@VISHESH_BANSAL
1. after pan and nominee, third step was add funds ( 50K for mega star banner on top ) which I tried multiple times but it never went to payment page ( stuck with loading animation with text "good things take time" or some such crap )
2. eventually I chose "skip" ( it did warn me saying one-time offer blah blah ) and the account was setup.. only IFSC was blank
3. setup the UPI vpa ( blabla@indie )
4. sent 50k from my indus select account ( phonepe to @indie vpa )
Indie app uses "add money" only in context of dc and netbank.. For UPI, NEFT etc.. it uses the phrase"money transfer"
So I may have performed IP by money transfer ( and not by add money )..
It still shows 0 star tier..