Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[D₹V]

dard samaj bhay

Dard teko hua, wo kyu samjhega?

 

[KLB@96]

can anyone confirm if we close One card and apply core fed card after 90 days ? did this work for anyone ??

 

[CardGame]

Another year started with:
No
Offers
Available

Existing Fi account holder? Or any other relationship with Federal?

 

[CardGame]

Another year started with:
utter rejection from THE federal bank

Existing Fi account holder? Or any other relationship with Federal? Docs uploaded?

 

[pprakash11]

Existing Fi account holder? Or any other relationship with Federal?

Yes. Fi & Jupiter, but closed both.

 

[CardGame]

Yes. Fi & Jupiter, but closed both.

That's the problem maybe

 

[Unleash]

I was also on same boat getting No offer since April. After submitting income documents everytime used to get No offer. Last month tried applying again, this time provided official email address and it was approved immediately without asking any documents also there was no cibil hit. Tried same with SC card which was also declining since long and it was also approved.

I guess providing official email address in SC and Federal banks card application is must for chances to get approved, which actually worked in my case.

 

[CardGame]

I was also on same boat getting No offer since April. After submitting income documents everytime used to get No offer. Last month tried applying again, this time provided official email address and it was approved immediately without asking any documents also there was no cibil hit. Tried same with SC card which was also declining since long and it was also approved.

I guess providing official email address in SC and Federal banks card application is must for chances to get approved, which actually worked in my case.

Card variant? And limit if okay to share

 

[D₹V]

I was also on same boat getting No offer since April. After submitting income documents everytime used to get No offer. Last month tried applying again, this time provided official email address and it was approved immediately without asking any documents also there was no cibil hit. Tried same with SC card which was also declining since long and it was also approved.

I guess providing official email address in SC and Federal banks card application is must for chances to get approved, which actually worked in my case.

Probably it was some pre approved offer for you.

 

[Unleash]

Card variant? And limit if okay to share

Got Celesta with 8.19 L limit

 

[Unleash]

Probably it was some pre approved offer for you.

Could be. Even tried a day earlier when the card was approved and got no offer. Only difference was providing official email address when it got approved.

 

[0xfallup]

Existing Fi account holder? Or any other relationship with Federal? Docs uploaded?

the thing is jupiter account have my native address i.e not serviceable , so rejected after 2 hours i.e submission of application

 

[0xfallup]

Got Celesta with 8.19 L limit

highest limit card and how much old it is?

 

[CardGame]

Could be. Even tried a day earlier when the card was approved and got no offer. Only difference was providing official email address when it got approved.

Wow! U tried a day after u got no offer found and got the card? That's something new

 

[Unleash]

highest limit card and how much old it is?

Yes they provided the same limit which was highest as per cibil i.e. Infinia which I recently got.

 

[Unleash]

Wow! U tried a day after u got no offer found and got the card? That's something new

Yes, and like I said only difference from earlier application was adding official email address to get approved.

 

[D₹V]

Could be. Even tried a day earlier when the card was approved and got no offer. Only difference was providing official email address when it got approved.

Then it's only office email

 

[vivdwive]

Just to give some more perspective....had used personal email I'd only.... other things like previous no offers etc vide uploading of docs and this time approved without anything with 8k more than highest limit in cibil

Then it's only office email

 

[kshitij_0]

Yes. Fi & Jupiter, but closed both.

How to close FI money? main bhi kar deta hun

 

[sushant4]

Finally got Federal Credit Card issued after getting No offer message in April. I dont have any existing relationship with bank.
Just randomly tried applying for card again yesterday and it got approved and VKYC done. I guess 3 months is the cooling period to reapply for card after getting No Offer available message in April month.

But first time feeling disappointed getting the new card due to basic variant and limit assigned by any bank. Inspite of good CIBIL, Salary, other bank card limits, bank has issued basic card SIGNET Rupay variant with a limit in just 5 digits the lowest among all cards I have. Just accepted the card to have one Federal card in my wallet and comes Life time free. Will apply for card upgrade and limit enhancement after 6months wait period.

So anyone who got NO OFFER Available message can retry again to apply for credit card.

did you check for any upgrade offers? Even I got a card which I want to upgrade to Celesta. Let me know if there is any update on this.