Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[codenerd]

congrats!! are you an existing Federal bank customer?

Yes. Have an account for more than 10 years i guess.

 

[codenerd]

That's not true. I have limit of 6.30 lacs with visa variant.

Then god knows that that agent spoke about. I anyways have no option to select the variant so I am going by what she said. If she sends another variant, i simply wont activate the card.

 

[thegame]

Yes. Have an account for more than 10 years i guess.

thanks for the info..

 

[kshitij_0]

Yes. Have an account for more than 10 years i guess.

10 saal pahle to Federal bank ka naam hi nahi suna tha main

 

[codenerd]

10 saal pahle to Federal bank ka naam hi nahi suna tha main

Me neither. Acrually my father used to manage these PSU bank accounts for his work😅. I personally would ahve never even used these psu banks😅

 

[kshitij_0]

Me neither. Acrually my father used to manage these PSU bank accounts for his work😅. I personally would ahve never even used these psu banks😅

Federal bank is not a PSU bank

 

[CardGame]

Federal bank is not a PSU bank

It's on paper but service is at par with a PSU 😂

 

[ashwinkashwink is verified member.]

It's on paper but service is at par with a PSU 😂

Include South Indian Bank as well 🤭

 

[RajMahadik]

It's on paper but service is at par with a PSU 😂

True... raddi service even than sbi pnb bob... worst backend team... they don't even know to coding / bug fixing in their own portal...

Tatti bank i ve even seen...

 

[Avangerritesh]

Before 6 months I applied my application got rejected today tried again got approved signet with 20k limit, my max cl with icici is 6.1lakh, minimum is 1.1lakh with hdfc, does everyone gets such low limit or I'm the only one and any info about limit increase?

 

[CardGame]

Before 6 months I applied my application got rejected today tried again got approved signet with 20k limit, my max cl with icici is 6.1lakh, minimum is 1.1lakh with hdfc, does everyone gets such low limit or I'm the only one and any info about limit increase?

Uploaded any docs?

 

[pprakash11]

Before 6 months I applied my application got rejected today tried again got approved signet with 20k limit, my max cl with icici is 6.1lakh, minimum is 1.1lakh with hdfc, does everyone gets such low limit or I'm the only one and any info about limit increase?

@Chaitanya-a . .

 

[thegame]

anyone who doesn't have any Federal Bank account has applied for CC and received the same?

 

[Chaitanya-a]

Before 6 months I applied my application got rejected today tried again got approved signet with 20k limit, my max cl with icici is 6.1lakh, minimum is 1.1lakh with hdfc, does everyone gets such low limit or I'm the only one and any info about limit increase?

Us bro us. I got 25k Signet. They didn't hit CIBIL. Just simply approved Signet with such low limit. I have 4.2L highest limit on CIBIL.

 

[Avangerritesh]

Uploaded any docs?

No nothing just pan and aadhar

 

[Avangerritesh]

Us bro us. I got 25k Signet. They didn't hit CIBIL. Just simply approved Signet with such low limit. I have 4.2L highest limit on CIBIL.

Lol their videkyc doesn't gets completed I tried on wifi as well as 5g 1080 youtube video runs without lag but for them my Internet speed is slow

 

[Avangerritesh]

anyone who doesn't have any Federal Bank account has applied for CC and received the same?

I applied without federal account just video kyc pending

 

[VikasAdvocate]

I am advocate and I applied for celesta credit card on 27.02.2024. Did my vkyc and my card generated with 360000 limit on next day.

 

[rushin]

Us bro us. I got 25k Signet. They didn't hit CIBIL. Just simply approved Signet with such low limit. I have 4.2L highest limit on CIBIL.

My wife got the exact same 25k limit, and when she didn't proceed with the application they actually called and asked why... 😅
However, we finally took the card for smaller purchases whenever there are Federal specific schemes.

 

[thegame]

I applied without federal account just video kyc pending

can you please let me know the process as online one was asking for federal account for me