Got SBI Cashback Instantly

[cowcoconut]

Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.
At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.


EDIT: Some additional info:
This time, when I applied from the netbanking page, there was no KYC calls/video etc. There was a CIBIL enquiry though.
I have an RD with SBI. Have no prior SBI credit card. CIBIL Score was 789 at the time.

This is what it looked like in the netbanking page:

 

[shivamk]

Can you try to apply for science and see if you can get 2 SBI cashback 😆

I recently applied for 2 cards in a month. Can try after few weeks. Currently CIBIL will drop

 

[Sahil_07]

I don't know. First call was only for confirming I applied or not and providing vKYC. Tye person in 1st call said I will receive 2nd call which is the actual verification call. In the 2nd call only they recollected all my details and explained about the card.

Have you done Esign after the verification call? They said I will recieve a email for esign but have not received yet

 

[CyberPsych]

Have you done Esign after the verification call? They said I will recieve a email for esign but have not received yet

Same, no e-sign link received yet. If I go to check application status in netbanking, it shows aome additional consent and "submit" step. I did that too

 

[Shin-Chan]

Same, no e-sign link received yet. If I go to check application status in netbanking, it shows aome additional consent and "submit" step. I did that too

After your VKYC/KYC did you receive any call from SBI ?

 

[Sahil_07]

Same, no e-sign link received yet. If I go to check application status in netbanking, it shows aome additional consent and "submit" step. I did that too

How many days?
My verification call just got completed today.
Have you contacted them via call or mail?

 

[Sahil_07]

After your VKYC/KYC did you receive any call from SBI ?

Yes, verification call

 

[Shin-Chan]

Yes, verification call

Nopes after vkyc and esign verification happens, what will they verify as you can change details before esigning

 

[Sahil_07]

Nopes after vkyc and esign verification happens, what will they verify as you can change details before esigning

Verification call will come before esign.

 

[CyberPsych]

How many days?
My verification call just got completed today.
Have you contacted them via call or mail?

My verification call completed yesterday, no progress then

 

[CyberPsych]

After your VKYC/KYC did you receive any call from SBI ?

Yes, verification call where they will ask us to confirm all the details which we entered in the application and explain about card features.

 

[Sahil_07]

My verification call completed yesterday, no progress then

Then I guess we have to wait 1/2 days just like the verification call.Update here if you get any

 

[CyberPsych]

Then I guess we have to wait 1/2 days just like the verification call.Update here if you get any

Yes, I am expecting next update on Friday or Monday.

 

[Shin-Chan]

Verification call will come before esign.

I changed my details in the call before esign and it got processed 🤣

My vkyc and esign happened at gap of 40-45 mins

 

[Ak Singh]

Today, I completed esign. Now when can I expect another call from sbi?

 

[ask19111978]

Maybe with SBI, not sure. Can someone confirm?

It is ,90 days ..

 

[ask19111978]

Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.

At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.


EDIT: Some additional info:
My SBI bank account is more than 10 years old, have been crediting my salary to it for the past 2 years. I also have an RD with SBI. I maintain a balance of less than 1000 rupees (other than the RD). Have no prior SBI credit card. CIBIL Score was 789 at the time. Mainly used Millenia(1.5L Limit) and ICICI Sapphiro (3L Limit). Limit I got for cashback was 97k.
I had tried applying for Cashback 3 months earlier, but the kyc calls kept disconnecting right away after I picked up. This time, when I applied from the netbanking page, there was no KYC calls/video etc. There was a CIBIL enquiry though.

This is what it looked like in the netbanking page:
View attachment 63209

they are offering me simply save card but rejecting my application for cashback card

 

[Shin-Chan]

Today, I completed esign. Now when can I expect another call from sbi?

expect 1-3 calls in next 1-3 days

 

[CyberPsych]

Today, I completed esign. Now when can I expect another call from sbi?

What you do in e-sign completion? 🧐 Use your finger ans out signature in a white space?

 

[Ak Singh]

What you do in e-sign completion? 🧐 Use your finger ans out signature in a white space?

Esign through protean by aadhar OTP.

 

[Sahil_07]

Today, I completed esign. Now when can I expect another call from sbi?

After how many days of phone verification have you received esign link?