they take to dispatch the card ?

No sms no email for application number or any status 😂

 

[varkey]

Not sure if it was mentioned before, but I just noticed that Federal CC is showing up for card payment in PayZapp. The interesting part is, you can use your wallet balance for payment (this seem to work for BoB / Federal / Kotak). So you could load PayZapp wallet with your CC, and then make the payment. 😅

 

[Enthusiast]

Even i have the same doubt.

Till now i didn't received any text message or mail communication about successful completion of application and vKYC.

Today i received a mail about insurance to my celesta card... not about the application status 🙄

 

[jack333]

Not sure if it was mentioned before, but I just noticed that Federal CC is showing up for card payment in PayZapp. The interesting part is, you can use your wallet balance for payment (this seem to work for BoB / Federal / Kotak). So you could load PayZapp wallet with your CC, and then make the payment. 😅

So scapia and federal onecard can also be paid?

 

[chenrichy]

So scapia and federal onecard can also be paid?

Onecard we can pay... No details about scapia

 

[Ranger]

Today i received a mail about insurance to my celesta card... not about the application status 🙄

Card approved then

 

[Patil007]

Today i received a mail about insurance to my celesta card... not about the application status 🙄

Yes, same Yesterday.

Today I received dispatched message.

 

[Enthusiast]

Yes, same Yesterday.

Today I received dispatched message.

Oh congrats!! So, tmrw is my day then 😉

 

[Harrypotter]

All fintech card powered by Federal bank says my pincode is serviceable but Federal bank own credit card customer care says my pincode is not serviceable. How it's possible

 

[varkey]

So scapia and federal onecard can also be paid?

Not sure, I have a BoB OneCard, but that doesn't work. Another issue is, you don't really enter the full card number, you only enter registered mobile number and last 4 digits of the card number. So since I added my BoB Eterna, it now doesn't let me even attempt adding another BoB Card, saying account already exists. Maybe a PayZapp bug on iOS.

 

[Ranger]

I Had 5 enquiries before Federal bank card within 3 Months still got approved.

I am thinking of applying for the card. Have 6 enquiries right now.