HDFC Bank Rupay CC LTF

[rohant]

HDFC Bank has started to issue Rupay CC LTF. Check your inbox.

 

[CreditCardFino]

airport voucher for cab?

3% cashback. There is no card which gives 3% cashback. If you are talking about Rupay UPI CC, then it gives 3% cashback on some merchants wherein 1 cash point = ₹0.25

You know that you need to spend 1 lakh in a month to get the lounge access?

3% for redbus flight and others which I mentioned earlier RuPay gives 5% there is no spend required for Regalia Gold check TnC

Yes you get 300 Uber voucher use where you want 2/quarter

 

[CreditCardFino]

airport voucher for cab?

3% cashback. There is no card which gives 3% cashback. If you are talking about Rupay UPI CC, then it gives 3% cashback on some merchants wherein 1 cash point = ₹0.25

You know that you need to spend 1 lakh in a month to get the lounge access?

Here is the list and TnC for Regalia Gold for master card even Rs 2 is not charged you pay 0

 

[rohant]

3% for redbus flight and others which I mentioned earlier RuPay gives 5% there is no spend required for Regalia Gold check TnC

Yes you get 300 Uber voucher use where you want 2/quarter

that's awesome man!

 

[CreditCardFino]

that's awesome man!

Show me one card that gives 12 lounges access + 6 overseas (no per quarter limit, no min spend) for LTF

 

[rohant]

Show me one card that gives 12 lounges access 6 overseas (no per quarter limit, no min spend) for LTF

That's dope! I do not remember, but LTF no card!

For people who access, lounge this is currently the best card.

 

[CreditCardFino]

That's dope! I do not remember, but LTF no card!

For people who access, lounge this is currently the best card.

Exactly no LTF does for travelers this helps a lot. It has Markup fee 2% as well instead of 3.5%

 

[Riya]

It did for me when I accepted AU Lit pre-approved offer from AUSFB

It was offered by bank itself or these third party websites??? Because pre-approved offer means you are accepting their card rather than bank accepting your application...
Strange you have an unnecessary cibil hit.... Try and talk to bank about removing it... It might work

 

[rohant]

It was offered by bank itself or these third party websites??? Because pre-approved offer means you are accepting their card rather than bank accepting your application...
Strange you have an unnecessary cibil hit.... Try and talk to bank about removing it... It might work

I got whatsapp message from AU bank and the same was reflecting on AU 101 app. I accepted the terms and conditions later realizing that I accepted the cibil hit.

Got pre-approved offer post 2 days of rejecting my CC application -which was weird and they accepted it as well without any cool down period.

 

[Riya]

I got whatsapp message from AU bank and the same was reflecting on AU 101 app. I accepted the terms and conditions later realizing that I accepted the cibil hit.

Got pre-approved offer post 2 days of rejecting my CC application -which was weird and they accepted it as well without any cool down period.

Any kind of KYC or OTP based authentication was done in first case?

 

[rohant]

Any kind of KYC or OTP based authentication was done in first case?

No afaik. I already had a savings AC

 

[Riya]

No afaik. I already had a savings AC

Doesn't matter if you have account or not... Kyc is done for every application.... You should talk to bank guys

 

[rohant]

Doesn't matter if you have account or not... Kyc is done for every application.... You should talk to bank guys

Sure. Thanks 🙂

 

[panu24]

is there any way to merge both thread, didn't saw that

@vaibhav111 can help to merge.

 

[shivtej]

wait what?

Hope you have taken the screenshot where it was showing LTF on HDFC cards app.

Yes I have bro.

 

[APT]

cibil hit ?

 

[Rohith-2009]

cibil hit ?

No cibil hit for me. It was pre approved

 

[romilq]

If you have RuPay credit card you are not allowed to have two RuPay cards this upi card is just a floater card to an existing primary card with shared limit. It is mentioned while applying

Not true. I have Freedom Visa LTF and Tata Neu Plus Rupay LTF. Today I got sms and mail regarding UPI Rupay card LTF. I checked the link and it was showing annual fees. After few hours I checked again and it showed LTF. I applied and card was generated instantly and done a transaction within a minute after issuance. I now have three LTF cards though none is good. @hitirfan @Anindya98

 

[Anindya98]

Not true. I have Freedom Visa LTF and Tata Neu Plus Rupay LTF. Today I got sms and mail regarding UPI Rupay card LTF. I checked the link and it was showing annual fees. After few hours I checked again and it showed LTF. I applied and card was generated instantly and done a transaction within a minute after issuance. I now have three LTF cards although none is good. @hitirfan @Anindya98

Thanks for the update, I have not received any SMS or Email from HDFC regarding this.
Only getting a Loan on Credit card offers

 

[hitirfan]

Thanks for the update, I have not received any SMS or Email from HDFC regarding this.
Only getting a Loan on Credit card offers

Same her e

 

[CreditCardFino]

Not true. I have Freedom Visa LTF and Tata Neu Plus Rupay LTF. Today I got sms and mail regarding UPI Rupay card LTF. I checked the link and it was showing annual fees. After few hours I checked again and it showed LTF. I applied and card was generated instantly and done a transaction within a minute after issuance. I now have three LTF cards although none is good. @hitirfan @Anindya98

UPI RuPay limit has shared limit with Tata Nue or Freedom?