HDFC C2C List

[kanjilal]

Hi Guys,

Had visited HDFC Branch today in Mumbai for a C2C application. Have attached the list of offers available atm.

I was told that C2C application for Infinia is not available - If someone could confirm this would be of great help.

 

[aceventura]

Yes. I got 11 enquiries in my cibil report in a month. Not going to proceed with these kind of promotional messages in future.

Contact HDFC CC Redressal to remove/supress the enquiries. If you are lucky, they would.

 

[Quantum]

Contact HDFC CC Redressal to remove/supress the enquiries. If you are lucky, they would.

Could you please share the email ID?

 

[BUDHRAJ]

Could you please share the email ID?

Grievance.Redressal@hdfcbank.com

mail them with latest credit report showing all enquiries attached

 

[Quantum]

Grievance.Redressal@hdfcbank.com

mail them with latest credit report showing all enquiries attached

Thanks for sharing the info!

 

[BUDHRAJ]

i applied c2c via branch, it's been 4-5 days, today i recieved message mentioning aaplication no and another message
" your hdfc bank cc app xx is approved in principle subject to internal checks. we will update you soon"
and also cibil enquiry too..

i know this isn't final approval but i want to ask, what happens after this and how much longer do i have to wait for final decision ?

 

[varun__goel_]

i applied c2c via branch, it's been 4-5 days, today i recieved message mentioning aaplication no and another message
" your hdfc bank cc app xx is approved in principle subject to internal checks. we will update you soon"
and also cibil enquiry too..

i know this isn't final approval but i want to ask, what happens after this and how much longer do i have to wait for final decision ?

Check status here

https://leads.hdfcbank.com/applications/webforms/apply/cc_track_revamp/index.aspx

If it shows in process max 7 days I guess

 

[BUDHRAJ]

Check status here

https://leads.hdfcbank.com/applications/webforms/apply/cc_track_revamp/index.aspx

If it shows in process max 7 days I guess

i wasn't asking about how to check status,
i was asking about what will happen next like will there be any verification or something or will it just be final decision after some days..

 

[varun__goel_]

i wasn't asking about how to check status,
i was asking about what will happen next like will there be any verification or something or will it just be final decision after some days..

Very less chances of physical verification in hdfc if you hold acc(maybe vkyc), and already mentioned max 7 days if no physical verification

 

[BUDHRAJ]

i applied c2c via branch, it's been 4-5 days, today i recieved message mentioning aaplication no and another message
" your hdfc bank cc app xx is approved in principle subject to internal checks. we will update you soon"
and also cibil enquiry too..

i know this isn't final approval but i want to ask, what happens after this and how much longer do i have to wait for final decision ?

same thing happened today too..

cibil hit and then the same conditionally approve subject to internal checks message too

whats going on here..

@kanjilal what's the update on your side ?

 

[shoebmalik09]

Contact HDFC CC Redressal to remove/supress the enquiries. If you are lucky, they would.

Okay. I will mail them.

 

[kanjilal]

same thing happened today too..

cibil hit and then the same conditionally approve subject to internal checks message too

whats going on here..

@kanjilal what's the update on your side ?

The RM didn’t process it only.

I complained about it today morning and in the evening she uploaded the docs.

She said that ill be receiving a call tomorrow to confirm the details.

Just now i got a CIBIL inquiry and also application number generated on the website.

 

[Aryan Malhotra]

How old should be the card for card to card process?

 

[insight]

Its difficult to have 2 core cards in HDFC. Very rarely you can get approval for that. You'll get Upgrade offer but not LTF. That too depends on your current Credit limit.

If your Millenia card's limit is 3L, you can get Regalia Gold as FYF upgrade.

If 5L, you can get DCB as FYF upgrade.
If 8L & above, you can get Infinia upgrade.

Based on your inputs, thoughts? on this.. HDFC C2C 5L via Branch: LTF offered Regalia Gold, Diner Club Privilege, Millenia. Pros/ Cons? Others?

Yes brother, you can get it LTF by C2C, have attached the special offers above.

The RM told me that the list should update on 1 Nov as they were not accepting applications for DCB Metal. On the front side there was list of cards application through normal mode.

I got similar inputs upon talking.

