Got my MoneyBack plus CC upgraded to Millenia

[HumorSimpson]

Few days ago I sent a mail to CC grievance ( escalation.cc@hdfcbank.com )to upgrade my MB+ to millenia , as usual they replied " fill the following form and send to Chennai office". I replied that if its ok with them to scan and send an email. They agreed to it and they simply approved it. Today I got the physical card too. No war of words or melodrama, it just happened without any email ping-pongs. My MB+ was on rupay and this millenia is visa.

I could think the following could have triggered it, during FK BBD, I have spend ~50K on this MB+.
This is the 4th miracle of my MB+ in the past after these 3 miracles.

Offer Fulfilled! Post in thread 'Limit Enhancement and Upgrade Offers Rolling Out!'

Oct 23, 2024

If it happens then it would be record breaking for MB+

I am actually happy with this low maintenance CC.
In the previous month MB+ RuPay did 3 miracles on BBD.

1. gave a whopping 11K instant discount
2. regular reward points too earned
3. as my spend was near to 47K, I spent 3K via UPI and crossed 50K milestone . got 500inr voucher for this.

I have been ridiculing this card calling it MDC, but at the end it played a Hidalgo (excellent movie watch it) and rewarded me where no prem cards could do.

With this, MB+...

• HumorSimpson

• 
• 
• 

What a Deepavali miracle, Lord Rama 's 14 years of exile, 14 years of MB+, 14 L CL and today Nov 3 11+3 = 14.


The mail nor the welcome letter mentions it's LTF. Anyways I mailed them for clarification.
Update 4th November : I mailed them and they replied it's only fyf.


Few questions:
How the reward points are credited ? Posted on bank and click to redeem ? any redemption fee ?
I am planning to use this for my kid's edu fee to hit milestone. What are the milestone vouchers offered ? Any tips on the usage ?



What a miracle to shut mouths of my bullies.

 

[helloworld]

Few questions:
How the reward points are credited ? Posted on bank and click to redeem ? any redemption fee ?
I am planning to use this for my kid's edu fee to hit milestone. What are the milestone vouchers offered ? Any tips on the usage ?

- It credited to account like MB+ points, have to redeem through netbanking. Cash redemption charges ₹50.
- Depends on stock, sometimes better options and sometimes worst.. Depends on luck

something like this: https://www.technofino.in/community...rterly-and-annual-milestones.2491/post-225945

 

[HumorSimpson]

- It credited to account like MB+ points, have to redeem through netbanking. Cash redemption charges ₹50.
- Depends on stock, sometimes better options and sometimes worst.. Depends on luck

something like this: https://www.technofino.in/community...rterly-and-annual-milestones.2491/post-225945

Thanks a lot. So the points are recorded in every statement ?

 

[helloworld]

Thanks a lot. So the points are recorded in every statement ?

yes but only for 1-30 settled transactions like MB+

 

[TrueColours]

 

[HumorSimpson]

yes but only for 1-30 settled transactions like MB+

My current MB+ cycle is 6th of every month. May be this too will be like that. I will ask them to change the billing period to 1st of the month.

 

[sauravkumar]

There’s a saying..

“Andhe toh tinke ka sahara hi kaafi hota hai”

OP’s Millenia is the same case here.

Bhai it's "Doobte ko tinke ka sahara____"😤😤

Btw I got your point and now I have seen someone this much happy only after Magnus saga!!

Agar ye Thora time aur aise hi chala.... toh me bhi apne DCB ka downgrade ka sochne lagaunga!!😁😁

 

[pprakash11]

Bhai it's "Doobte ko tinke ka sahara____"😤😤

Btw I got your point and now I have seen someone this much happy only after Magnus saga!!

Agar ye Thora time aur aise hi chala.... toh me bhi apne DCB ka downgrade ka sochne lagaunga!!😁😁

Man, Thanks for correcting btw. I couldn’t stop laughing after realising my mistake🤣🤣🤣🤣

 

[HumorSimpson]

Bhai it's "Doobte ko tinke ka sahara____"😤😤

Btw I got your point and now I have seen someone this much happy only after Magnus saga!!

Agar ye Thora time aur aise hi chala.... toh me bhi apne DCB ka downgrade ka sochne lagaunga!!😁😁

I am not too much happy, had that been so, my post would have a bazillion gifs.
Nor I am drowning, just getting out of MB+ thats all.Mostly I may use this card once or twice for BBD and edu fee.

 

[HumorSimpson]

I am not too much happy, had that been so, my post would have a bazillion gifs.
Nor I am drowning, just getting out of MB+ thats all.Mostly I may use this card once or twice for BBD and edu fee.

PS: for BBD MB+ and Millenia are same as they don't count it for regular rewards during sales.
For edu fee anyways I would have used Tata nue when I had MB+.

 

[helloworld]

My current MB+ cycle is 6th of every month. May be this too will be like that. I will ask them to change the billing period to 1st of the month.

HDFC its one time for life, so decide and opt accordingly. If you use occasionally then no need to change, IMO.

Like how you're getting MB+ points ( i.e., 1-30) same way you'll get for Millennia, no changes and I believe you used to it even for occasional usage with it.

Its upto you

 

[HumorSimpson]

HDFC its one time for life, so decide and opt accordingly. If you use occasionally then no need to change, IMO.

Like how you're getting MB+ points ( i.e., 1-30) same way you'll get for Millennia, no changes and I believe you used to it even for occasional usage with it.

Its upto you

Thanks for the heads up .

 

[itzmycard]

So, hdfc finally revoked @HumorSimpson legendary MB+ status

 

[Arkapal Sen]

Nahi nahi jinx nahi
View attachment 73916

he already got millenia ab jinx wont work

 

[Arkapal Sen]

ur millenia upgrade is ltf?

 

[HumorSimpson]

So, hdfc finally revoked @HumorSimpson legendary MB+ status

Yes. No more celebrity dreams.

 

[HumorSimpson]

ur millenia upgrade is ltf?

Haven't mentioned anywhere, I mailed them and waiting for their response.

Anyways I can manage this with my kid' s fee.

 

[Arkapal Sen]

Haven't mentioned anywhere, I mailed them and waiting for their response.

Anyways I can manage this with my kid' s fee.

i was too tensed with sbi cb 2lac limit spend waiver..me just shopped online..not a single trans in ofl9..still went 2.3Lac in 5months..lol..its so easy to spend with tricks

 

[love4cards]

I am not sure but is school or college fee/ education payment included in the milestone? If yes, is it also the same for the Regalia Gold?

 

[love4cards]

i was too tensed with sbi cb 2lac limit spend waiver..me just shopped online..not a single trans in ofl9..still went 2.3Lac in 5months..lol..its so easy to spend with tricks

What tricks? It would be very helpful if can share or provide any link to refer

 

[TechnoFinoTechnoFino is verified member.]

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