Hdfc launch 4 new business credit card

[CMGCMG is verified member.]

1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
   • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
   • Unlimited Airport Lounge Access
   • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
   • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
   • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
   • Up to 16 domestic & 6 International Airport Lounge Access in a year
   • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
   • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
   • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
   • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
   • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • 2 Cashpoints for every ₹ 150 spent
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
   • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
   • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
   • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
   • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
   • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
   • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
   • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)

 

[Dad0h0j0]

how much we have to spend for this points?

base on solely 150 to 5 RP, around 199800. but there are some 5x spends too.

 

[calculatedRISK1433]

base on solely 150 to 5 RP, around 199800. but there are some 5x spends too.

thank you man.

 

[goelkun]

I am basing that from my regalia card vouchers; i think Infinia also have same vouchers. @S S V can you confirm?

I think for Infinia the conversion is 1 RP = 0.5 Rs. for amazon vouchers (not confirmed)

 

[CardsHoarder]

1. 5x rewards on bizblack are limited to 7500points per month.

I could not find this mentioned on their website. Where is that mentioned?

All I could find was this:

• The maximum 1,50,000 Reward Points can be earned in a statement cycle.

 

[devarshi84]

I could not find this mentioned on their website. Where is that mentioned?

All I could find was this:

You may want to read the terms and conditions page. Clearly mentioned.

Also, There are caps on multiple rewards categories including minimum and maximum spends. Too many limitations for a premium business card.

 

[CardsHoarder]

You may want to read the terms and conditions page. Clearly mentioned.

Also, There are caps on multiple rewards categories including minimum and maximum spends. Too many limitations for a premium business card.

Very fishy of them. It isn't mentioned on main product page at https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black but mentioned inside T&C as you said.

Accelerated 5X Reward Points on Business Essential spends is capped at 7,500 RP per statement cycle. (excluding Wallet Load spends)

I was looking for card that rewards income tax payments. Looks like this card is not it. 7500 at 5x will be achieved with only 50k advance tax.

 

[meumangarora]

Very fishy of them. It isn't mentioned on main product page at https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black but mentioned inside T&C as you said.

I was looking for card that rewards income tax payments. Looks like this card is not it. 7500 at 5x will be achieved with only 50k advance tax.

7500 is just the maximum accelerated rewards. You'll get 1x for the rest of the amount above 50000

 

[hariselio]

Getting bizpower upgrade FYF from business regalia LTF. Is there any benefit?

 

[SSMV]

After a month of fight with Customer care they agreed to provide Biz Black card as an Floater card instead of Upgrade from Business Regalia Card
Sales Manager called me took all the kyc documents to process application after doing Home and business location verification and after making 3 cibil enquiries they have declined the Biz Black application today
Totally disappointed by Hdfc bank

 

[iaakarsh20]

1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
   • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
   • Unlimited Airport Lounge Access
   • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
   • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
   • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
   • Up to 16 domestic & 6 International Airport Lounge Access in a year
   • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
   • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
   • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
   • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
   • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • 2 Cashpoints for every ₹ 150 spent
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
   • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
   • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
   • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
   • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
   • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
   • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
   • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)

Can anyone help me on how to get the Biz Black Credit Card. I am having a business and I pay minimum 1 lakh as GST per month and also electricity payments of around 1 lakh per month but do not have an ITR of more than 9 LPA. I am having a current account (Imperia) with HDFC which is 6 Months old and have an FD with HDFC of 5L from my current account. Also I have a pre approved offer for the Biz Grow Credit Card.
PS: I don't have any credit card with HDFC bank right now but have other bank credit cards with 2L limit.

 

[Dad0h0j0]

Can anyone help me on how to get the Biz Black Credit Card. I am having a business and I pay minimum 1 lakh as GST per month and also electricity payments of around 1 lakh per month but do not have an ITR of more than 9 LPA. I am having a current account (Imperia) with HDFC which is 6 Months old and have an FD with HDFC of 5L from my current account. Also I have a pre approved offer for the Biz Grow Credit Card.
PS: I don't have any credit card with HDFC bank right now but have other bank credit cards with 2L limit.

You can try with your RM. But most likely you will get BizPower not BizBlack. I have ITR of 25L and also having current ac in HDFC, but still they are giving me BizPower not BizBlack. I am currently in email dispute with HDFC regarding my eligibility because it is 21Lakh or more ITR, which I already have. I will update you. About the same. If you try and succeed please update me.

 

[Shubham Mishra]

You can try with your RM. But most likely you will get BizPower not BizBlack. I have ITR of 25L and also having current ac in HDFC, but still they are giving me BizPower not BizBlack. I am currently in email dispute with HDFC regarding my eligibility because it is 21Lakh or more ITR, which I already have. I will update you. About the same. If you try and succeed please update me.

Same for me, I have much higher ITR and current ac with them but they said my existing card should have 5L+ limit, Which I am trying to get now. Keep updated here,

 

[bing1309]

Black BIZ is pre-approved but wanted to know the limit is it 10L anyone can confirm??

 

[Shubham Mishra]

Black BIZ is pre-approved but wanted to know the limit is it 10L anyone can confirm??

Damn! how's your relationship with hdfc?

 

[mukhunthan]

I hold a Business Regalia with a limit of 11.69 L, received a upgrade offer for Biz Black Metal edition card, I have applied for the upgrade.

 

[Shubham Mishra]

I am self employed with 4.5 l/m fix monthly credit in my hdfc current account, my limit on regalia is 3.77 lac which is holding me back to get this card. Any tip to increase limit?

 

[varunc]

Are government spends (including utility ) eligible to earn points on the Biz Black card? Couldn't find any details on the website about it

 

[meumangarora]

Are government spends (including utility ) eligible to earn points on the Biz Black card? Couldn't find any details on the website about it

Yes, you'll get reward points for them. Exclusions are petrol, wallet, rent, education and EMI.

Here's a link to the T&C from HDFC website

 

[SSMV]

After escalation to Ombudsman and Pno team my card got approved,I really thank my sales manager as he made my card get approved from declined status
Now I have both Regalia business and Biz black card

 

[goelkun]

Can anyone please share what is the conversion ratio for buying Amazon vouchers using the reward points on the biz black card ?