Infinia is not being offered C2C right now.
Confirmed with RM as well as branch.

I was told that outside of the M, DCP, RG I'm eligible for LTF C2C, ... DCB & Infinia would be paid.

Is it true HDFC C2C is always LTF? I have not seen that mentioned anywhere.

Based on reading, maybe mid to upper, but not the the premium? I am wondering where this comes from?

 

[BUDHRAJ]

How old should be the card for card to card process?

1 year minimum

sometimes 6 months old also works

 

[BUDHRAJ]

same thing happened today too..

cibil hit and then the same conditionally approve subject to internal checks message too

whats going on here..

@kanjilal what's the update on your side ?

my application was put on hold and agent said bank is unable to provide regalia but millinea is possible, i said yes
lets see what happens...

 

[0xfallup]

my application was put on hold and agent said bank is unable to provide regalia but millinea is possible, i said yes
lets see what happens...

officially aise hi sabka kat te hai

 

[BUDHRAJ]

officially aise hi sabka kat te hai

application process kar dia tha, cibil hit and conditional approval mil gya tha then next day decline abhi phir bole regalia nhi mil payega, millinea ho jayega

 

[0xfallup]

application process kar dia tha, cibil hit and conditional approval mil gya tha then next day decline abhi phir bole regalia nhi mil payega, millinea ho jayega

that's the process , limit bhi update karna kitna mila ...4.2L MMT diya tha na?

 

[RAMESH BABU N]

HDFC's promotional and online messages are total BS. They will almost never recommend the card that you could get offline through RM/Agent/branch.
Moreover, be 100% sure that promotional CC msgs leading to a link where PAN is requested will result in a CIBIL hit. HDFC is the worst in this case.
It does not cache the previous CIBIL score (even if it was just 5 sec back for the same PAN). It will make a CIBIL enquiry each time you click on that link and enter your PAN. Foolproof or dumb, you decide.
These many hits will probably make a consumer look credit hungry in Credit Information Companies' eyes.

HDFC is the WORST CC issuer out there.

Forget about their core cards, they can't even handle TataNeu cards in a methodical or systematic manner. STUPID BANK.

Their Chennai CC office is the biggest black hole. I am convinced - they employ blind chaps. Because, they NEVER read our email, they NEVER hive their contact numbers and NEVER give any relevant reply,
One does not know what to ask n does not even know what document(s) they need.

If you send 3 emails to HDFC CC, you get 3 CIBIL hits. If you give complaint to their grievance Dept or to their PNO, you get 2 more CIBIL hits. And, 5 rejections.

AND, idiotically, HDFC sends SMS, emails, Pop-ups asking you, pleading you n even begging you, to apply for their CCs. And, in case, you are tempted to apply, you get another 5 CIBIL hits n 5 more rejections.

My advice is - AVOID HDFC like Plague.

ANY BANK is better than this ill-organized, ill-equipped HDFC with horrible software tinkerings.

 

[Pack_of_Cards]

HDFC is the WORST CC issuer out there.

Forget about their core cards, they can't even handle TataNeu cards in a methodical or systematic manner. STUPID BANK.

Their Chennai CC office is the biggest black hole. I am convinced - they employ blind chaps. Because, they NEVER read our email, they NEVER hive their contact numbers and NEVER give any relevant reply,
One does not know what to ask n does not even know what document(s) they need.

If you send 3 emails to HDFC CC, you get 3 CIBIL hits. If you give complaint to their grievance Dept or to their PNO, you get 2 more CIBIL hits. And, 5 rejections.

AND, idiotically, HDFC sends SMS, emails, Pop-ups asking you, pleading you n even begging you, to apply for their CCs. And, in case, you are tempted to apply, you get another 5 CIBIL hits n 5 more rejections.

My advice is - AVOID HDFC like Plague.

ANY BANK is better than this ill-organized, ill-equipped HDFC with horrible software tinkerings.

Sir Shabd nahi mil rahe apka dhanyawad karne ke, apke updesh sun k hum dhanya hue. Its like poetry to my ears, had terrible experience with H-D-F-C, whatever anger was hidden in some corner of my heart you penned it or rather I would say you nailed it. WAH!