Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[prashhant]

while applying it shows 6 lakhs

Congratulations . I got Imperio

 

[prashhant]

Now I have 5 enquiry in last 6 months. (1st September till now)

If I exclude 1st week of September considering today is 8th March, it is 3 enquiry till now.

If I include last week of August, it is 7 enquiry.

Last month got rejected for scapia, as it got 7 enquiry at that time.

Shall I try now for core card?

Edit: Applied and Rejected 3rd time. Didn't even ask income documents. Just after employer details.

No idea what is wrong in my profile. Now enquiry also very less. Maybe number of existing cards. But I don't think they did cibil enquiry, as I didn't get any notification.

My application got approved and I got virtual card but still they haven't made any enquiry

 

[Rahul Gupta]

while applying it shows 6 lakhs

Whats your highest card limit before this?

 

[dan873]

I was waiting till March 31 to see how many of these federal cc offers continue for applying
Only one worth for me was the bookmyshow offer

 

[dileep]

Whats your highest card limit before this?

magnus 5 lakhs

 

[MOhit __]

Do share here when it gets approved. I guess there a cool off period of 3 to 6 months.

Ho gaya close aaj
Should I wait 45 or 90 days?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Should I wait 45 or 90 days?

90+ days .

 

[Pravas]

Need some help on which one to apply for bank offers only. Salary and ITR is enough. Existing CC 32L limit.

Thanks in advance.

 

[CardGame]

Need some help on which one to apply for bank offers only. Salary and ITR is enough. Existing CC 32L limit.

Thanks in advance.

Federal core cards. Signet, Imperio or Celesta

 

[Pravas]

Federal core cards. Signet, Imperio or Celesta

Which one is better ? I don't need the airport launge access. To me the ruppay one looks decent.

 

[reach2dpg]

The imperio card is just sitting around since I got it. I feel it’s just good enough for occasional offers, but not for regular use.

 

[great]

Which one is better ? I don't need the airport launge access. To me the ruppay one looks decent.

Among core cards - Celesta is better
But online dont let u select. it will give option basis information/cibil/existing cc limit provided.

 

[prashhant]

Among core cards - Celesta is better
But online dont let u select. it will give option basis information/cibil/existing cc limit provided.

For me, I got 2 options Imperio & Signet

 

[dileep]

Among core cards - Celesta is better
But online dont let u select. it will give option basis information/cibil/existing cc limit provided.

No u will get option to select cards

 

[CardGame]

Which one is better ? I don't need the airport launge access. To me the ruppay one looks decent.

Except movie ticket offer in celesta, I do not see any other benefit that's better than the Signet or Imperio.

 

[booklover]

Hi guys, I already have scapia card. Will I get approved for either imperio or celesta card?

 

[prashhant]

Hi guys, I already have scapia card. Will I get approved for either imperio or celesta card?

N O O O

 

[VikasAdvocate]

My card generated very fast. They demand nothing from me. After video kyc card generated in 3 days. My card is ltf

 

[great]

My card generated very fast. They demand nothing from me. After video kyc card generated in 3 days. My card is ltf

congrats. which variant ?

 

[booklover]

N O O O

OK. Then, what would be the best solution? Should I close scapia card and then apply for one of Federal bank core cards?