HDFC has Started Online Applications for Secured Credit Cards using FD

[darkjediknight]

You can now apply for FD based secured credit cards listed here (including Biz Black)

Apply for Credit Card Against Fixed Deposit Instantly | HDFC Bank

Apply for a Credit Card Against FD with HDFC Bank. Enjoy instant approval, no income proof required, earn reward points/cashback on eligible transactions & build your credit score.

www.hdfcbank.com

Example URL for Biz Black application: https://applyonline.hdfcbank.com/di...ebsite_organic_cc_on_fd_cat_pg_bizblack_metal

I tried to apply for Biz Black for a family member, but they didn't proceed saying FD is not eligible for the card. I tried with FD amount more than 6 lakhs.

Please share your experiences here in case someone is able to successfully apply for any card.

Found this on reddit today about probably eligibility of all cards. Source: /r/CreditCardsIndia/comments/1it0bpd/hdfc_eligibility_list_for_all_hdfc_credit_cards

 

[Kabir_1112]

I've spent around 4 lakhs in last 3 month and I'm holding Diners black pvc card and Im getting emails and calls from Hdfc bank for upgrade to Dcb Metal card. But my Diners black pvc card is LTF and Diners Black Metal will be paid card. Should I upgrade or wait for direct upgrade to Infinia? How much spend is required in how many months for upgrade to Infinia from Diners Black pvc.

 

[techstrom007]

I've spent around 4 lakhs in last 3 month and I'm holding Diners black pvc card and Im getting emails and calls from Hdfc bank for upgrade to Dcb Metal card. But my Diners black pvc card is LTF and Diners Black Metal will be paid card. Should I upgrade or wait for direct upgrade to Infinia? How much spend is required in how many months for upgrade to Infinia from Diners Black pvc.

Chances are very low <5% for direct upgrade to Infinia.

For Infinia upgrade, you need around 9L spends in 6 months and 10L limit on existing cc.

 

[Kabir_1112]

Chances are very low <5% for direct upgrade to Infinia.

For Infinia upgrade, you need around 9L spends in 6 months and 10L limit on existing cc.

I've a limit of 12 lakh on my Diners black pvc, and if I spend 9 lakhs in 6 months, do you think I can be eligible for an upgrade to Infinia from DCB PVC LTF??

 

[techstrom007]

I've a limit of 12 lakh on my Diners black pvc, and if I spend 9 lakhs in 6 months, do you think I can be eligible for an upgrade to Infinia from DCB PVC LTF??

Yes, you will get approval as per current condition.

But LTF Infinia is not possible in any case, It would be paid.

 

[Finchamp!]

I don't have any credit card from HDFC. I, however, IDFC Wealth, Axis Atlas and Indusind Pinnacle, all having limit upwards of 5L. Can I use any of them to apply for DCB Metal/ BizBlack on card 2 card basis? If yes, how?

 

[techstrom007]

I don't have any credit card from HDFC. I, however, IDFC Wealth, Axis Atlas and Indusind Pinnacle, all having limit upwards of 5L. Can I use any of them to apply for DCB Metal/ BizBlack on card 2 card basis? If yes, how?

Card to card isn't seems feasible now. You can apply salary basis though.

 

[Sobirvs]

Yes, you will get approval as per current condition.

But LTF Infinia is not possible in any case, It would be paid.

what abt 8.5L limit and 9L spend?

 

[cardio_guycardio_guy is verified member.]

Many people are posting this same screenshot. Is it really true? Is it really released by HDFC bank? Couldn't see anything like this in the HDFC bank website. But all twitter handles and ccgeek pages, whatsapp groups everywhere this is there.