Infinia HDFC Infinia "requesting" 1.5 lakhs spend per month?

[sid16]

Just received the above email. What does it mean? If we don't spend 1.5 lakhs a month, we're not entitled to these benefits?

 

[drsel]

That's nice, to have soo much trust in a relationship

My gf of 3 yrs bites my head off for talking to friends who are girls 🙃

What else does she bite off?

 

[SSV]

I’m pushing my BM for infinia he has already agreed for paid version I’m trying to get LTF but 1.5L spend criteria is imposed then all my efforts will go in vain as I don’t have very high spends. This thread is making me worried.

Then don't watch this thread and enjoy infinia and beautiful life !!

 

[SSV]

What else does she bite off?

May be some tools !! 😉

 

[Swastik]

What else does she bite off?

Alright, I'm going to shut up now 😶

 

[Avinash.Mishra]

Are you fulfilling the income criteria? Which city?

I’m not fulfilling income criteria I’m negotiating based on NRV.

 

[Dazzwilliams]

I’m not fulfilling income criteria I’m negotiating based on NRV.

How much NRV

 

[Swastik]

How much NRV

I'm also curious to know this

 

[Avinash.Mishra]

Then don't watch this thread and enjoy infinia and beautiful life !!

I don’t want any such criteria imposed just before I’m going to get the card.

 

[Avinash.Mishra]

How much NRV

1.25CR in deposit

 

[Swastik]

1.25CR in deposit

Yup, you can demand LTF infinia

 

[mgforce]

Received the mail again today 😑

+1 same here...

 

[Avinash.Mishra]

Yup, you can demand LTF infinia

I had tried in Delhi and Pune I was outright denied even for paid version. The branch I’m trying in now is a newly opened branch in rural area so I’m getting some fruitful response.

 

[BVCBVC is verified member.]

I haven’t received any mail. Seems HDFC is fine with my spending pattern. BTW my spends are consistent across months but not in the range of 1.5L

 

[shashankrt]

I had tried in Delhi and Pune I was outright denied even for paid version. The branch I’m trying in now is a newly opened branch in rural area so I’m getting some fruitful response.

Just mention them that ur moving your deposits to SBI or some other private bank due to severe lack of service. Mention this to BM of the branch where ir account is based and see the change.

 

[Lobogris]

I had tried in Delhi and Pune I was outright denied even for paid version. The branch I’m trying in now is a newly opened branch in rural area so I’m getting some fruitful response.

Yes. Even I kept over a crore with them in deposits for a while and they didn’t care. Where is this branch located?

 

[Lobogris]

Just mention them that ur moving your deposits to SBI or some other private bank due to severe lack of service. Mention this to BM of the branch where ir account is based and see the change.

They won’t care in any large branch. They will make some generic promise to help push for it but would do nothing. They might just send an application and whether it gets approved or not is up to the customer’s luck and situation. In my own case, I even agreed to move an additional 2 crores to a FD and they kept promising they would get an approval but nothing happened. Talked to BM and their credit card head several times and finally gave up and got it via different means.

 

[Lobogris]

Alright, I'm going to shut up now 😶

Why? It was just getting interesting!

 

[Avinash.Mishra]

Yes. Even I kept over a crore with them in deposits for a while and they didn’t care. Where is this branch located?

HDFC Pirpainti, Bihar

 

[Avinash.Mishra]

They won’t care in any large branch. They will make some generic promise to help push for it but would do nothing. They might just send an application and whether it gets approved or not is up to the customer’s luck and situation. In my own case, I even agreed to move an additional 2 crores to a FD and they kept promising they would get an approval but nothing happened. Talked to BM and their credit card head several times and finally gave up and got it via different means.

Which means, regular upgrade or ULIP?

 

[Avinash.Mishra]

Just mention them that ur moving your deposits to SBI or some other private bank due to severe lack of service. Mention this to BM of the branch where ir account is based and see the change.

I had tried this with ICICI Sant Nagar,Delhi to get emerald private metal when I was not getting HDFC Infinia. Even though I already had pre approved offer for Emerald plastic paid they didn’t agree for emerald metal LFT