Move from HDFC Imperia to HSBC premier ??

[neogen]

I have a salary account with HDFC.

I am planning to move from HDFC Imperia to HSBC premier?

Does it make sense, advantage, disadvantage? What will I lose?

Also, whats the best way to open HSBC premier account?

 

[percolate]

Is my premier cc a lost cause now?

not completely lost. Find out the rejection reason, then you can decide.

 

[Anmolb]

not completely lost. Find out the rejection reason, then you can decide.

Ah well, slow burn it is :/
Thank you ser!

 

[Ankur dhanda]

@Ankur dhanda i got a mail today saying the credit card has been rejected due to bank policies. i was under the impression they need a salary credit to happen before they process. How is this happening? i do have multiple credit enquiries though over the past 3/4 months. Is this card a lost cause now?

Get your RM to take approval..
They have that power to get things done.
Most likely multiple cibil enquiries is the root cause..

 

[mgmfino]

Is my premier cc a lost cause now?

I have Salary Premier too. Credit card was applied by RM in first week itself, so it does not have to wait for first salary credit.

I know someone who got rejected due to many enquiries. You need to speak to RM and ask him to reapply.

 

[Anmolb]

I have Salary Premier too. Credit card was applied by RM in first week itself, so it does not have to wait for first salary credit.

I know someone who got rejected due to many enquiries. You need to speak to RM and ask him to reapply.

Awesome thanks for sharing both accounts!!
Did the known someone get the card after reapplying?

 

[KumarS]

I have Salary Premier too. Credit card was applied by RM in first week itself, so it does not have to wait for first salary credit.

I know someone who got rejected due to many enquiries. You need to speak to RM and ask him to reapply.

Hi, did you got premier credit card with joining fee or NIL. I know annuL fee is N.A until you are premier, so wanted to know about the Joining fees Part, thanks