HDFC Forex Card Loophole: Earn 15,000 Bonus Points with This Smart Trick!

[CardTroller]

Are you wondering why everyone is suddenly applying for an HDFC Forex card?

As you all know, HDFC Bank is now offering 5X reward points on Infinia, Biz Black, and a few other cards for loading the HDFC Forex card. Bhavye has already written a detailed guide on this here: https://www.technofino.in/community/threads/hdfc-forex-card-load-5x-reward-points-offer.37561/

But why would people buy a Forex card and hold money if they aren’t planning to travel anytime soon?

Well, there’s a loophole! Don’t worry—it’s not illegal or unethical like some Axis Bank loopholes.

Here’s how it works:

1. Load your HDFC Forex card using an HDFC credit card, preferably Infinia or Biz Black, to earn 5X bonus reward points (up to 15,000 points).
2. After loading your Forex card, email HDFC Bank and inform them that your travel plans have been canceled and request a refund of your Forex card balance to your savings account.
3. HDFC Bank will process the refund at the prevailing exchange rate.

In this process, you will incur some exchange fees. To earn the full 15,000 bonus points, you might lose around ₹3,000 in exchange fees. However, in return, you’ll gain valuable 15K reward points.

Cheers, and enjoy this trick (Loophole)! 🎉

Credit: This loophole was originally shared by @RewardsAlert in his private group within the TechnoFino Community.

 

[arun4455]

As per this tnc, credit to the saving account would not be considered as reversal of the transaction?