Got my MoneyBack plus CC upgraded to Millenia

[HumorSimpson]

Few days ago I sent a mail to CC grievance ( escalation.cc@hdfcbank.com )to upgrade my MB+ to millenia , as usual they replied " fill the following form and send to Chennai office". I replied that if its ok with them to scan and send an email. They agreed to it and they simply approved it. Today I got the physical card too. No war of words or melodrama, it just happened without any email ping-pongs. My MB+ was on rupay and this millenia is visa.

I could think the following could have triggered it, during FK BBD, I have spend ~50K on this MB+.
This is the 4th miracle of my MB+ in the past after these 3 miracles.

Offer Fulfilled! Post in thread 'Limit Enhancement and Upgrade Offers Rolling Out!'

Oct 23, 2024

If it happens then it would be record breaking for MB+

I am actually happy with this low maintenance CC.
In the previous month MB+ RuPay did 3 miracles on BBD.

1. gave a whopping 11K instant discount
2. regular reward points too earned
3. as my spend was near to 47K, I spent 3K via UPI and crossed 50K milestone . got 500inr voucher for this.

I have been ridiculing this card calling it MDC, but at the end it played a Hidalgo (excellent movie watch it) and rewarded me where no prem cards could do.

With this, MB+...

• HumorSimpson

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What a Deepavali miracle, Lord Rama 's 14 years of exile, 14 years of MB+, 14 L CL and today Nov 3 11+3 = 14.


The mail nor the welcome letter mentions it's LTF. Anyways I mailed them for clarification.
Update 4th November : I mailed them and they replied it's only fyf.


Few questions:
How the reward points are credited ? Posted on bank and click to redeem ? any redemption fee ?
I am planning to use this for my kid's edu fee to hit milestone. What are the milestone vouchers offered ? Any tips on the usage ?



What a miracle to shut mouths of my bullies.

 

[Arkapal Sen]

I will pay it with my idfc select. so it will be ~2%. So effectively for 1L it will be 4%

idfc select gives 2% on education??i need one in 2-3months from now..will do online mba

 

[HumorSimpson]

idfc select gives 2% on education??i need one in 2-3months from now..will do online mba

I mean by paying cc bill with dc

 

[Arkapal Sen]

I mean by paying cc bill with dc

oo..dnt have that dc..me happy with platinum dc nly..i have no access to idfc bank in my area

 

[Sudip]

What a Deepavali miracle, Lord Rama 's 14 years of exile, 14 years of MB+, 14 L CL and today Nov 3 11+3 = 14.

😍 well noticed.

So with millennia, now the journey to upgrade might be relatively easier for you, congratulations!

 

[Ash8]

 

[HumorSimpson]

😍 well noticed.

So with millennia, now the journey to upgrade might be relatively easier for you, congratulations!

Sudip TF Premier --> 14 letters.

 

[kiwi195]

Has anyone tried upgrading their pixel card to an actual core card yet?