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Got SBI Cashback Instantly

cowcoconut

TF Premier
Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.
At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.


EDIT: Some additional info:
This time, when I applied from the netbanking page, there was no KYC calls/video etc. There was a CIBIL enquiry though.
I have an RD with SBI. Have no prior SBI credit card. CIBIL Score was 789 at the time.

This is what it looked like in the netbanking page:
OGn4FUW.webp
 
Last edited:
I don't know. First call was only for confirming I applied or not and providing vKYC. Tye person in 1st call said I will receive 2nd call which is the actual verification call. In the 2nd call only they recollected all my details and explained about the card.
Have you done Esign after the verification call? They said I will recieve a email for esign but have not received yet
 
Hey,
I had previously applied for sbi cashback and the agent kept calling me to verify and kept failing. Random calls etc. kept happening for a month and they rejected my card. I finally gave up and then got the hdfc swiggy card. Now today when I logged into internet banking, it showed that I'm eligible for pre approved credit cards, SBI cashback was one of them. I clicked apply and filled the form today afternoon.
Today evening itself I got the confirmation that my card is dispatched and also got a virtual card right away.

At first I thought I got scammed or something, but I checked and it was real. That was the fastest credit card application of my life.


EDIT: Some additional info:
My SBI bank account is more than 10 years old, have been crediting my salary to it for the past 2 years. I also have an RD with SBI. I maintain a balance of less than 1000 rupees (other than the RD). Have no prior SBI credit card. CIBIL Score was 789 at the time. Mainly used Millenia(1.5L Limit) and ICICI Sapphiro (3L Limit). Limit I got for cashback was 97k.
I had tried applying for Cashback 3 months earlier, but the kyc calls kept disconnecting right away after I picked up. This time, when I applied from the netbanking page, there was no KYC calls/video etc. There was a CIBIL enquiry though.

This is what it looked like in the netbanking page:
View attachment 63209
they are offering me simply save card but rejecting my application for cashback card
 
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