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With regular high spenders not getting the "request to spend 1.5 lakhs" banner, it is clearly a warning for those who received it--that if you don't spend 1.5 lakhs/month, you will be downgraded.I got the mail, tagged as low spender but didn't get the maintain 1.5L message
My spends are upwards of 2L on an avg
View attachment 57071
That's exactly what's gonna happen either spend or loose your benefits and by yourself will downgrade as there is no point to hold if you don't get multiplication points etcWith regular high spenders not getting the "request to spend 1.5 lakhs" banner, it is clearly a warning for those who received it--that if you don't spend 1.5 lakhs/month, you will be downgraded.
So that they get a chance to comply with this new requirement and avoid any downgrade.
Downgrade a card based on spent is something not done...With regular high spenders not getting the "request to spend 1.5 lakhs" banner, it is clearly a warning for those who received it--that if you don't spend 1.5 lakhs/month, you will be downgraded.
So that they get a chance to comply with this new requirement and avoid any downgrade.
I got the same email with no nudge for spending 1.5L. But email has the low spender tag. My spends are lower than 1.5 L though 🤔I got the mail, tagged as low spender but didn't get the maintain 1.5L message
My spends are upwards of 2L on an avg
View attachment 57071
Wow... Axis penalizes high spendersSWith regular high spenders not getting the "request to spend 1.5 lakhs" banner, it is clearly a warning for those who received it--that if you don't spend 1.5 lakhs/month, you will be downgraded.
So that they get a chance to comply with this new requirement and avoid any downgrade.
Looks like they have removed the controversial request/warning banner for the latest emailsI got the same email with no nudge for spending 1.5L. But email has the low spender tag. My spends are lower than 1.5 L though 🤔
Downgrade a card based on spent is something not done...
Yes they can convert LTF to paid during renewals.. but even that will be unethical
lounge /Golf access might be linked to spent but monthly 1.5L is steep ask for a card with yearly fee waiver at around 8-10L.
If they increase to 15L then I think I should go for magnusEven if there's a mistake in the customer list that was pulled from some analytics database, the existence of a "Infinia Low Spenders" list shows that the bank is concerned that the average spend on Infinia per card overall is not up to their expectations.
I've seen many many posts on Technofino, on CardsExpert, on Reddit and Twitter where people proudly announce that they have "achieved their goal of acquiring Infinia!" and then proceed to say that their aim was only to acquire the card and not to use it, except for occassional spends and lounge access. They consider it as a trophy they can flaunt as part of their "collection" online and in their circles. I even saw a post "I came to know that this card is the hardest to get in the country and then I HAD to add it to my collection!" The person doesn't even know anything about the card. Acquiring the card has become a goal in itself.
This is what happens when you gatekeep something way too much and way too desirable. It becomes a rare trophy to be flaunted. I see the same thing happening with ICICI Emeralde Private.
RMs sell ULIPs and pull other strings to get the card approved for their favourite customers who are actually low spenders. And this is the result. The funny thing is that HDFC refuses to give this card to genuine low spenders. It is ridiculous that Indian banks refuse to invest in analytics systems in this age of AI that can automatically recognise spending patterns and classify customers accordingly.
I expect the renewal benefit for Infinia to go up to around 15 lakh now.
Probably this :My wife has paid infinia metal, she got the mail without any spending criteria mentioned.
Looks like they have removed the controversial request/warning banner for the latest emails
Even with paid also got same emailDowngrades incoming for infinia LTF users?
Checked in laptop - can see the Low Spender tag there. 🙁try copy and paste it somewhere to see it .
or switch to dark mode..