GOT HSBC Live+ Card recently, wanted to apply for Add ON card but have some queries ?

[Credit raja]

1. Is HSBC add ON card attracts saparate annual fee/Joining?
2. IS HSBC Cashback cap of Rs.1000/Month is aggreagate or saparate for Main and Add ON card?
3.Card Offers on Amazon/Flipkart applies offers to both cards as individual or it count only for main card?

 

[Raj_]

The Add on is LTF

Yes the 1000 back on 20k is also eligible for every add on you apply and spend 20k is first 30 days. I have successfully received 1000rs without any issues previous month itself for the spends done in October & November

Since you have updated the mobile number for your add-on card, are the OTPs for the add-on card sent to the primary number or the new number?

 

[pprakash11]

Since you have updated the mobile number for your add-on card, are the OTPs for the add-on card sent to the primary number or the new number?

OTP gets delivered on add-on credit card mobile number

 

[SANTOSHJ1983]

The Add on is LTF

Yes the 1000 back on 20k is also eligible for every add on you apply and spend 20k is first 30 days. I have successfully received 1000rs without any issues previous month itself for the spends done in October & November

So any restriction on spends of 20k in first 30 days for Rs1000 cashback ? Can i do it on wallet/utilities etc to get 1000 cashback.
Also do add-on members need to register on HSBC app and then spend 20k for 1k cashback ? as per below condition ?
"Cardholders will be entitled to ₹1,000 Cashback on successfully downloading the HSBC India Mobile app and make transactions of at least ₹20,000 within the first 30 days".
Also they are telling addon has separate 4 lounge access ? Has anybody tried this and tested .
Can u clarify ?

 

[harshgupta940]

So any restriction on spends of 20k in first 30 days for Rs1000 cashback ? Can i do it on wallet/utilities etc to get 1000 cashback.

No restrictions as such do any kind of txns only base 1.5% won't be rewarded

Also do add-on members need to register on HSBC app and then spend 20k for 1k cashback ? as per below condition ? "Cardholders will be entitled to ₹1,000 Cashback on successfully downloading the HSBC India Mobile app and make transactions of at least ₹20,000 within the first 30 days".

No just need to activate card from hsbc mobile app of the primary card holder

Also they are telling addon has separate 4 lounge access ? Has anybody tried this and tested .
Can u clarify ?

I don't think its seperate, the lounge access quota is combined but didn't test this.

 

[Fracture_fixer]

No restrictions as such do any kind of txns only base 1.5% won't be rewarded

No just need to activate card from hsbc mobile app of the primary card holder

I don't think its seperate, the lounge access quota is combined but didn't test this.

but they are saying its separate. I double clarified even with the cc exec who was applying online. Didnt check personally though

 

[harshgupta940]

but they are saying its separate. I double clarified even with the cc exec who was applying online. Didnt check personally though

Customer care can't be trusted also check t&c as I didn't find anything regarding this clearly as add on card isn't talked clearly in mitc.

So one must try and check themselves

 

[ecek]

Hi, I need some confirmation on the process followed by HSBC for add on card. I requested for one and I received a call back. The call intially looked fishy as TrueCaller tagged it as spam but I proceeded providing all the details of my spouse as the Executive said there is no mailing option for addon. At last she asked for last 8 digits of my credit card number for 'verification' which struck me as odd and I simply asked her to call back after couple of days.

I am not sure if this is their normal verification process. Can someone please comment if this is indeed the process?

 

[EVA]

Add-on card:
Joining Fee: Nil
Annual Fee: ₹999

 

[Daunt]

Add-on card:
Joining Fee: Nil
Annual Fee: ₹999

Did you get charged?

 

[pprakash11]

Add-on card:
Joining Fee: Nil
Annual Fee: ₹999

Wrong Information!

JF: NIL
AF: NIL

 

[EVA]

Wrong Information!

JF: NIL
AF: NIL

Received my HSBC Live + this month, and in most important tnc document it is clearly mentioned that add-on card attract annual fee.

 

[Daunt]

Received my HSBC Live + this month, and in most important tnc document it is clearly mentioned that add-on card attract annual fee.

That's well known to everyone. But no one confirmed it yet that they are actually getting charged AF.

 

[pprakash11]

That's well known to everyone. But no one confirmed it yet that they are actually getting charged AF.

My supervisor completed his one year of Live+ in November 2024 and he wasn't charged for add-on card.

This I can confirm.

Received my HSBC Live + this month, and in most important tnc document it is clearly mentioned that add-on card attract annual fee.

And if you will see in T&C, it's still vague and not clearly written about exact figure which will be charged on Add-On Card.

 

[Ram1]

I have been using hsbc with 2 addons for 2 years,not a single rupee charged