Got Pre Approved Offer, Business MoneyBack, Skipped. How To Get Millennia As First HDFC Card?

[D₹V]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Update: I waited 6 months more & procured LTF Millennia credit card as pre approved with huge limit of 150k.

All you need is patience 😉.

 

[oneadi]

After changing 3-4 months I guess.

But it took 6 months from previous offer coming date.

So can say that 3-6 months for offer change.

Since you have 125k limit, you can try different links & keep checking it Millennia comes as a option. That's what I did, I used to get IOCL only.

Otherwise wait is the option.

Mera v self employed tha October mein salary kiya tha Lekin avi tak business card show ho raha hai September main CSC Small with 44k upto limit mila tha ab Business monyback LTF with 1L limit mil raha
Kab tak Millennia or regular card mil sakta? ya fir ye lena thik hoga q ki ye mera 1st unsecured card hoga please send your valuable response @D₹V
apko Millennia kiya LTF mila tha?

 

[ashwinkashwink is verified member.]

Maine ek millennia user dekha 10k limit ke saath. Usko kuch months baad LE aayi, ab 12k pe baitha hai 😂 😂

Moye Moye ... 🤣🤣🤣

 

[D₹V]

Mera v self employed tha October mein salary kiya tha Lekin avi tak business card show ho raha hai September main CSC Small with 44k upto limit mila tha ab Business monyback LTF with 1L limit mil raha
Kab tak Millennia or regular card mil sakta? ya fir ye lena thik hoga q ki ye mera 1st unsecured card hoga please send your valuable response @D₹V
apko Millennia kiya LTF mila tha?

Patience rakho bhay, sab hoga.

Upar details bata hi chuka hu.

 

[oneadi]

Patience rakho bhay, sab hoga.

Upar details bata hi chuka hu.

Limit 1L to 38K ho geya 😭😭😭
Buisness money-back se indian oil de raha

 

[D₹V]

Limit 1L to 38K ho geya 😭😭😭
Buisness money-back se indian oil de raha

Netbanking me income kitna dala hai?

 

[oneadi]

Netbanking me income kitna dala hai?

5 to 7.50L
Mera family ka credit card bill v HDFC se kar raha hoon last 4 months se + electricity bill v auto pay hai cash deposit per month upto 70k aur account opening k bad 10k fd aur 2 month huya hai 1k rd kiya hoon

 

[D₹V]

5 to 7.50L
Mera family ka credit card bill v HDFC se kar raha hoon last 4 months se + electricity bill v auto pay hai cash deposit per month upto 70k aur account opening k bad 10k fd aur 2 month huya hai 1k rd kiya hoon

Bas DC se spend karte raho.

Aur income badha do 🤭 profile me.

IYKYK.

 

[oneadi]

IYKYK

Matlab?

Income above 10L kar du🥴

 

[D₹V]

Matlab?

Income above 10L kar du🥴

Y o o

 

[ahmedshaikh__]

Anyone got Pre approved millennia directly? 🤔

Why don’t you try with c2c LTF I got that way

 

[D₹V]

Why don’t you try with c2c LTF I got that way

I achieved my Target already 🤭.

 

[ahmedshaikh__]

I achieved my Target already 🤭.

Explain how ?

 

[edm]

pre-approved limit decreased from 1.8 lakh to 1lakh

 

[D₹V]

Explain how ?

Already explained in previous replies

 

[D₹V]

pre-approved limit decreased from 1.8 lakh to 1lakh

Maybe recent RBI circular effect.

 

[ahmedshaikh__]

Already explained in previous replies

Please edit ur post and share ur experience fully it’s will be easy for others I’m writing u this after looking for ur explanation I dint found /:

 

[D₹V]

Please edit ur post and share ur experience fully it’s will be easy for others I’m writing u this after looking for ur explanation I dint found /:

I'll update when I get time.

 

[suryatejad]

Please edit ur post and share ur experience fully it’s will be easy for others I’m writing u this after looking for ur explanation I dint found /:

As I understand He holds a business account He refused many pre approved cc offers before getting millennia offer. And tried through multiple spamming hdfc emails and sms and app, netbanking banners till millennia popped up. He got FYF millennia, then emailed to hdfc to convert millennia FYF to LTF. Fingers crossed 🤞

 

[suryatejad]

Already explained in previous replies

Currently I am also going through same, I got shoppers stop ltf, then next 2-3 months freedom and mb+ paid versions. Then now it is ltf mb+. But after going through all threads, i realised I will wait for millennia FYF then convert it to LTF just like you did.

 

[Vasuki]

Yes, even Millennia DC offers better reward than this!

How much time it'll take to get a new offer? 😛

So march 2023 u were at my place 🥸😎😁