Move from HDFC Imperia to HSBC premier ??

[neogen]

I have a salary account with HDFC.

I am planning to move from HDFC Imperia to HSBC premier?

Does it make sense, advantage, disadvantage? What will I lose?

Also, whats the best way to open HSBC premier account?

 

[percolate]

Is my premier cc a lost cause now?

not completely lost. Find out the rejection reason, then you can decide.

 

[Anmolb]

not completely lost. Find out the rejection reason, then you can decide.

Ah well, slow burn it is :/
Thank you ser!

 

[Ankur dhanda]

@Ankur dhanda i got a mail today saying the credit card has been rejected due to bank policies. i was under the impression they need a salary credit to happen before they process. How is this happening? i do have multiple credit enquiries though over the past 3/4 months. Is this card a lost cause now?

Get your RM to take approval..
They have that power to get things done.
Most likely multiple cibil enquiries is the root cause..

 

[mgmfino]

Is my premier cc a lost cause now?

I have Salary Premier too. Credit card was applied by RM in first week itself, so it does not have to wait for first salary credit.

I know someone who got rejected due to many enquiries. You need to speak to RM and ask him to reapply.

 

[Anmolb]

I have Salary Premier too. Credit card was applied by RM in first week itself, so it does not have to wait for first salary credit.

I know someone who got rejected due to many enquiries. You need to speak to RM and ask him to reapply.

Awesome thanks for sharing both accounts!!
Did the known someone get the card after reapplying?

 

[KumarS]

I have Salary Premier too. Credit card was applied by RM in first week itself, so it does not have to wait for first salary credit.

I know someone who got rejected due to many enquiries. You need to speak to RM and ask him to reapply.

Hi, did you got premier credit card with joining fee or NIL. I know annuL fee is N.A until you are premier, so wanted to know about the Joining fees Part, thanks

 

[Anmolb]

Hi, did you got premier credit card with joining fee or NIL. I know annuL fee is N.A until you are premier, so wanted to know about the Joining fees Part, thanks

Gotta pay the joining fee mate

 

[Everybody]

By any chance premier credit card* is complimentary in HSBC Premier account?

 

[percolate]

By any chance premier credit card* is complimentary in HSBC Premier account?

The annual fee is waived off for Premier accounts but the joining fee is chargeable.

 

[KumarS]

I have HSBC Premier and HDFC Imperia. My RM is much better at HSBC, for an example I was in a different country and accidently called him while it was 1:30 AM in India and even then he was willing to help me resolve a very minor query about my cheque book. Do also get invited to events like once every quarter and he calls me up to tell me about them. And most importantly I am able to get premier status accounts opened in different country even if I have never been there(some countries have different conditions though like Switzerland but most should be possible).

Seems to be exceptional service by HSBC, Which branch of HSBC India?

 

[mgmfino]

Awesome thanks for sharing both accounts!!
Did the known someone get the card after reapplying?

Yes he did. He spoke to the RM and reapplied. I think he mentioned he had to send an email explaining his high number of credit enquiries or something similar.

 

[mgmfino]

Hi, did you got premier credit card with joining fee or NIL. I know annuL fee is N.A until you are premier, so wanted to know about the Joining fees Part, thanks

No way around the joining fee. HSBC explained to me that you get 12k worth of Taj Voucher, so you are paying just the GST amount for the card. The renewal fees are waived as long as premier status is maintained.

 

[neogen]

Forget to update.

Now, have both😄

 

[Anmolb]

Forget to update.

Now, have both😄
View attachment 60817

Nice!! My RM Is telling me the cc can only be processed after first salary credit since they will need elections as my default cc got rejected due to too many cibil enquiries.

 

[waghelak]

I will appreciate if anyone can check with their RM whether i can get a CC being an NRI. I already have a premium HSBC account, my RM is clueless and being tempted to raise a complaint to have them replaced.. Everytime i try to call him he is in meeting and never returns the call. He did say i would need a PAN card which i am in process of obtaining.

Just wondering whether by complaining i will get assigned another RM?

 

[percolate]

I will appreciate if anyone can check with their RM whether i can get a CC being an NRI. I already have a premium HSBC account, my RM is clueless and being tempted to raise a complaint to have them replaced.. Everytime i try to call him he is in meeting and never returns the call. He did say i would need a PAN card which i am in process of obtaining.

Just wondering whether by complaining i will get assigned another RM?

Yes, you can get Premier credit card as an NRI. It will be even easier if you maintain good TRV in Indian Premier account or have Premier credit card in foreign countries.

You can also complain and get a new RM assigned.

 

[Madhur Pareek]

I have HSBC Premier and HDFC Imperia. My RM is much better at HSBC, for an example I was in a different country and accidently called him while it was 1:30 AM in India and even then he was willing to help me resolve a very minor query about my cheque book. Do also get invited to events like once every quarter and he calls me up to tell me about them. And most importantly I am able to get premier status accounts opened in different country even if I have never been there(some countries have different conditions though like Switzerland but most should be possible).

Can you please share his/her number? I am interested to join HSBC. it's very difficult to get such RM like you mentioned.

 

[Madhur Pareek]

P

Can anyone share HSBC RM contact from Bangalore? Looking for opening account.

Please let me know as well for this.

 

[Anmolb]

@Ankur dhanda My never ending badluck with cc continues-

I mean at this time i am just not willing to reach out to my RM for the HSBC premier cc. Multiple calls emails and shes busy most of the time (plain speak for i havent given them much business yet) and all she quotes is there are a lot of enquiries on your profile so i am not able to get an internal approval.. What to do?

 

[Ankur dhanda]

@Ankur dhanda My never ending badluck with cc continues-

I mean at this time i am just not willing to reach out to my RM for the HSBC premier cc. Multiple calls emails and shes busy most of the time (plain speak for i havent given them much business yet) and all she quotes is there are a lot of enquiries on your profile so i am not able to get an internal approval.. What to do?

Firstly make a request to change your RM with the branch if she’s responding this way. how many enquiries do you have?