HDFC C2C List

[kanjilal]

Hi Guys,

Had visited HDFC Branch today in Mumbai for a C2C application. Have attached the list of offers available atm.

I was told that C2C application for Infinia is not available - If someone could confirm this would be of great help.

 

[Harjeevansingh]

c2c is always ltf in hdfc , refer above photo

Even if someone already has an HDFC card? I have millenia, need to get a better HDFC card but along with millenia

 

[0xfallup]

Even if someone already has an HDFC card? I have millenia, need to get a better HDFC card but along with millenia

@Chaitanya-a should have an answer

 

[Chaitanya-a]

Even if someone already has an HDFC card? I have millenia, need to get a better HDFC card but along with millenia

Its difficult to have 2 core cards in HDFC. Very rarely you can get approval for that. You'll get Upgrade offer but not LTF. That too depends on your current Credit limit.

If your Millenia card's limit is 3L, you can get Regalia Gold as FYF upgrade.

If 5L, you can get DCB as FYF upgrade.
If 8L & above, you can get Infinia upgrade.

 

[RishiKiDev]

Even if someone already has an HDFC card? I have millenia, need to get a better HDFC card but along with millenia

Get a Tata neu infinity card. You won't regret. Even better if you get it LTF.

 

[Riva]

card upgrades are mostly fyf, it's difficult to get ltf..
many people are getting fyf upgrade offer, but some people who didn't take the fyf offer and waited more time got ltf offer too..

chances are low, approch your rm and ask him, if he can do something about it

Spoke to the RM, he put me through to the BM. The BM wants me to take a 40 year insurance policy inorder to upgrade my Regalia First LTF card to a Paid Infinia card!
He is giving me Regalia Gold as FYF only!.

Iv not taken any of the offers. Will wait to see if anything better comes up.

 

[Riva]

Get a Tata neu infinity card. You won't regret. Even better if you get it LTF.

With HDFC and Co branded cards, the problem is they once you have a cobranded card, it's difficult to get another core hdfc card.
I have Neu Infinity LTF, and one of the reason the RM gave me for an upgrade or new hdfc card is this. Asked me to close the Neu Infinity card if I want another core card.

 

[krnmalde97]

Hi Guys,

Had visited HDFC Branch today in Mumbai for a C2C application. Have attached the list of offers available atm.

I was told that C2C application for Infinia is not available - If someone could confirm this would be of great help.View attachment 33399

What the status of your application?

 

[kanjilal]

Regalia gold LTF?

Yes brother, you can get it LTF by C2C, have attached the special offers above.

The RM told me that the list should update on 1 Nov as they were not accepting applications for DCB Metal. On the front side there was list of cards application through normal mode.

 

[kanjilal]

Regalia Gold LTF? !!! Really!!
My RM told me that Regalia Gold being a new card is not being offered LTF, max it can be FYF.
He's not ready to upgrade my 4 year old Regalia First LTF to Regalia Gold LTF!
Pls post here if you do get it LTF, then I will talk to my RM again.

Yes on paper there is a way but will update you with my experience.

Since you already hold a card with HDFC i think they will not take application for c2c. You might need to close the card and then apply fresh.

 

[kanjilal]

What the status of your application?

No update yet, CIBIL enquiry is also not yet done

 

[Harjeevansingh]

Get a Tata neu infinity card. You won't regret. Even better if you get it LTF.

I have this as FYF

 

[RishiKiDev]

I have this as FYF

You have millennia and tata neu infinity. Very rare to get another core card. You can just upgrade the core one.

 

[RishiKiDev]

I have this as FYF

You can request them to convert it to LTF. Most people got it converted by writing an email to customer care easily.

 

[Harjeevansingh]

You can request them to convert it to LTF. Most people got it converted by writing an email to customer care easily.

Any mail id you can share? Also, what reasons can I mention to make it LTF?

 

[0xfallup]

Any mail id you can share? Also, what reasons can I mention to make it LTF?

tataneucardsupport@hdfcbank.com , just req them to convert it to ltf

 

[shoebmalik09]

Yes, Infinia is not C2C and never believe such offers from HDFC. You will apply for Regalia Gold but may get Freedom card. They won't even inform or take approval before sending card.

True. They keep on sending me that you can avail diners privilege as your second card. But after entering the pan card number and mobile number it always show iocl and freedom card.

 

[Deleted member 21942]

True. They keep on sending me that you can avail diners privilege as your second card. But after entering the pan card number and mobile number it always show iocl and freedom card.

CIBIL hit will occur each time if you are proceeding after entering PAN number.

 

[sgoyal9]

Infinia is not being offered C2C right now.
Confirmed with RM as well as branch.

Is it true HDFC C2C is always LTF? I have not seen that mentioned anywhere.

 

[shoebmalik09]

CIBIL hit will occur each time if you are proceeding after entering PAN number.

Yes. I got 11 enquiries in my cibil report in a month. Not going to proceed with these kind of promotional messages in future.

 

[Quantum]

True. They keep on sending me that you can avail diners privilege as your second card. But after entering the pan card number and mobile number it always show iocl and freedom card.

HDFC's promotional and online messages are total BS. They will almost never recommend the card that you could get offline through RM/Agent/branch.
Moreover, be 100% sure that promotional CC msgs leading to a link where PAN is requested will result in a CIBIL hit. HDFC is the worst in this case.
It does not cache the previous CIBIL score (even if it was just 5 sec back for the same PAN). It will make a CIBIL enquiry each time you click on that link and enter your PAN. Foolproof or dumb, you decide.
These many hits will probably make a consumer look credit hungry in Credit Information Companies' eyes.