Got idfc wealth card without any effort

[flyhighpaper34]

I recently wanted buy something in flipkart and idfc was one of the offer cards.. I was eyeing for this card but no real interest to apply as i have sbi cb and axis ace.. Due to fk offer thought i will give a try and applied online..
In application, it asked for existing cc i gave my hdfc regalia first with 2 L limit. I thought i may get select card.. Surprisingly got approved for wealth with 4.7L limit. Card got delivered in 3 days.

Unexpected pleasant experience from IDFC

 

[Anonymous ツ]

wait until tomorrow today is holiday for some

Do you think physical verification might happen? I am already done with VKYC yesterday.

 

[SSV]

Do you think physical verification might happen? I am already done with VKYC yesterday.

Most likely NO... KYC part was done already

 

[Akashn]

Do you think physical verification might happen? I am already done with VKYC yesterday.

Can't say anything. Process is different for everyone

 

[SpiesCan'tCatchMe]

I did my vkyc and after that 2 times verification happened so it's not fixed

 

[kskds]

Do you think physical verification might happen? I am already done with VKYC yesterday.

Wait for a day or two then.

 

[Anonymous ツ]

Wait for a day or two then.

do we get email/sms once card is approved?

 

[SpiesCan'tCatchMe]

do we get email/sms once card is approved?

Yes . . .

 

[kskds]

do we get email/sms once card is approved?

Yes, got mail instantly. Message came later though.

 

[runzone]

Within minutes of applying, got the card approved and now it's showing in the app as well. Video KYC happened instantly as well, the entire process was superfast. Let's see when I actually receive the physical card.

did you use your registered mobile number with your IDFC savings account?
which card did you apply for and used which card for c2c?

 

[adityacb10]

Yes, since my current Regalia is also LTF I was apprehensive. But yes, as you said Merchant offers are always welcome for a LTF card.


I got it via friend's referral, and I entered around 30L + pa.

Is it necessary to enter higher monthly salary than actual for IDFC First wealth CC?

 

[adityacb10]

Didn't work for me sadly. I also used my regalia first with 7.5L limit. Got declined at the very last step. 🙁

View attachment 35698

What is the direct link to apply. For IDFC first wealth CC..
I have 2 FDs totalling 5L with IDFC, and an Add-on IDFC wealth CC with my sister limit 5.9L
Will that be sufficient to apply for my own wealth CC?

 

[kskds]

Is it necessary to enter higher monthly salary than actual for IDFC First wealth CC?

No clue, I have put what I get in case they asks for payslips.

 

[SSV]

Is it necessary to enter higher monthly salary than actual for IDFC First wealth CC?

No, not necessary

 

[runzone]

did you use your registered mobile number with your IDFC savings account?
which card did you apply for and used which card for c2c?

@Kaushik could you please let me know?

 

[Mr. X]

Minimum credit limit for upgrade to wealth?
Or if new applicant minimum credit limit of other card?

 

[Anonymous ツ]

Minimum credit limit for upgrade to wealth?
Or if new applicant minimum credit limit of other card?

5 lac for both

 

[Anonymous ツ]

Didn't work for me sadly. I also used my regalia first with 7.5L limit. Got declined at the very last step. 🙁

View attachment 35698

do we get mail/sms notification if application is declined?

 

[adityacb10]

Yes, since my current Regalia is also LTF I was apprehensive. But yes, as you said Merchant offers are always welcome for a LTF card.


I got it via friend's referral, and I entered around 30L + pa.

Many people mention use a different number than the one on which I have an idfc Account. And mentioning higher salary is compulsory?
Or mentioning hdfc regalia existing limit 5.3L should be enough
Since my actual salary 1.3 is lesser than 36LPA or 3LPM which is required for Wealth CC

 

[cassius]

Got idfc wealth approved, applied using DCB limit of 4.22 lakhs. Last time I was offered select when I applied using apay limit of 5.1 lakhs

 

[Jhon Anand]

Got idfc wealth approved, applied using DCB limit of 4.22 lakhs. Last time I was offered select when I applied using apay limit of 5.1 lakhs

How old is DCB? Also how did you get DCB at 4.2L, grievances said minimum limit for DCB is 5L ?