Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[jack333]

Are you going to spend all your expenses through Celesta ?

Obviously you won't right, then any LTF Federal useless card would do the job, just reqd for instant discount.

Yeh to wohi lomdi wali baat ho gayi ke angoor khatte hain 🤣

 

[pprakash11]

Yeh to wohi lomdi wali baat ho gayi ke angoor khatte hain 🤣

Bahut jyada khatte hain 🤮

 

[jack333]

Bahut jyada khatte hain 🤮

You got which angoor?

 

[pprakash11]

You got which angoor?

🥚

 

[jack333]

🥚

Scapia try kiya?

 

[pprakash11]

Scapia try kiya?

Cobranded Federal nahi lena bhai.
Lena hai Federal Core card jo offers me kaam aaye.

 

[jack333]

Cobranded Federal nahi lena bhai.
Lena hai Federal Core card jo offers me kaam aaye.

Maine scapia try kiya. Without cibil enquiry hi decline ho gaya bolta you have too many recent enquiries 🤣

 

[pprakash11]

Maine scapia try kiya. Without cibil enquiry hi decline ho gaya bolta you have too many recent enquiries 🤣

Federal CORE try kia tha ?

 

[jack333]

Federal CORE try kia tha ?

Woh to march me decline ho gaya tha. Abhi tak no offers for you dikha raha hai

 

[pprakash11]

Woh to march me decline ho gaya tha. Abhi tak no offers for you dikha raha hai

Mera April me No offers dikhaya tha (without cibil hit)

Abhi bhi wahi aa raha docs upload krne ke baad bhi no cibil hit (no offers)

 

[jack333]

Mera April me No offers dikhaya tha (without cibil hit)

Abhi bhi wahi aa raha docs upload krne ke baad bhi no cibil hit (no offers)

Same here

 

[am322]

Are you going to spend all your expenses through Celesta ?

Obviously you won't right, then any LTF Federal useless card would do the job, just reqd for instant discount.

Samjha, but jab Lena h toh better card ke liye try karenge, non-spend benefits bhi toh h

 

[pprakash11]

Samjha, but jab Lena h toh better card ke liye try karenge, non-spend benefits bhi toh h

But haath me nhi hai na.
Nobody can answer this question.

Jo Federal offer kr diya wohi lena padta hai else waste one cibil hit

 

[am322]

But haath me nhi hai na.
Nobody can answer this question.

Jo Federal offer kr diya wohi lena padta hai else waste one cibil hit

Done bro, samajh gaya. Dekhta hu. Thank you!!

 

[zaid_2913]

Done bro, samajh gaya. Dekhta hu. Thank you!!

If your existing cards have more than 5 lakhs limit most probably you will get celesta. They will issue variant based on the approved limit. up to 1.5 or 2l signet, 2-4 imperio.

 

[Ranger]

Mera April me No offers dikhaya tha (without cibil hit)

Abhi bhi wahi aa raha docs upload krne ke baad bhi no cibil hit (no offers)

Kitne enquiries?

 

[Patil007]

You cant choose they automatically assign you

Yes, I also wanted Celesta but got Imperio

 

[pprakash11]

Kitne enquiries?

03 in past 03 months

 

[Ranger]

03 in past 03 months

Strange. @Patil007 had 5 enquiries and still got approved

 

[am322]

Yes, I also wanted Celesta but got Imperio

How did you apply C2C? Existing card limit?