Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Shivansh Kumar]

Same is the case for me. I applied today, no SMS or email post VKYC completion. @Shivansh Kumar Did you receive any updates yet?

Yes next day I got the msg, and checked the card was there in the fedmobile app.

 

[vaibhav111vaibhav111 is verified member.]

Getting message - number is not registered with federal bank.

Also when I try to re-apply the card, it shows the below message, attaching screenshots.

do blur mobile no next time. someone reported so i have edited and removed the ss. pls, re-upload with hiding mobile no.

 

[cardio_guy]

Yayy!! I got a Celesta Card with 5L credit limit. First card of 2024.
Had closed Imperio last August. Applied from same email ID and mobile number!!
Yahoo!

 

[cardio_guy]

What were you missing in Celesta than Imperio?

Was Federal Bank your go to card ?

Got celesta 5L.

 

[CardGame]

Yayy!! I got a Celesta Card with 5L credit limit. First card of 2024.
Had closed Imperio last August. Applied from same email ID and mobile number!!
Yahoo!

Fi account holder since?

 

[cardio_guy]

I just did an application and saw that a card is approved. Then I installed fednet app. It shows this screen but when i select I don't have a physical card, it goes to next page and says to open camera and enter an OTP. But when I click open camera, it is not working and throwing an error.
Is it like it will work only during office hours?

 

[cardio_guy]

Fi account holder since?

No accounts in federal and FI.

 

[CardGame]

No accounts in federal and FI.

So u completed vkyc this time?

 

[harmonizer97]

I just did an application and saw that a card is approved. Then I installed fednet app. It shows this screen but when i select I don't have a physical card, it goes to next page and says to open camera and enter an OTP. But when I click open camera, it is not working and throwing an error.
Is it like it will work only during office hours?

Wait for 1-3 days. Or just keep trying. This happened with me as well (last week of Nov 2023), their backend database needs some time to be updated I guess.

 

[cardio_guy]

So u completed vkyc this time?

No vkyc. Just entered mobile number and pan. In the next page i saw - eligible for celesta. Then next page selected address ( it was also auto fetched). That's it.

 

[CardGame]

No vkyc. Just entered mobile number and pan. In the next page i saw - eligible for celesta. Then next page selected address ( it was also auto fetched). That's it.

So u had existing relationship with Federal. Was it Jupiter? Or fed savings account itself?

 

[cardio_guy]

So u had existing relationship with Federal. Was it Jupiter? Or fed savings account itself?

I didnt have any existing relationship with Federal, FI or Jupiter. Just that I had applied a credit card in August and cancelled it on the same day I got.
(that time I got Imperio, 1.2L limit) but I cancelled it on the same day the card was delivered to me. Apart from that I am a total stranger to Federal/Fi/Jupiter

 

[GopalV]

I got Celesta recently,it's a Visa card.I don't have any relation with federal bank.They gave good credit limit of 8.5 lakhs,my highest credit limit so far.Card is going to be delivered today.Can I change this card to master card variant?

 

[ashwinkashwink is verified member.]

I got Celesta recently,it's a Visa card.I don't have any relation with federal bank.They gave good credit limit of 8.5 lakhs,my highest credit limit so far.Card is going to be delivered today.Can I change this card to master card variant?

Not possible due to Fed weird policies

 

[cardio_guy]

Wait for 1-3 days. Or just keep trying. This happened with me as well (last week of Nov 2023), their backend database needs some time to be updated I guess.

It worked the next day. Fednet app was smooth. No technical glitches anywhere.

 

[hackymanoj]

I'm trying to apply for the past nine months, no luck. Every time it throws me offers not available. Yesterday tried again, after entering the mobile number and otp it says offers not available. What's the cibil criteria that Federal is looking at? Heard some 6 enquiries only in the last six months, Is it correct?

 

[GopalV]

Not possible due to Fed weird policies

You are right,they said they can't change the card variant from visa to mastercard.What to do now?

 

[zaid_2913]

I'm trying to apply for the past nine months, no luck. Every time it throws me offers not available. Yesterday tried again, after entering the mobile number and otp it says offers not available. What's the cibil criteria that Federal is looking at? Heard some 6 enquiries only in the last six months, Is it correct?

Try with different mobile number, for some people it worked.

 

[hackymanoj]

Try with different mobile number, for some people it worked.

It's weird, same issue no offer's available at it's itself with different number

 

[Prakul Singh]

You will directly see virtual cc in app by tomorrow if approved.

yes, I got the email next day and then virtual cc was available in app also.