HDFC Bank Rupay CC LTF

[rohant]

HDFC Bank has started to issue Rupay CC LTF. Check your inbox.

 

[Rohith-2009]

I took this ltf card. How to get 250 rs Amazon voucher from HDFC?

 

[Rohith-2009]

Thread 'HDFC Bank Rupay CC LTF' https://www.technofino.in/community/threads/hdfc-bank-rupay-cc-ltf.28527/

Please don't create duplicate threads. You can ask in this thread

 

[Centurion_wala]

One question: I’m having Regalia Gold LTF and getting this card as LTF, can someone confirm if this card will create additional account in Cibil?

 

[Channakya]

Forgot to mention I already have moneyback plus as core card which currently is in process for upgrade to millennia

There is no problem in holding a rupay card.

 

[CreditCardFino]

I took this ltf card. How to get 250 rs Amazon voucher from HDFC?

you will get to your email

 

[CreditCardFino]

One question: I’m having Regalia Gold LTF and getting this card as LTF, can someone confirm if this card will create additional account in Cibil?

For Kotak it did for ICICI it did not so not sure. Mostly it will create.

 

[Riya]

You're not paying anything out of your pocket and getting free 1 plate momos from a good restaurant.

I already have a better momos (Millenia) from that restaurant...
Overeating se sirf paet kharab hoga 🤣

 

[qwert]

Thread 'HDFC Bank Rupay CC LTF' https://www.technofino.in/community/threads/hdfc-bank-rupay-cc-ltf.28527/

Please don't create duplicate threads. You can ask in this thread

is there any way to merge both thread, didn't saw that

 

[CreditCardFino]

I already have a better momos (Millenia) from that restaurant...
Overeating se sirf paet kharab hoga 🤣

You did not receive Regalia Gold LTF upgrade?

 

[rohant]

For Kotak it did for ICICI it did not so not sure. Mostly it will create.

If it is getting instantly created without any acknowledgment, then it won't. Let's see what others say

 

[Riya]

You did not receive Regalia Gold LTF upgrade?

Nope. . .

 

[CreditCardFino]

If it is getting instantly created without any acknowledgment, then it won't. Let's see what others say

Even for Kotak ICICI it was instant. ICICI also gave physical card but account not created.

 

[rohant]

I already have a better momos (Millenia) from that restaurant...
Overeating se sirf paet kharab hoga 🤣

I don't think the benefits suggested by @CreditCardFino are included in Millenia. Also, I, too, have Millenia and hence do not require another because of lack of offers (tricks aside).

You did not receive Regalia Gold LTF upgrade?

Even if I get, I won't upgrade to Regalia Gold LTF. It's a premium card, but could not compete with the offers and loopholes extended by Millenia.

 

[Riya]

One question: I’m having Regalia Gold LTF and getting this card as LTF, can someone confirm if this card will create additional account in Cibil?

A pre-approved offer doesn't create cibil enquiry...
applicable for every bank

 

[CreditCardFino]

Nope. . .

So you don't have salary account or loan account with HDFC then?

 

[CreditCardFino]

A pre-approved offer doesn't create cibil enquiry...
applicable for every bank

They are referring to account creation not CIBIL enquiry

 

[Riya]

So you don't have salary account or load account with HDFC then?

Naah....
Just a credit card with them

 

[rohant]

A pre-approved offer doesn't create cibil enquiry...
applicable for every bank

It did for me when I accepted AU Lit pre-approved offer from AUSFB

 

[CreditCardFino]

I don't think the benefits suggested by @CreditCardFino are included in Millenia. Also, I, too, have Millenia and hence do not require another because of lack of offers (tricks aside).


Even if I get, I won't upgrade to Regalia Gold LTF. It's a premium card, but could not compete with the offers and loopholes extended by Millenia.

The offers which I mentioned apply for Millenia as well but only 3% cash back. Regalia is too good 12 domestic international 6 Priority Pass visits airport voucher for cab all for LTF. Most lounges are only accepting Regalia Gold oversea no Axis ICICI its lounges list is same as Infinia

Regalia Gold come with floater card which is UPI RuPay. Most LTF put min spend to use longue

 

[rohant]

The offers which I mentioned apply for Millenia as well but only 3% cash back. Regalia is too good 12 domestic international 6 Priority Pass visits airport voucher for cab all for LTF

airport voucher for cab?

3% cashback. There is no card which gives 3% cashback. If you are talking about Rupay UPI CC, then it gives 3% cashback on some merchants wherein 1 cash point = ₹0.25

You know that you need to spend 1 lakh in a month to get the lounge access?