I don't know if this is the case with everyone or not but I keep on getting pop up notifications for cc limit increase even though I have already got the same a month back. They still keep on sending these pop ups. This is apart from the 1000 types of loans notifications that they send. I have taken screenshots from last one month as proof . I have Imperia Banking and it started from savings max. It was actually better when it was savings max. Icici wealth banking is better imo.