Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Avangerritesh]

can you please let me know the process as online one was asking for federal account for me

I applied through their website but still kyc is pending

 

[HumorSimpson]

@D₹V summary of rewards?

 

[thegame]

is it applicable only to Federal bank customers as it asks for bank account number etc

Federal Bank Credit Card

creditcards.federalbank.co.in

View attachment 43676

View attachment 43677

@Avangerritesh when I give my details (PAN & mobile) in their application site

https://creditcards.federalbank.co.in

it says update miniKYC to full in bank records and goes to their account page, strange though for my application 😂

 

[ronakshah]

Found a very good offer with federal cc on Zomato dining. 15% discount upto 800.
Used it yesterday 😊

 

[Avangerritesh]

@Avangerritesh when I give my details (PAN & mobile) in their application site

it says update miniKYC to full in bank records and goes to their account page, strange though for my application 😂

Nothing like that for me, I entered aadhar and pan card and present address, no bank account noting

 

[prashhant]

I wanna apply for federal bank credit card , i applied online , its showing no offers available for this mobile number.

Can someone help me with the agent number for federal bank credit cards ?

Dm me .

 

[deep@vie]

Are they issuing to co-branded card(1,scapia) holders as well?

 

[prashhant]

Are they issuing to co-branded card(1,scapia) holders as well?

I don't think so.

 

[deep@vie]

I don't think so.

Let someone confirm who has applied/received.
Chances are very slim though.

 

[prashhant]

My federal Imperia got approved recently, I asked the agent and she confirmed. But let's see what others saying

 

[deep@vie]

My federal Imperia got approved recently, I asked the agent and she confirmed. But let's see what others saying

Do you already have a co-branded card with them?

 

[prashhant]

Do you already have a co-branded card with them?

No, tried Scapia but declined due to address mismatch. So I got their Core card and it approved same day.

 

[MOhit __]

I submitted a closure request for the one card 3 days ago, but have yet to receive a response, once this one card is closed, I will apply for the federal card.

 

[arun4455]

I submitted a closure request for the one card 3 days ago, but have yet to receive a response, once this one card is closed, I will apply for the federal card.

You need to wait for atleast 90 days from the date of closure of your one card.

 

[deep@vie]

I submitted a closure request for the one card 3 days ago, but have yet to receive a response, once this one card is closed, I will apply for the federal card.

Do share here when it gets approved. I guess there a cool off period of 3 to 6 months.

 

[dileep]

got celesta card how to check virutal card and got mail regarding some insurance for card security

 

[prashhant]

got celesta card how to check virutal card and got mail regarding some insurance for card security

What's the limit, if you don't mind?

 

[Harry1]

No.
Max 5 enquiries in last 6 months is accepted.

Now I have 5 enquiry in last 6 months. (1st September till now)

If I exclude 1st week of September considering today is 8th March, it is 3 enquiry till now.

If I include last week of August, it is 7 enquiry.

Last month got rejected for scapia, as it got 7 enquiry at that time.

Shall I try now for core card?

Edit: Applied and Rejected 3rd time😅. Didn't even ask income documents. Just after employer details.

No idea what is wrong in my profile. Now enquiry also very less. Maybe number of existing cards😅. But I don't think they did cibil enquiry, as I didn't get any notification.

 

[Tarun239]

I have tried 2-3 times for federal bank credit card, every time , it shows no offers available, already holding credit card from most of all major banks, what is the criteria for federal credit card in terms of past inquiries, etc? Kindly help.

 

[dileep]

What's the limit, if you don't mind?

while applying it shows 6 lakhs