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HDFC Bank Rupay CC LTF

  • Thread starter Thread starter rohant
  • Start date Start date
  • Replies Replies 145
  • Views Views 5K
Does UPI RuPay also have a cooldown period? Like if we get an HDFC core credit card, we can only get UPI RuPay from MyCards after 6 months? My UPI RuPay is being declined again and again citing "Internal policy" even though I have Freedom Visa, Swiggy MC and Neu Visa
Maybe your limit doesn't support fourth card. Try Pixel. 4 cards from HDFC is not possible I guess unless its Pixel.
 
Limit is not an issue. There must be a 6 months cooldown period and my Freedom was taken in November end. I already have Pixel Visa+RuPay, I didn't count them as HDFC cards since HDFC also doesn't 🤣
Even I have 5 card but I am not allowed to apply for Nue card I emailed they mentioned something like overleverage. Last approved card was in Dec I will try after June and see if I can get it approved.
 
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