Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[aayusharyan]

No.
Max 5 enquiries in last 6 months is accepted.

Or if you have pre approved offer. Then they don't do any Credit Check

 

[D₹V]

Or if you have pre approved offer. Then they don't do any Credit Check

Y e s

 

[Harry1]

No.
Max 5 enquiries in last 6 months is accepted.

Have 11, if I don't apply anything till February, then I will get eligible 😅.

 

[D₹V]

Have 11, if I don't apply anything till February, then I will get eligible 😅.

Kar sakte ho try 🤣.

But dekhke lagta nahi ki ruk paoge.

Fir March bhi to aa raha.

 

[cardio_guy]

Federal Bank has done one round of devaluation on their cards Received this mail today.
The outline is this: Fuel & Government Services will not be eligible for reward points wef Jan 1 2024.

Sub: Revision of Reward Points Program on your Federal Bank Credit/Debit Card.

We are writing this communication to inform you about the revisions made to the Reward Points Program on your Federal Bank Credit/ Debit Card, which comes in to effect from 1st Jan 2024.

Kindly note that transactions done on categories/MCCs like Fuel & Government Services will not be eligible for reward points. As a matter of fact, Federal Bank does not define the merchant category and the transactions for each category are identified through Merchant Category codes (MCC), defined by the Network, e.g., Visa, MasterCard and RuPay.

However, Federal Reward points already earned under these categories before 1st January 2024 will remain unaffected.

For detailed Terms and Conditions regarding the revised Federal Rewards, please visit https://www.federalrewards.in/content/overview

 

[D₹V]

Federal Bank has done one round of devaluation on their cards Received this mail today.
The outline is this: Fuel & Government Services will not be eligible for reward points wef Jan 1 2024.

Sub: Revision of Reward Points Program on your Federal Bank Credit/Debit Card.

We are writing this communication to inform you about the revisions made to the Reward Points Program on your Federal Bank Credit/ Debit Card, which comes in to effect from 1st Jan 2024.

Kindly note that transactions done on categories/MCCs like Fuel & Government Services will not be eligible for reward points. As a matter of fact, Federal Bank does not define the merchant category and the transactions for each category are identified through Merchant Category codes (MCC), defined by the Network, e.g., Visa, MasterCard and RuPay.

However, Federal Reward points already earned under these categories before 1st January 2024 will remain unaffected.

For detailed Terms and Conditions regarding the revised Federal Rewards, please visit https://www.federalrewards.in/content/overview

Post in thread 'All new Federal Bank credit cards are now LTF w.e.f. 3rd Apr 2023' https://www.technofino.in/community...-now-ltf-w-e-f-3rd-apr-2023.10067/post-445660

Merge?

 

[cardio_guy]

Thread 'Federal Bank Debit/Credit card Devaluation' https://www.technofino.in/community/threads/federal-bank-debit-credit-card-devaluation.20306/

 

[Adithya243]

Are these guys approving cards now for people with high number of enquiries?

I have 6 enquiries in the last month and 10 in the last quarter. I got Celesta pretty easily just a week back

 

[Harry1]

I have 6 enquiries in the last month and 10 in the last quarter. I got Celesta pretty easily just a week back

It was pre-approved offer or u don't have any relationship with bank?

 

[Adithya243]

It was pre-approved offer or u don't have any relationship with bank?

No existing relationship with the bank, just randomly decided to apply

 

[Harry1]

No existing relationship with the bank, just randomly decided to apply

Thanks, will try then😁.

Edit: Applied and Got Rejected 😔.

 

[D₹V]

Thanks, will try then😁.

Edit: Applied and Got Rejected 😔.

Sher ne josh me hosh kho diya.

 

[Strange]

Sher ne josh me hosh kho diya.

Sorry no offers available ka koi solution Mila?
Same pincode pe family member ko card de diya par mujhe nahi de rahe without even hitting the cibil.

 

[D₹V]

Sorry no offers available ka koi solution Mila?
Same pincode pe family member ko card de diya par mujhe nahi de rahe without even hitting the cibil.

No sulotion.

Try with different number.

 

[Strange]

No sulotion.

Try with different number.

I tried to apply from a different number but It asked me apply from registered mobile number as I already have Fi and Jupiter Federal Bank accounts.

 

[D₹V]

I tried to apply from a different number but It asked me apply from registered mobile number as I already have Fi and Jupiter Federal Bank accounts.

Pre approved offer ka hi wait kar sakte ab.

 

[Strange]

Pre approved offer ka hi wait kar sakte ab.

2nd time apply ka option aaya tha tab "pin code serviceable" error diya fir "sorry no offers available",

same pin code par family member ko diya card and mujhe "not serviceable" and "sorry no offers available" without cibil hit bol raha.

 

[D₹V]

2nd time apply ka option aaya tha tab pin code serviceable error diya fir sorry no offers available,

same pin code par family member ko diya card and mujhe not not serviceable and sorry no offers available without cibil hit bol raha.

Me after seeing your repetitive replies with same thing.

Aur koi solution nahi hai.

 

[PRIYANSHU_]

Has anyone got LE ?

 

[Strange]

Has anyone got LE ?

How to check?