Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[PayKaroAbhi]

Then they will send it via speed post

Don't know what they're willing to do in my case, I hope it doesn't end up being a dream! 😑

 

[CardGame]

I think they don't issue cards if it's not serviceable, right?

I mean is it possible that they issued the card by mistake because there's not any branch available in my district? 🫤

No if it's not serviceable then they will not let u complete ur application.

 

[PayKaroAbhi]

No if it's not serviceable then they will not let u complete ur application.

Yeah that's what I was thinking, maybe they'll send it via post as it's a rural area. But delhivery serves in our location too.

 

[SonyTom]

Wow 😳 another update:

Now federal gives option to choose card.

While it didn't earlier.

When I applied also, It showed celesta by default, but there was a scroll arrow on the side of the picture of celesta card using which I could select either imperio or signet. I think it shows the lower cards and the allotted card. If Imperio is shown by default , one can opt to scroll to signet, but not celesta. This is my inference.
But there was no option to select the platform (Visa/MC).
Did kyc and got my virtual Celesta credit card in the Fedmobile app.

 

[CardGame]

When I applied also, It showed celesta by default, but there was a scroll arrow on the side of the picture of celesta card using which I could select either imperio or signet. I think it shows the lower cards and the allotted card. If Imperio is shown by default , one can opt to scroll to signet, but not celesta. This is my inference.
But there was no option to select the platform (Visa/MC).
Did kyc and got my virtual Celesta credit card in the Fedmobile app.

U didn't have Fi or Jupiter accounts?

 

[Deleted member 21942]

U didn't have Fi or Jupiter accounts?

Which one should be preferred.... Jupiter or Fi?

 

[CardGame]

Which one should be preferred.... Jupiter or Fi?

Fi better than Jupiter

 

[SonyTom]

U didn't have Fi or Jupiter accounts?

Nope. First time interacting with federal or its relatives😁.
Thats why I had to do Vkyc.

 

[D₹V]

When I applied also, It showed celesta by default, but there was a scroll arrow on the side of the picture of celesta card using which I could select either imperio or signet. I think it shows the lower cards and the allotted card. If Imperio is shown by default , one can opt to scroll to signet, but not celesta. This is my inference.
But there was no option to select the platform (Visa/MC).
Did kyc and got my virtual Celesta credit card in the Fedmobile app.

Thanks for your input, really helpful.

 

[vivdwive]

All are the new fed cards still LTF ...or conditional LTF with waiver criteria

 

[SonyTom]

All are the new fed cards still LTF ...or conditional LTF with waiver criteria

LTF without any spend based waiver criteria.
Edit: Website says this offer only till Jan 15, 2024

 

[Deleted member 21942]

LTF without any spend based waiver criteria. Website says this offer only till Jan 15, 2024

Jan 15th 2024 date is mentioned for ongoing Federal Bank credit card offers/deals and not for LTF offer expiry date.

 

[CardSeeker]

Self-employed persons Open Fi Account ?

Any thoughts

 

[CardGame]

Self-employed persons Open Fi Account ?

Any thoughts

Yes u can

 

[vivdwive]

When I applied also, It showed celesta by default, but there was a scroll arrow on the side of the picture of celesta card using which I could select either imperio or signet. I think it shows the lower cards and the allotted card. If Imperio is shown by default , one can opt to scroll to signet, but not celesta. This is my inference.
But there was no option to select the platform (Visa/MC).
Did kyc and got my virtual Celesta credit card in the Fedmobile app.

Was same here too 👍

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Was same here too 👍

Approved? Which and limit?

 

[pprakash11]

Another year started with:
No
Offers
Available
🥹😖

 

[0xfallup]

Another year started with:
utter rejection from THE federal bank 🙁

 

[pprakash11]

Another year started with:
utter rejection from THE federal bank 🙁

Iske liye pehle offer rehna chaiye

 

[0xfallup]

Iske liye pehle offer rehna chaiye

bhai mera offer rehke rejection ka message aaya , dard samaj bhay