HDFC Bank Rupay CC LTF

[rohant]

HDFC Bank has started to issue Rupay CC LTF. Check your inbox.

 

[rohant]

I too got the offer on same day. I check then it was showing 99 fees, did not apply. Then after 2 days started showing LTF. Today again got email, so applied and got the card without 25k waiver criteria. Have taken screenshot for proof😂

wait what?

Hope you have taken the screenshot where it was showing LTF on HDFC cards app.

 

[rohant]

Can you share the Email Heading? i can check my email if they have send it to me or not

"Your Lifetime Free 2nd Credit Card is here! 💳"

This was the Subject. Replying late as I did not get any notifications for the threat

 

[rohant]

When I click the mail, it redirects to MyCards, after I login and go to banner, It says 99+GST as annual fee. Is this the same for people who got the mail? @rohant

No. Even in mycards, it is showing Lifetime Free. Please do not proceed.

 

[CreditCardFino]

wait what?

Hope you have taken the screenshot where it was showing LTF on HDFC cards app.

Yes I took them just in case

 

[CreditCardFino]

Makes sense as it does not give any offers. Moreover, the reward rate is negligible. But, you can apply in case you need ₹250 amazon voucher.

You get 5% cash back to statement for rail bookings I recently upgraded to Regalia Gold LTF it has no cash back for rail booking on smart buy now this card solved the problem. Also customer care suggested this option when I called them few weeks back about to downgrade to Millenia option she said two cards are not allowed except another RuPay card from HDFC.

 

[Riya]

Makes sense as it does not give any offers. Moreover, the reward rate is negligible. But, you can apply in case you need ₹250 amazon voucher.

Carrying a card with no rewards for a welcome voucher of rs 250 is not worth..
I'll rather take a paid card with good reward structure

 

[CreditCardFino]

Carrying a card with no rewards for a welcome voucher of rs 250 is not worth..
I'll rather take a paid card with good reward structure

Its a RuPay card and 5% cashback for rail booking also 250 welcome benefit not bad for a LTF

 

[Sahil_07]

Its a RuPay card and 5% cashback for rail booking also 250 welcome benefit not bad for a LTF

Why I am not getting the option to apply in Payzaap?
Is that because I already have a rupay credit card from hdfc?
I needed this card because of the instant discount offers.
Any tricks?

 

[rohant]

Carrying a card with no rewards for a welcome voucher of rs 250 is not worth..
I'll rather take a paid card with good reward structure

You're not paying anything out of your pocket and getting free 1 plate momos from a good restaurant.

 

[rohant]

Why I am not getting the option to apply in Payzaap?
Is that because I already have a rupay credit card from hdfc?
I needed this card because of the instant discount offers.
Any tricks?

Check in HDFC Cards app: https://mycards.hdfcbank.com/

 

[rohant]

Its a RuPay card and 5% cashback for rail booking also 250 welcome benefit not bad for a LTF

After denying free ₹250, I assume she doesn't travel by rail, so that won't count as benefit.

 

[CreditCardFino]

Why I am not getting the option to apply in Payzaap?
Is that because I already have a rupay credit card from hdfc?
I needed this card because of the instant discount offers.
Any tricks?

If you have RuPay credit card you are not allowed to have two RuPay cards this upi card is just a floater card to an existing primary card with shared limit. It is mentioned while applying

 

[CreditCardFino]

You're not paying anything out of your pocket and getting free 1 plate momos from a good restaurant.

How will you get free food with this card?

 

[CreditCardFino]

After denying free ₹250, I assume she doesn't travel by rail, so that won't count as benefit.

How come anyone not travel on rail in India 😂 also 5% cashback applies for red bus, Nykaa, Myntra, flight, hotels 10% on pharma easy there is no way a person will simply walk to far away places.

 

[rohant]

How will you get free food with this card?

🥲 ₹250 amazon voucher. You can eat/ order something good in the price.

 

[rohant]

How come anyone not travel on rail in India 😂 also 5% cashback applies for red bus, Nykaa, Myntra, flight, hotels 10% on pharma easy there is no way a person will simply walk to far away places.

Wow! 10% on pharmacy is pretty good. Can you just give me the list of benefits. I'll also think applying LTF offer then

 

[CreditCardFino]

Wow! 10% on pharmacy is pretty good. Can you just give me the list of benefits. I'll also think applying LTF offer then

5% cashback on Zoomcar, MMT holiday package, Appel Imagine tresor (up to 5% for this) 10% IGP this is it

 

[qwert]

Hello

I am getting LTF offer for this card. I already have icici coral rupay which is my primary upi card currently. I also had tata neu plus but I already closed it. My plan is to get tata neu infinity later this year so please suggest if I go with this offer or not.

I already have moenyback plus as core card which will going to be upgraded(millennia) in few days.

 

[Channakya]

As this is the core card of hdfc , you can go for it . And when maintained a good relationship with the bank , can get some good upgrades and offers also .

 

[qwert]

As this is the core card of hdfc , you can go for it . And when maintained a good relationship with the bank , can get some good upgrades and offers also .

Forgot to mention I already have moneyback plus as core card which currently is in process for upgrade to millennia