Got idfc wealth card without any effort

[flyhighpaper34]

I recently wanted buy something in flipkart and idfc was one of the offer cards.. I was eyeing for this card but no real interest to apply as i have sbi cb and axis ace.. Due to fk offer thought i will give a try and applied online..
In application, it asked for existing cc i gave my hdfc regalia first with 2 L limit. I thought i may get select card.. Surprisingly got approved for wealth with 4.7L limit. Card got delivered in 3 days.

Unexpected pleasant experience from IDFC

 

[bbiswas]

I tried for my wife - Self employed, C2C with amex having 7.3 lakh limit, Income entered 25L annual but received select offer with 2L limit, dropped application, some lady called and when i asked for wealth, she said wealth is offered for 3.5 lakh monthly income

So, It's not pre-approved..you apply via C2C

 

[D7162]

So, It's not pre-approved..you apply via C2C

Yes +2 words

 

[kskds]

I got an offer for Wealth card with 10L limit, I guess it used my Regalia limits as reference. However, does it makes sense to have the Wealth Card if I already have the Regalia. Of course, both are LTF cards.

 

[BVCBVC is verified member.]

I got an offer for Wealth card with 10L limit, I guess it used my Regalia limits as reference. However, does it makes sense to have the Wealth Card if I already have the Regalia. Of course, both are LTF cards.

Answer lies in your question only. It's an LTF card and you can get some merchant offers. No harm in keeping it as you are getting higher limits too.

 

[Anonymous ツ]

I got an offer for Wealth card with 10L limit, I guess it used my Regalia limits as reference. However, does it makes sense to have the Wealth Card if I already have the Regalia. Of course, both are LTF cards.

Did you apply on the website on got any pre approved offer? and what income did you enter if applied on website?

 

[kskds]

Answer lies in your question only. It's an LTF card and you can get some merchant offers. No harm in keeping it as you are getting higher limits too.

Yes, since my current Regalia is also LTF I was apprehensive. But yes, as you said Merchant offers are always welcome for a LTF card.

Did you apply on the website on got any pre approved offer? and what income did you enter if applied on website?

I got it via friend's referral, and I entered around 30L + pa.

 

[Akr706]

I recently wanted buy something in flipkart and idfc was one of the offer cards.. I was eyeing for this card but no real interest to apply as i have sbi cb and axis ace.. Due to fk offer thought i will give a try and applied online..
In application, it asked for existing cc i gave my hdfc regalia first with 2 L limit. I thought i may get select card.. Surprisingly got approved for wealth with 4.7L limit. Card got delivered in 3 days.

Unexpected pleasant experience from IDFC

Didn't work for me sadly. I also used my regalia first with 7.5L limit. Got declined at the very last step. 🙁

 

[Jhon Anand]

Didn't work for me sadly. I also used my regalia first with 7.5L limit. Got declined at the very last step. 🙁

View attachment 35698

What's your credit age and regalia first age ?

 

[Jhon Anand]

I have my ICICI Coral card with 4.6L limit. Is there any chance I will be offered wealth card if I enter 3L salary.

Apart from this I have pre-approved select card against my savings account with mere 1.8L pre-approved limit.

So did you try for wealth?

 

[Akr706]

What's your credit age and regalia first age ?

The credit card account is 9 years old. So CIBIL also shows Regalia First as 9 years old.

 

[AllThatStuff]

It was for last sale.. Bob, idfc, yes bank, onecard sale.

I think it was during great indian sale time frame.. 1- 2 weeks back

As most would have understood…u are talking about Amazon The Great Indian sale !! 😃

 

[kskds]

Within minutes of applying, got the card approved and now it's showing in the app as well. Video KYC happened instantly as well, the entire process was superfast. Let's see when I actually receive the physical card.

 

[SSV]

Within minutes of applying, got the card approved and now it's showing in the app as well. Video KYC happened instantly as well, the entire process was superfast. Let's see when I actually receive the physical card.

Within in 3 to 4 days .. max

 

[kskds]

Within in 3 to 4 days .. max

Great, will wait then! 🙂

 

[Anonymous ツ]

Within minutes of applying, got the card approved and now it's showing in the app as well. Video KYC happened instantly as well, the entire process was superfast. Let's see when I actually receive the physical card.

😱😱 I applied yesterday.. VKYC was done yesterday itself. but for me, it is showing Application under review.

 

[kskds]

😱😱 I applied yesterday.. VKYC was done yesterday itself. but for me, it is showing Application under review.

For me the entire process got Saturday itself including application and approvals. I guess since it was Sunday for you, there might be a delay.

 

[Anonymous ツ]

For me the entire process got Saturday itself including application and approvals. I guess since it was Sunday for you, there might be a delay.

or there will be physical verification for me?

 

[SSV]

or there will be physical verification for me?

Two things may happen ..

1) Instant approval with in 5 minitues of VKYC. ( Vkyc will be offered immediatly after online application submission)
or
2) if no VKYC means, physical verification,

 

[Anonymous ツ]

Two things may happen ..

1) Instant approval with in 5 minitues of VKYC. ( Vkyc will be offered immediatly after online application submission)
or
2) if no VKYC means, physical verification,

VKYC is done yesterday itself but no approval yet. Application is under review the portal says.

 

[SSV]

VKYC is done yesterday itself but no approval yet. Application is under review the portal says.

wait until tomorrow, today is holiday for some