Got idfc wealth card without any effort

[flyhighpaper34]

I recently wanted buy something in flipkart and idfc was one of the offer cards.. I was eyeing for this card but no real interest to apply as i have sbi cb and axis ace.. Due to fk offer thought i will give a try and applied online..
In application, it asked for existing cc i gave my hdfc regalia first with 2 L limit. I thought i may get select card.. Surprisingly got approved for wealth with 4.7L limit. Card got delivered in 3 days.

Unexpected pleasant experience from IDFC

 

[flyhighpaper34]

made my first IDFC transaction,10% discount on Swiggy Instamart, I am getting to use this card afterall

Did you get any coupon code? I dont see any offers in my swiggy instamart

 

[rajat30]

Do they ship to office address? Getting Wealth too, but WFH so won't apply if they ship to office yet

 

[jurbu3]

Do they ship to office address? Getting Wealth too, but WFH so won't apply if they ship to office yet

They will ask for shipping address while applying so you can choose between office and home.

 

[Akashn]

Do they ship to office address? Getting Wealth too, but WFH so won't apply if they ship to office yet

Applied C2C? Whats your highest limit on cibil?

 

[flyhighpaper34]

Do they ship to office address? Getting Wealth too, but WFH so won't apply if they ship to office yet

I dont remember correctly there is a option to choose ..
I gave both address and card delivered to home address

 

[raviemailid]

On what date did you apply and on what date you received the approval ? Also did they verified the office address?

Guess I applied on 16/17 Oct types, next day was VKYC and I got a msg after 3-4 days that the card was on the way.

I dont see any offers in my swiggy instamart

Its there every Thursday.

 

[rajat30]

Applied C2C? Whats your highest limit on cibil?

I input all the details reqd. - salary and highest limit on existing card. Have DCB with 6.2L

 

[rajat30]

They will ask for shipping address while applying so you can choose between office and home.

awesome thanks for confirming.

 

[Cryptopsycho]

I had got this card instantly last year. After getting only, i understood so many people are looking for this card... 🙂

 

[rajat30]

I had got this card instantly last year. After getting only, i understood so many people are looking for this card... 🙂

I got this as a LTF backup for my DCB - intend to close Magnus sooner rather than later. Also gives international lounge access in BLR T2 so thats a benefit 😆

 

[card-shard]

2 questions regarding IDFC wealth CC for existing card holders.
Q1 : They advertise interest rate from 9-42%, what rate are people getting on their approved card, and the computation criteria if aware abt it?
Q2 : Do you guys think, the card build quality is bad, it seems like amazon pay card, thin & easily bends.

 

[vaibhav111vaibhav111 is verified member.]

2 questions regarding IDFC wealth CC for existing card holders.
Q1 : They advertise interest rate from 9-42%, what rate are people getting on their approved card, and the computation criteria if aware abt it?
Q2 : Do you guys think, the card build quality is bad, it seems like amazon pay card, thin & easily bends.

12% interest rate, have received amount 5 lakhs

 

[SpiesCan'tCatchMe]

2 questions regarding IDFC wealth CC for existing card holders.
Q1 : They advertise interest rate from 9-42%, what rate are people getting on their approved card, and the computation criteria if aware abt it?
Q2 : Do you guys think, the card build quality is bad, it seems like amazon pay card, thin & easily bends.

I have 42% interest with 5 lakhs

 

[runzone]

I have my ICICI Coral card with 4.6L limit. Is there any chance I will be offered wealth card if I enter 3L salary.

Apart from this I have pre-approved select card against my savings account with mere 1.8L pre-approved limit.

 

[bbiswas]

I have my ICICI Coral card with 4.6L limit. Is there any chance I will be offered wealth card if I enter 3L salary.

Apart from this I have pre-approved select card against my savings account with mere 1.8L pre-approved limit.

how is much old savings account

 

[runzone]

how is much old savings account

Savings account is almost 3 years old. Never got any pre-approved because of unserviceable pincode. But now I am staying in kolkata and had recently changed my address in idfc and hence got the pre-approved offer.

 

[Jhon Anand]

I have my ICICI Coral card with 4.6L limit. Is there any chance I will be offered wealth card if I enter 3L salary.

Apart from this I have pre-approved select card against my savings account with mere 1.8L pre-approved limit.

Is it fine if we enter wrong salary? 🤔🤔

(Not meaning to say to you but in general I've seen on multiple threads where people did this, I was just thinking of worst case scenario what could happen?)

 

[SpiesCan'tCatchMe]

Is it fine if we enter wrong salary? 🤔🤔

(Not meaning to say to you but in general I've seen on multiple threads where people did this, I was just thinking of worst case scenario what could happen?)

Worst case scenario, you could end up in jail but it doesn't happen so often

 

[bbiswas]

Savings account is almost 3 years old. Never got any pre-approved because of unserviceable pincode. But now I am staying in kolkata and had recently changed my address in idfc and hence got the pre-approved offer.

My Aadhaar address is unserviceable. but the communication address is serviceable. in this case, can I get a pre-approved offer?

 

[D7162]

I tried for my wife - Self employed, C2C with amex having 7.3 lakh limit, Income entered 25L annual but received select offer with 2L limit, dropped application, some lady called and when i asked for wealth, she said wealth is offered for 3.5 lakh monthly income