Got my MoneyBack plus CC upgraded to Millenia

[HumorSimpson]

Few days ago I sent a mail to CC grievance ( escalation.cc@hdfcbank.com )to upgrade my MB+ to millenia , as usual they replied " fill the following form and send to Chennai office". I replied that if its ok with them to scan and send an email. They agreed to it and they simply approved it. Today I got the physical card too. No war of words or melodrama, it just happened without any email ping-pongs. My MB+ was on rupay and this millenia is visa.

I could think the following could have triggered it, during FK BBD, I have spend ~50K on this MB+.
This is the 4th miracle of my MB+ in the past after these 3 miracles.

Offer Fulfilled! Post in thread 'Limit Enhancement and Upgrade Offers Rolling Out!'

Oct 23, 2024

If it happens then it would be record breaking for MB+

I am actually happy with this low maintenance CC.
In the previous month MB+ RuPay did 3 miracles on BBD.

1. gave a whopping 11K instant discount
2. regular reward points too earned
3. as my spend was near to 47K, I spent 3K via UPI and crossed 50K milestone . got 500inr voucher for this.

I have been ridiculing this card calling it MDC, but at the end it played a Hidalgo (excellent movie watch it) and rewarded me where no prem cards could do.

With this, MB+...

• HumorSimpson

• 
• 
• 

What a Deepavali miracle, Lord Rama 's 14 years of exile, 14 years of MB+, 14 L CL and today Nov 3 11+3 = 14.


The mail nor the welcome letter mentions it's LTF. Anyways I mailed them for clarification.
Update 4th November : I mailed them and they replied it's only fyf.


Few questions:
How the reward points are credited ? Posted on bank and click to redeem ? any redemption fee ?
I am planning to use this for my kid's edu fee to hit milestone. What are the milestone vouchers offered ? Any tips on the usage ?



What a miracle to shut mouths of my bullies.

 

[Arkapal Sen]

I will pay it with my idfc select. so it will be ~2%. So effectively for 1L it will be 4%

idfc select gives 2% on education??i need one in 2-3months from now..will do online mba

 

[HumorSimpson]

idfc select gives 2% on education??i need one in 2-3months from now..will do online mba

I mean by paying cc bill with dc

 

[Arkapal Sen]

I mean by paying cc bill with dc

oo..dnt have that dc..me happy with platinum dc nly..i have no access to idfc bank in my area

 

[Sudip]

What a Deepavali miracle, Lord Rama 's 14 years of exile, 14 years of MB+, 14 L CL and today Nov 3 11+3 = 14.

😍 well noticed.

So with millennia, now the journey to upgrade might be relatively easier for you, congratulations!

 

[Ash8]

 

[HumorSimpson]

😍 well noticed.

So with millennia, now the journey to upgrade might be relatively easier for you, congratulations!

Sudip TF Premier --> 14 letters.

 

[kiwi195]

Has anyone tried upgrading their pixel card to an actual core card yet?

 

[Kapil620]

Has anyone tried upgrading their pixel card to an actual core card yet?

Is it even possible??

 

[Rohith-2009]

I mailed them and they replied it's only fyf.

Upgrades are FYF only

 

[HumorSimpson]

Upgrades are FYF only

OK. In my case it doesn't matter as I can hit the qtrly milestone and fee waiver criteria just by paying my kid's school fee.
But the way they hid this info is strange. No mention of fee in welcome letter or in the mail.

 

[Rohith-2009]

OK. In my case it doesn't matter as I can hit the qtrly milestone and fee waiver criteria just by paying my kid's school fee.
But the way they hid this info is strange. No mention of fee in welcome letter or in the mail.

Yes, I also thought of spending 1L in a quarter so that I can get voucher and waive off the annual fee. That's why I upgraded from ltf moneyback plus to fyf millenia. The reward rate is better than moneyback plus